How Can I Make My Hermantown, MN Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Hermantown, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Hermantown, MN Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $66,500 $60,000 $50,000-$75,000
2 Bedroom $162,500 $150,000 $150,000-$175,000
3 Bedroom $128,500 $120,000 $100,000-$125,000
4 Bedroom $218,000 $210,000 $200,000-$250,000
5 Bedroom $186,000 $160,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Hermantown, MN | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$143 $751
Superior Protection Discount -$80 $814
Fire & Security Discount -$80 $814
Hail Resistant Roof Discount -$27 $868
Newly Constructed Home Discount -$224 $671

Choose the Right Deductible for your Hermantown, MN Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
St. Louis County $1,500 $951 $2,451 $691 $2,191 $260
Hermantown, MN $2,500 $884 $3,384 $642 $3,142 $241
Rice Lake, MN $400 $1,082 $1,482 $786 $1,186 $296
Lakewood, MN $700 $1,408 $2,108 $1,023 $1,723 $385
Holyoke, MN $200 $1,048 $1,248 $762 $962 $286
Cotton, MN $2,500 $1,046 $3,546 $760 $3,260 $286
Fine Lakes, MN $500 $1,097 $1,597 $797 $1,297 $300
Two Harbors, MN $700 $969 $1,669 $704 $1,404 $265
Toivola, MN $200 $759 $959 $551 $751 $207
Colvin, MN $1,000 $835 $1,835 $607 $1,607 $228
Turner, MN $400 $1,097 $1,497 $797 $1,197 $300
Clover, WI $1,000 $674 $1,674 $490 $1,490 $184

Identify Top Home Insurance Agents near Hermantown, MN | Back to Top

Home Insurance Company Hermantown, MN Homeowners Insurance Agency Hermantown, MN Address Popularity Score Distance from Hermantown (miles)
Travelers Spirit Valley Agency 31 North 21st Ave West, Duluth, MN, 55806
6.2
Farmers Bonnie J Perkins 738 E Superior St, Duluth, MN, 55802
7.3
Liberty Mutual Independent Twin Ports Insurance 405 E Superior St Ste 150, Duluth, MN, 55802
7.1
Travelers Insurance Brokers Of Mn 4850 Miller Trunk Hwy Duluth, Hermantown, MN, 55811
2.7
Farmers Patrick Shelton 4929 Matterhorn Dr Ste C2, Duluth, MN, 55811
3.4
Travelers Cartier Agency Inc 2631 W Superior St, Duluth, MN, 55806
6.1
Liberty Mutual Independent Twin Ports Insurance 405 East Superior St, Ste 150, Duluth, MN, 55802
7.1
State Farm Cory Fairchild 2014 London Rd, Duluth, MN, 55812-2125
8.1
Travelers Ahrens Insurance Agency 11 N Main, Aurora, MN, 55705
49.8
State Farm Lori Pietsch 6630 Grand Ave Ste 105, Duluth, MN, 55807-2235
6.0

Compare Rates for Hermantown, MN Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $820 $1,660 $840
St. Louis County, MN $146,700 $963 $650 $1,360 $710
Hermantown, MN $221,800 $894 $640 $1,260 $620
Rice Lake, MN $170,800 $1,095 $780 $1,570 $790
Lakewood, MN $281,400 $1,425 $1,040 $1,950 $910
Holyoke, MN $161,300 $1,061 $760 $1,470 $710
Cotton, MN $160,800 $1,059 $750 $1,460 $710
Fine Lakes, MN $175,000 $1,110 $770 $1,580 $810
Two Harbors, MN $141,400 $981 $700 $1,360 $660
Toivola, MN $97,500 $768 $550 $1,060 $510
Colvin, MN $112,000 $845 $610 $1,200 $590
Turner, MN $175,000 $1,110 $740 $1,570 $830
Clover, WI $167,100 $682 $460 $940 $480