Gavop's guide to buying homeowners insurance in Atlanta, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $84,500 | $80,000 | $50,000-$75,000 |
| 3 Bedroom | $82,500 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $193,500 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $116,000 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$175 | $854 |
| Superior Protection Discount | -$93 | $936 |
| Fire & Security Discount | -$72 | $957 |
| Hail Resistant Roof Discount | -$31 | $998 |
| Newly Constructed Home Discount | -$247 | $782 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,163 |
| Hail Damage | $5,587 |
| Wind Damage | $10,417 |
| Expensive Claims | |
| Fire | $34,248 |
| Accidental Discharge/Leakage | $8,711 |
| Optional Coverage Losses | $8,650 |
| Home Insurance Company Atlanta, TX | Homeowners Insurance Agency Atlanta, TX | Address | Popularity Score | Distance from Atlanta (miles) |
|---|---|---|---|---|
| Farmers | April Starnes | 4526 Summerhill Rd, Texarkana, TX, 75503 | 20.0 | |
| Allstate | Jeffrey Kesler | 3415 New Boston Rd, Texarkana, TX, 75501 | 18.4 | |
| Allstate | Scott Sanders | 4303 Texas Blvd Ste 3, Texarkana, TX, 75503 | 20.1 | |
| Allstate | Keith Walley Agency | 4115 N Kings Hwy Ste 119, Texarkana, TX, 75503 | 19.3 | |
| Farmers | Kellie Cox | 703 W Main St Ste B, Atlanta, TX, 75551 | 5.1 | |
| State Farm | Shane Pennington | 1414 Linda Dr, Daingerfield, TX, 75638-2132 | 36.1 | |
| State Farm | Paul Tye | 4076 Summerhill Sq, Texarkana, TX, 75503-2730 | 19.7 | |
| Farmers | Lisa White | 101 E North Front St, New Boston, TX, 75570 | 25.8 | |
| State Farm | Greg Cockerell | 4807 Texas Blvd, Texarkana, TX, 75503-3032 | 20.2 | |
| Allstate | Kenneth Hooten | 305 E Main St Ste C, Atlanta, TX, 75551 | 4.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Cass County, TX | $86,200 | $1,308 | $860 | $2,010 | $1,150 |
| Atlanta, TX | $85,000 | $1,029 | $680 | $1,580 | $900 |
| Douglassville, TX | $88,000 | $1,462 | $960 | $2,250 | $1,290 |
| Red Lick, TX | $197,900 | $1,829 | $1,210 | $2,820 | $1,610 |
| Vivian, LA | $59,600 | $736 | $520 | $1,060 | $540 |
| Omaha, TX | $80,400 | $1,423 | $940 | $2,190 | $1,250 |
| Lone Star, TX | $98,100 | $1,511 | $1,000 | $2,330 | $1,330 |
| Bodcaw, AR | $63,300 | $814 | $550 | $1,120 | $570 |
| Harleton, TX | $93,400 | $1,058 | $700 | $1,630 | $930 |
| Waskom, TX | $112,500 | $985 | $650 | $1,520 | $870 |
| Hope, AR | $76,400 | $742 | $530 | $1,060 | $530 |