Gavop shows you how to buy homeowners insurance in Pearl, MS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $137,000 | $130,000 | $100,000-$125,000 |
| 3 Bedroom | $158,500 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $160,000 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $131,500 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$164 | $698 |
| Superior Protection Discount | -$78 | $784 |
| Fire & Security Discount | -$60 | $801 |
| Hail Resistant Roof Discount | -$26 | $836 |
| Newly Constructed Home Discount | -$172 | $689 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,488 |
| Hail Damage | $4,853 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $16,553 |
| Home Insurance Company Pearl, MS | Homeowners Insurance Agency Pearl, MS | Address | Popularity Score | Distance from Pearl (miles) |
|---|---|---|---|---|
| Allstate | Steven James | 330 Edgewood Terrace Dr Ste C, Jackson, MS, 39206 | 7.3 | |
| Allstate | Doyle Hays | 9 Lakeland Cir, Jackson, MS, 39216 | 4.8 | |
| State Farm | Steve Higginbotham | 587 E Beasley Rd Ste C, Jackson, MS, 39206-3044 | 8.5 | |
| State Farm | Jay Hassell | 1553 E County Line Rd Ste 106, Jackson, MS, 39211-1806 | 8.9 | |
| State Farm | Don O'Harroll | 1587 Simpson Highway 149, Mendenhall, MS, 39114-3564 | 25.2 | |
| Allstate | Angel Garrison | 200 Riverwind Dr Ste 105, Pearl, MS, 39208 | 2.4 | |
| Allstate | Eddie Grimes | 1201 Highway 49 S Ste 32, Richland, MS, 39218 | 5.4 | |
| Allstate | Lisa Halford | 1139 Old Fannin Rd Ste E, Brandon, MS, 39047 | 7.9 | |
| State Farm | David Mcphail | 940 Grand Ave, Yazoo City, MS, 39194-3236 | 44.3 | |
| State Farm | Chip Sanders | 118 Service Dr Ste 18, Brandon, MS, 39042-2435 | 3.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $790 | $1,640 | $850 |
| Rankin County, MS | $158,400 | $1,298 | $870 | $1,790 | $920 |
| Pearl, MS | $118,000 | $862 | $590 | $1,230 | $640 |
| Flowood, MS | $185,100 | $987 | $720 | $1,370 | $650 |
| Clinton, MS | $155,600 | $1,015 | $720 | $1,390 | $670 |
| Hinds County, MS | $109,400 | $1,078 | $780 | $1,540 | $760 |
| Bolton, MS | $81,900 | $976 | $710 | $1,390 | $680 |
| Puckett, MS | $122,500 | $1,240 | $840 | $1,700 | $860 |
| Flora, MS | $134,200 | $1,308 | $890 | $1,820 | $930 |
| Simpson County, MS | $86,800 | $848 | $610 | $1,210 | $600 |
| Satartia, MS | $132,500 | $1,299 | $880 | $1,780 | $900 |
| Mize, MS | $77,500 | $945 | $690 | $1,340 | $650 |
| Pickens, MS | $56,600 | $790 | $550 | $1,100 | $550 |