Gavop shows you how to buy homeowners insurance in North Hartsville, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $110,500 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $124,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $199,000 | $170,000 | $175,000-$200,000 |
| 5 Bedroom | $119,000 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$96 | $504 |
| Superior Protection Discount | -$60 | $540 |
| Fire & Security Discount | -$48 | $552 |
| Hail Resistant Roof Discount | -$18 | $582 |
| Newly Constructed Home Discount | -$126 | $474 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Darlington County | $700 | $1,036 | $1,736 | $753 | $1,453 | $283 |
| North Hartsville, SC | $700 | $593 | $1,293 | $431 | $1,131 | $162 |
| Darlington County, SC | $400 | $1,036 | $1,436 | $753 | $1,153 | $283 |
| Bethune, SC | $700 | $576 | $1,276 | $419 | $1,119 | $157 |
| Mount Pisgah, SC | $200 | $485 | $685 | $353 | $553 | $133 |
| Timmonsville, SC | $1,500 | $509 | $2,009 | $370 | $1,870 | $139 |
| Florence, SC | $300 | $931 | $1,231 | $677 | $977 | $255 |
| Scotch Meadows, NC | $2,000 | $943 | $2,943 | $685 | $2,685 | $258 |
| East Rockingham, NC | $200 | $306 | $506 | $223 | $423 | $84 |
| Hamlet, NC | $1,000 | $868 | $1,868 | $631 | $1,631 | $237 |
| Cherryvale, SC | $500 | $605 | $1,105 | $439 | $939 | $165 |
| Mullins, SC | $1,500 | $806 | $2,306 | $586 | $2,086 | $220 |
| Home Insurance Company North Hartsville, SC | Homeowners Insurance Agency North Hartsville, SC | Address | Popularity Score | Distance from North Hartsville (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Bynum Insurance | 1170 Wilson Hall Rd, Sumter, SC, 29150 | 38.0 | |
| State Farm | Brian Edwards | 605 N 4th Avenue, Dillon, SC, 29536-2501 | 39.9 | |
| Allstate | Midgley Agency I | 106 N Liberty St, Bennettsville, SC, 29512 | 25.3 | |
| Travelers | Hospitality Insurance Agency | 2843a W Palmetto St, Florence, SC, 29501 | 21.9 | |
| State Farm | Beth Weaver | 729 W Carolina Ave, Hartsville, SC, 29550-4496 | 4.4 | |
| Allstate | Mclain Insurance Agency Inc | 123 Main Street, Chesterfield, SC, 29709 | 21.2 | |
| Allstate | Troy Moss | 1201 N Main St, Lancaster, SC, 29720 | 45.6 | |
| State Farm | Scotty Campbell | 136b S Church St, Lake City, SC, 29560-2658 | 42.4 | |
| Travelers | Stuckey & Alexander | 224 North Main Street, Bishopville, SC, 29010 | 17.8 | |
| Travelers | Gary E Mims Insurance Agency | 604 W Carolina Ave, Hartsville, SC, 29550 | 4.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $660 | $1,410 | $750 |
| Darlington County, SC | $84,800 | $1,049 | $750 | $1,480 | $730 |
| North Hartsville, SC | $93,400 | $600 | $400 | $820 | $420 |
| Darlington County, SC | $84,800 | $1,049 | $710 | $1,440 | $730 |
| Bethune, SC | $85,000 | $583 | $430 | $810 | $380 |
| Mount Pisgah, SC | $73,000 | $491 | $360 | $700 | $340 |
| Timmonsville, SC | $76,000 | $515 | $360 | $730 | $370 |
| Florence, SC | $147,400 | $943 | $680 | $1,340 | $660 |
| Scotch Meadows, NC | $177,800 | $954 | $700 | $1,320 | $620 |
| East Rockingham, NC | $48,500 | $310 | $220 | $430 | $210 |
| Hamlet, NC | $92,200 | $879 | $610 | $1,240 | $630 |
| Cherryvale, SC | $88,900 | $612 | $410 | $840 | $430 |
| Mullins, SC | $76,100 | $816 | $550 | $1,160 | $610 |