Gavop shows you how to buy homeowners insurance in Huerfano County, CO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Huerfano County, CO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Twin Sisters Peak Rd, East Ave, High Rd, Co Rd 565, Cello Azui Dr, Texas Hill Ave, Co Rd 670, Russell Ave, Panadero Ave, Co Rd 351 | $331,500 | $290,000 | $350,000-$400,000 | $233,500 | $210,000 | $200,000-$250,000 |
| Co Rd 616, Co Rd 230, Britton Rd, S Willis St, Lake Rd, Cactus, Kansas Ave, Co Rd 590, Thompson Rd, Co Rd 442 | $254,500 | $230,000 | $200,000-$250,000 | $100,500 | $90,000 | $100,000-$125,000 |
| Vigil Dr, Deer Trl, Moore St, Elk Trl, E Field St, Meadow Ln, Canache Ct, Moose Trl, W 11th St, Commanche Dr | $190,500 | $180,000 | $175,000-$200,000 | $97,000 | $90,000 | $100,000-$125,000 |
| Co Rd 502, Elmridge Rd, Stacey Dr, Big Horn Dr, Co Rd 562, E 10th St, St Vrain, Leon Ave, Cuerno Verde Dr, Morning Star Rd | $281,000 | $250,000 | $250,000-$300,000 | $186,000 | $160,000 | $200,000-$250,000 |
| Sangre de Cristo Ave, Court St, S Willis Ave, Co Rd 595, Co Rd 120, Antelope Loop, Co Rd 330, Co Rd 345, E Pine St, Co Rd 310.2 | $257,500 | $240,000 | $250,000-$300,000 | $153,500 | $120,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$79 | $800 |
| Home and Two Car | -$150 | $730 |
| Home and Three Car | -$211 | $668 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Huerfano County | $2,500 | $869 | $3,369 | $631 | $3,131 | $237 |
| Huerfano County, CO | $1,000 | $869 | $1,869 | $631 | $1,631 | $237 |
| La Veta, CO | $500 | $1,312 | $1,812 | $954 | $1,454 | $359 |
| Colorado City-Rye, CO | $2,500 | $1,261 | $3,761 | $916 | $3,416 | $345 |
| Fort Garland, CO | $300 | $881 | $1,181 | $640 | $940 | $241 |
| Weston, CO | $2,500 | $1,190 | $3,690 | $864 | $3,364 | $325 |
| Segundo, CO | $100 | $1,173 | $1,273 | $852 | $952 | $320 |
| Huerfano Valley, CO | $1,000 | $1,143 | $2,143 | $831 | $1,831 | $312 |
| Salt Creek, CO | $300 | $787 | $1,087 | $572 | $872 | $215 |
| Starkville, CO | $2,500 | $895 | $3,395 | $651 | $3,151 | $245 |
| Rockvale, CO | $100 | $1,023 | $1,123 | $743 | $843 | $279 |
| Home Insurance Company Huerfano County, CO | Homeowners Insurance Agency Huerfano County, CO | Address | Popularity Score | Distance from Huerfano County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Centennial Insurance Agency Llc | 1515 Fortino Blvd Floor 2, Pueblo, CO, 81008 | 46.8 | |
| Farmers | Bryan Sanchez | 63 E Spaulding Ave, Pueblo West, CO, 81007 | 46.0 | |
| Travelers | Austin Insurance Agency Inc | 2648 Santa Fe Drive 2648 Santa Fe Drive, Pueblo, CO, 81006 | 44.1 | |
| Farmers | Jonathan Mangino | 251 N Commercial St, Trinidad, CO, 81082 | 43.6 | |
| State Farm | Laura Debella | 535 E Main St, Trinidad, CO, 81082-2762 | 43.7 | |
| Farmers | Molly Edrington | 200 W Main St, Florence, CO, 81226 | 49.2 | |
| Travelers | High Desert Agencies Llc | 301 Main Street 301 Main Street, Pueblo, CO, 81003 | 44.3 | |
| Farmers | Jim Marino | 1502 Santa Fe Dr, Pueblo, CO, 81006 | 43.7 | |
| Farmers | Linda Salbato | 44 E Spaulding Ave Ste 1, Pueblo, CO, 81007 | 46.0 | |
| State Farm | Stan Herman | 1824 Vinewood Ln, Pueblo, CO, 81005-2525 | 41.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Huerfano County, CO | $137,400 | $879 | $620 | $1,150 | $530 |
| Huerfano County, CO | $137,400 | $879 | $620 | $1,150 | $530 |
| La Veta, CO | $241,500 | $1,328 | $930 | $1,740 | $810 |
| Colorado City-Rye, CO | $219,400 | $1,276 | $890 | $1,670 | $780 |
| Fort Garland, CO | $96,700 | $892 | $620 | $1,170 | $550 |
| Weston, CO | $190,700 | $1,204 | $840 | $1,580 | $740 |
| Segundo, CO | $184,100 | $1,187 | $830 | $1,550 | $720 |
| Huerfano Valley, CO | $173,400 | $1,157 | $810 | $1,520 | $710 |
| Salt Creek, CO | $76,000 | $797 | $560 | $1,040 | $480 |
| Starkville, CO | $100,000 | $906 | $630 | $1,190 | $560 |
| Rockvale, CO | $133,800 | $1,035 | $720 | $1,360 | $640 |