Gavop's guide to buying homeowners insurance in Newberry, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Newberry, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Pheasant Run, Sipe Rd, Makenzie Ln, State Rte 262, Mall Rd, Red Bank Rd, Oaklyn Dr, Wilson St, Turnout Ln, Eagle Ln | $135,500 | $120,000 | $125,000-$150,000 | $111,500 | $100,000 | $125,000-$150,000 |
| Lewisberry Ct, Landvale St, Susquehanna Dr, Riverside Dr, Kline Ave, Bunker Ln, Nancy Lopez Ln, Stillhouse Ln, Hickory St, Kristin Dr | $117,000 | $90,000 | $100,000-$125,000 | $93,000 | $80,000 | $100,000-$125,000 |
| York Hill Rd, Northcrest Dr, Bobby Jones Dr, Sam Snead Cir, Shelley Dr, Markley Dr, Deer Run Dr, Miller Rd, Fishing Creek Ave, Shelleys Ln | $145,500 | $120,000 | $125,000-$150,000 | $151,000 | $140,000 | $125,000-$150,000 |
| Vista Cir, Highland Cir, Paddock Ct, Hale Erwin Dr, State Rte 1019, Allen Dr, Southcrest Rd, Springhouse Cir, State Rte 392, Hunters Chase | $155,000 | $130,000 | $175,000-$200,000 | $111,500 | $110,000 | $75,000-$100,000 |
| Mackenzie Ln, Wertz Ave, Reeser Dr, Apache Trl, Pin Oak Ln, Fielding Way, York Haven Rd, Potts Hill Rd, Saint Andrews Way, S Kister St | $147,500 | $130,000 | $150,000-$175,000 | $125,000 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $552 |
| Superior Protection Discount | -$66 | $598 |
| Fire & Security Discount | -$53 | $612 |
| Hail Resistant Roof Discount | -$20 | $645 |
| Newly Constructed Home Discount | -$140 | $525 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| York County | $1,000 | $714 | $1,714 | $519 | $1,519 | $195 |
| Newberry, PA | $700 | $657 | $1,357 | $477 | $1,177 | $180 |
| Goldsboro, PA | $400 | $700 | $1,100 | $509 | $909 | $191 |
| Columbia, PA | $2,500 | $711 | $3,211 | $517 | $3,017 | $194 |
| Idaville, PA | $300 | $758 | $1,058 | $551 | $851 | $207 |
| Conestoga, PA | $700 | $796 | $1,496 | $579 | $1,279 | $218 |
| Cooke, PA | $400 | $854 | $1,254 | $620 | $1,020 | $233 |
| Tulpehocken, PA | $2,000 | $786 | $2,786 | $572 | $2,572 | $215 |
| Paradise, PA | $200 | $718 | $918 | $522 | $722 | $196 |
| Greenfields, PA | $700 | $722 | $1,422 | $525 | $1,225 | $197 |
| Renningers, PA | $400 | $713 | $1,113 | $518 | $918 | $195 |
| Bel Air South, MD | $700 | $942 | $1,642 | $684 | $1,384 | $257 |
| Home Insurance Company Newberry, PA | Homeowners Insurance Agency Newberry, PA | Address | Popularity Score | Distance from Newberry (miles) |
|---|---|---|---|---|
| Travelers | Mcnamara Financial | 555 Ryan Run Rd Ste 101a, York, PA, 17404 | 8.8 | |
| State Farm | Lisa Pate | 524 Greenbriar Rd Ste 1, York, PA, 17404-1335 | 9.9 | |
| Allstate | Shelly Marie Santoni | 126 S Market St, Elizabethtown, PA, 17022 | 9.9 | |
| State Farm | Chris Milsom | 2 College Ave, Mountville, PA, 17554-1546 | 20.0 | |
| Erie | Dennis Z Smith Insurance Agency | 3621 E Market Street, York, PA, 17402 | 12.3 | |
| Travelers | Seltzer Insurance Agency | 894 Gordon Nagle Trail, Pottsville, PA, 17901 | 47.7 | |
| State Farm | Steve Lane | 735 N Union St, Middletown, PA, 17057-2046 | 6.2 | |
| Erie | Asper Insurance Agency Llc | 526 Greenbriar Road, York, PA, 17404 | 9.9 | |
| State Farm | Jim Chon | 267 N Front St, Steelton, PA, 17113-2240 | 8.2 | |
| Liberty Mutual Independent | K. R. Macdonald, Inc. | 4900 Derry St , Harrisburg, PA, 17111 | 9.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,070 | $530 |
| York County, PA | $170,300 | $723 | $490 | $1,030 | $540 |
| Newberry, PA | $154,800 | $665 | $480 | $940 | $460 |
| Goldsboro, PA | $151,600 | $709 | $490 | $1,010 | $520 |
| Columbia, PA | $101,100 | $720 | $490 | $990 | $500 |
| Idaville, PA | $182,500 | $767 | $530 | $1,090 | $560 |
| Conestoga, PA | $203,500 | $806 | $570 | $1,110 | $540 |
| Cooke, PA | $235,500 | $864 | $590 | $1,200 | $610 |
| Tulpehocken, PA | $198,400 | $796 | $570 | $1,110 | $540 |
| Paradise, PA | $235,700 | $727 | $490 | $1,020 | $530 |
| Greenfields, PA | $162,900 | $731 | $530 | $1,050 | $520 |
| Renningers, PA | $158,200 | $722 | $530 | $1,030 | $500 |
| Bel Air South, MD | $272,600 | $953 | $750 | $1,200 | $450 |