Gavop shows you how to buy homeowners insurance in Fairland, MD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $74,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $121,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $303,000 | $280,000 | $250,000-$300,000 |
| 4 Bedroom | $219,500 | $190,000 | $175,000-$200,000 |
| 5 Bedroom | $238,000 | $200,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$78 | $791 |
| Home and Two Car | -$148 | $722 |
| Home and Three Car | -$209 | $661 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $700 | $1,457 | $2,157 | $1,059 | $1,759 | $398 |
| Fairland, MD | $1,500 | $859 | $2,359 | $624 | $2,124 | $235 |
| College Park, MD | $300 | $935 | $1,235 | $680 | $980 | $256 |
| Annandale, VA | $2,000 | $1,290 | $3,290 | $938 | $2,938 | $353 |
| Ravensworth, VA | $100 | $1,483 | $1,583 | $1,078 | $1,178 | $405 |
| West Springfield, VA | $1,500 | $1,405 | $2,905 | $1,021 | $2,521 | $384 |
| Newington Forest, VA | $500 | $947 | $1,447 | $688 | $1,188 | $259 |
| Waldorf, MD | $2,500 | $873 | $3,373 | $634 | $3,134 | $238 |
| New Windsor, MD | $200 | $910 | $1,110 | $661 | $861 | $249 |
| Purcellville, VA | $700 | $928 | $1,628 | $674 | $1,374 | $254 |
| Charlotte Hall, MD | $200 | $880 | $1,080 | $640 | $840 | $241 |
| Sandy Hook, MD | $2,000 | $642 | $2,642 | $467 | $2,467 | $176 |
| Home Insurance Company Fairland, MD | Homeowners Insurance Agency Fairland, MD | Address | Popularity Score | Distance from Fairland (miles) |
|---|---|---|---|---|
| Erie | The Kaifer Insurance Group | 120 Cockeysville Road Suite 100, Cockeysville, MD, 21030 | 32.1 | |
| Nationwide | Bowerman Insurance & Financial Inc. | 1057 Rockville Pike, Rockville, MD, 20852-1403 | 9.8 | |
| Nationwide | Renee Oliver Insurance Agency Inc | 13975 Connecticut Ave Ste 312, Silver Spring, MD, 20906 | 6.8 | |
| Allstate | Fred Hazeltine | 8600 Foundry St Ste 2087, Savage, MD, 20763 | 7.8 | |
| Liberty Mutual Independent | Rossmann-Hurt-Hoffman Inc | 3290 N Ridge Rd Suite 300, Ellicott City, MD, 21043 | 15.6 | |
| State Farm | Woody Hoyle | 102 Paul Mellon Ct Ste 105, Waldorf, MD, 20602-2795 | 32.2 | |
| State Farm | Tammy Counts | 9821 Rhode Island Ave, College Park, MD, 20740-1423 | 4.9 | |
| State Farm | Kirk Lynn | 2431 Crofton Ln Ste 13, Crofton, MD, 21114-1327 | 14.4 | |
| State Farm | Fred Weaver | 6851 Oak Hall Ln Ste 205, Columbia, MD, 21045-5867 | 9.8 | |
| State Farm | Dewayne Manear | 2300 E Joppa Rd Ste 2a, Baltimore, MD, 21234-2853 | 31.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Montgomery County, MD | $467,500 | $1,475 | $1,170 | $1,860 | $690 |
| Fairland, MD | $307,100 | $869 | $690 | $1,100 | $410 |
| College Park, MD | $287,300 | $947 | $750 | $1,190 | $440 |
| Annandale, VA | $462,800 | $1,306 | $870 | $1,870 | $1,000 |
| Ravensworth, VA | $471,700 | $1,501 | $1,040 | $2,070 | $1,030 |
| West Springfield, VA | $457,100 | $1,422 | $950 | $2,020 | $1,070 |
| Newington Forest, VA | $441,700 | $958 | $640 | $1,360 | $720 |
| Waldorf, MD | $257,300 | $883 | $700 | $1,110 | $410 |
| New Windsor, MD | $257,700 | $921 | $730 | $1,160 | $430 |
| Purcellville, VA | $435,400 | $939 | $680 | $1,300 | $620 |
| Charlotte Hall, MD | $242,800 | $891 | $700 | $1,120 | $420 |
| Sandy Hook, MD | $109,100 | $650 | $510 | $820 | $310 |