Gavop tells you how to get the best homeowners insurance in Somers Point, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $97,500 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $188,500 | $160,000 | $200,000-$250,000 |
| 3 Bedroom | $358,000 | $310,000 | $400,000-$500,000 |
| 4 Bedroom | $347,000 | $300,000 | $250,000-$300,000 |
| 5 Bedroom | $667,500 | $600,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $606 |
| Superior Protection Discount | -$67 | $680 |
| Fire & Security Discount | -$67 | $680 |
| Hail Resistant Roof Discount | -$22 | $725 |
| Newly Constructed Home Discount | -$157 | $591 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Atlantic County | $700 | $855 | $1,555 | $621 | $1,321 | $234 |
| Somers Point, NJ | $2,500 | $739 | $3,239 | $537 | $3,037 | $202 |
| Longport, NJ | $200 | $2,257 | $2,457 | $1,640 | $1,840 | $617 |
| Camden County, NJ | $2,500 | $808 | $3,308 | $587 | $3,087 | $221 |
| Voorhees, NJ | $100 | $876 | $976 | $637 | $737 | $240 |
| Blackwood, NJ | $700 | $796 | $1,496 | $579 | $1,279 | $218 |
| Country Lake Estates, NJ | $300 | $809 | $1,109 | $588 | $888 | $221 |
| Woodbury Heights, NJ | $2,000 | $853 | $2,853 | $620 | $2,620 | $233 |
| Bellmawr, NJ | $500 | $649 | $1,149 | $472 | $972 | $177 |
| Beachwood, NJ | $2,000 | $762 | $2,762 | $554 | $2,554 | $208 |
| Collingswood, NJ | $200 | $800 | $1,000 | $581 | $781 | $219 |
| Lewes, DE | $2,500 | $797 | $3,297 | $579 | $3,079 | $218 |
| Home Insurance Company Somers Point, NJ | Homeowners Insurance Agency Somers Point, NJ | Address | Popularity Score | Distance from Somers Point (miles) |
|---|---|---|---|---|
| Travelers | The Mcmahon Agency Inc | 2131 Asbury Ave, Ocean City, NJ, 8226 | 3.6 | |
| Travelers | Bca Insurance Group | 330 Tilton Rd, Northfield, NJ, 8225 | 5.5 | |
| Allstate | David Lieberman | 602 New Rd, Somers Point, NJ, 8244 | 0.4 | |
| Allstate | Marc A Ludwig | 200 N Route 73 Unit 35, West Berlin, NJ, 8091 | 38.0 | |
| Travelers | Insurance Agencies Inc | 1601 New Rd Ste 100, Northfield, NJ, 8225 | 4.6 | |
| Travelers | Brouwer Hansen & Izdebski Associates | 240 Main St, Toms River, NJ, 8753 | 49.2 | |
| Travelers | Henry D Bean And Sons | 247 Kings Highway East, Haddonfield, NJ, 8033 | 46.1 | |
| Travelers | Glenn Insurance Inc | 500 E Absecon Blvd, Absecon, NJ, 8201 | 9.3 | |
| Travelers | Glenn Insurance Inc | 500 E Boulevard, Absecon, NJ, 8201 | 9.3 | |
| Travelers | Kollman Group | 2021 Rte 9 Unite 5, Linwood, NJ, 8221 | 2.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $740 | $1,520 | $780 |
| Atlantic County, NJ | $219,000 | $865 | $610 | $1,220 | $610 |
| Somers Point, NJ | $217,600 | $748 | $530 | $1,050 | $520 |
| Longport, NJ | $756,400 | $2,284 | $1,550 | $3,220 | $1,670 |
| Camden County, NJ | $193,500 | $818 | $550 | $1,170 | $620 |
| Voorhees, NJ | $308,900 | $887 | $630 | $1,270 | $640 |
| Blackwood, NJ | $176,300 | $806 | $540 | $1,140 | $600 |
| Country Lake Estates, NJ | $182,000 | $819 | $600 | $1,130 | $530 |
| Woodbury Heights, NJ | $203,800 | $863 | $600 | $1,230 | $630 |
| Bellmawr, NJ | $165,400 | $657 | $450 | $910 | $460 |
| Beachwood, NJ | $233,300 | $771 | $530 | $1,060 | $530 |
| Collingswood, NJ | $259,200 | $810 | $560 | $1,150 | $590 |
| Lewes, DE | $362,600 | $806 | $640 | $1,070 | $430 |