Gavop tells you how to get the best homeowners insurance in Wilkes County, GA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $111,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $124,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $187,500 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $167,000 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$90 | $510 |
| Superior Protection Discount | -$60 | $540 |
| Fire & Security Discount | -$60 | $540 |
| Hail Resistant Roof Discount | -$12 | $588 |
| Newly Constructed Home Discount | -$168 | $432 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wilkes County | $1,000 | $593 | $1,593 | $431 | $1,431 | $162 |
| Wilkes County, GA | $1,000 | $593 | $1,593 | $431 | $1,431 | $162 |
| Lincolnton, GA | $500 | $739 | $1,239 | $537 | $1,037 | $202 |
| Oglethorpe County, GA | $1,500 | $672 | $2,172 | $489 | $1,989 | $184 |
| Norwood, GA | $100 | $385 | $485 | $280 | $380 | $105 |
| Parksville, SC | $2,500 | $600 | $3,100 | $436 | $2,936 | $164 |
| Colbert, GA | $300 | $788 | $1,088 | $573 | $873 | $215 |
| Danielsville, GA | $700 | $813 | $1,513 | $591 | $1,291 | $222 |
| Southeast Edgefield, SC | $700 | $1,063 | $1,763 | $773 | $1,473 | $291 |
| Blythe, GA | $500 | $672 | $1,172 | $488 | $988 | $184 |
| Gracewood, GA | $1,500 | $670 | $2,170 | $487 | $1,987 | $183 |
| Home Insurance Company Wilkes County, GA | Homeowners Insurance Agency Wilkes County, GA | Address | Popularity Score | Distance from Wilkes County (miles) |
|---|---|---|---|---|
| State Farm | Shane Dekle | 665 Highway 29 N, Athens, GA, 30601-1541 | 37.0 | |
| State Farm | Holly Thomason | 369 W Howell St, Hartwell, GA, 30643-1197 | 41.4 | |
| Nationwide | Larry Cole Insurance Inc | 2023 Hog Mountain Rd, Watkinsville, GA, 30677-1954 | 40.3 | |
| Allstate | Christopher Jackson | 1061 Parkside Cmns # 201, Greensboro, GA, 30642 | 36.4 | |
| State Farm | Hoke Brantley | 2501 Wrightsboro Rd, Augusta, GA, 30904-7810 | 46.7 | |
| State Farm | Stephanie Wallace | 3149 Atlanta Hwy Ste 4c, Athens, GA, 30606-8392 | 41.6 | |
| Travelers | Pachuta Insurance Agency | 1031 Village Dr Ste A, Watkinsville, GA, 30677 | 40.1 | |
| State Farm | Chris Thomas | 1011 Stonebridge Pkwy Ste 104, Watkinsville, GA, 30677-6011 | 40.1 | |
| Liberty Mutual Independent | Chastain & Associates Insurance Agency Inc | 272 Hancock Avenue, Athens, GA, 30604 | 38.4 | |
| Travelers | Bush Agency Inc | 846 Church St, Royston, GA, 30662 | 40.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $730 | $1,450 | $720 |
| Wilkes County, GA | $83,400 | $600 | $430 | $850 | $420 |
| Wilkes County, GA | $83,400 | $600 | $410 | $830 | $420 |
| Lincolnton, GA | $100,300 | $748 | $510 | $1,060 | $550 |
| Oglethorpe County, GA | $111,800 | $680 | $460 | $950 | $490 |
| Norwood, GA | $48,800 | $390 | $280 | $550 | $270 |
| Parksville, SC | $88,200 | $607 | $440 | $870 | $430 |
| Colbert, GA | $142,200 | $798 | $570 | $1,100 | $530 |
| Danielsville, GA | $114,200 | $823 | $590 | $1,160 | $570 |
| Southeast Edgefield, SC | $165,300 | $1,076 | $730 | $1,480 | $750 |
| Blythe, GA | $88,900 | $680 | $460 | $930 | $470 |
| Gracewood, GA | $97,100 | $678 | $490 | $930 | $440 |