Gavop shows you how to buy homeowners insurance in Luling, LA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Luling, LA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lake Catherine Dr, Ruth St, de Jean St, Plantation Rd, Pioneer Dr, Ivy Ln, River Park Dr, Angel Dr, Tupelo Ct, Park Ave | $170,500 | $150,000 | $175,000-$200,000 | $241,000 | $210,000 | $250,000-$300,000 |
| Kosher Ln, Meyer Ln, Patricia Ct, Primrose Dr, Meredith Pl, Penn St, Scott St, Lafaille St, US Hwy 90, Lac Verrett | $104,500 | $90,000 | $100,000-$125,000 | $209,500 | $190,000 | $200,000-$250,000 |
| Coleman Ln, St Charles Pl, St Maria St, Easy St, E Heather Dr, S Kinler St, Edna Dr, John Ln, King St, Willowdale Blvd | $166,500 | $160,000 | $150,000-$175,000 | $263,000 | $220,000 | $300,000-$350,000 |
| J B Green Rd, E Levert Dr, Angus Dr, Nicholas St, Lac Verret Dr, Faith Pl, Wade St, Lac Penchant Dr, Acadian Oaks Dr, Lac Bistineau Ct | $139,000 | $120,000 | $125,000-$150,000 | $302,000 | $250,000 | $300,000-$350,000 |
| Ashland Dr, Butternut St, American Bank Ln, Schexnayder Ln, Warren Dr, Gassen St, Byrd Ln, Bayou Est, Lance Ln, 4th St | $173,000 | $140,000 | $175,000-$200,000 | $152,500 | $140,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$154 | $874 |
| Superior Protection Discount | -$103 | $926 |
| Fire & Security Discount | -$103 | $926 |
| Hail Resistant Roof Discount | -$31 | $998 |
| Newly Constructed Home Discount | -$288 | $740 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,392 |
| Hail Damage | $4,524 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $17,556 |
| Home Insurance Company Luling, LA | Homeowners Insurance Agency Luling, LA | Address | Popularity Score | Distance from Luling (miles) |
|---|---|---|---|---|
| State Farm | Dustin Gaar | 110 Ormond Center Ct Ste V, Destrehan, LA, 70047-2547 | 4.4 | |
| State Farm | Eric Deroche | 9225 Jefferson Highway, River Ridge, LA, 70123-2803 | 8.8 | |
| State Farm | Reggie Glass | 3800 Elysian Flds Ave, New Orleans, LA, 70122-4565 | 18.9 | |
| State Farm | Todd Husers | 17578 Old Jefferson Hwy, Prairieville, LA, 70769-3929 | 46.0 | |
| Allstate | Jeff Stern | 9401 Jefferson Hwy Ste A, River Ridge, LA, 70123 | 9.1 | |
| State Farm | Duke Duffee | 4415 Transcontinentl Dr Ste A, Metairie, LA, 70006-2131 | 12.4 | |
| State Farm | Ab Flynt | 800 Metairie Rd Ste P, Metairie, LA, 70005-4043 | 14.7 | |
| State Farm | Chris Nolan | 201 Saint Charles Ave Ste 224, New Orleans, LA, 70170-1024 | 17.4 | |
| State Farm | Chad Wood | 2301 Williams Blvd Ste A, Kenner, LA, 70062-5863 | 9.6 | |
| Allstate | Gary Treadway | 2116 Gause Blvd W Ste C, Slidell, LA, 70460 | 42.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| St. Charles Parish, LA | $185,800 | $1,249 | $870 | $1,800 | $930 |
| Luling, LA | $193,800 | $1,028 | $720 | $1,480 | $760 |
| Reserve, LA | $121,000 | $1,012 | $710 | $1,460 | $750 |
| Gramercy, LA | $144,800 | $1,610 | $1,130 | $2,320 | $1,190 |
| Lutcher, LA | $126,000 | $1,466 | $1,030 | $2,110 | $1,080 |
| Orleans, LA | $205,000 | $1,305 | $910 | $1,880 | $970 |
| Presquille, LA | $227,100 | $2,009 | $1,410 | $2,890 | $1,480 |
| Gray, LA | $113,700 | $1,357 | $950 | $1,950 | $1,000 |
| Paincourtville, LA | $129,700 | $1,496 | $1,050 | $2,150 | $1,100 |
| Tickfaw, LA | $136,600 | $1,550 | $1,090 | $2,230 | $1,140 |
| Terrebonne, LA | $143,700 | $1,443 | $1,010 | $2,080 | $1,070 |