Gavop's guide to buying homeowners insurance in Cannonsburg, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $74,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $104,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $148,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $353,000 | $310,000 | $350,000-$400,000 |
| 5 Bedroom | $176,500 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$102 | $628 |
| Superior Protection Discount | -$66 | $664 |
| Fire & Security Discount | -$80 | $650 |
| Hail Resistant Roof Discount | -$15 | $715 |
| Newly Constructed Home Discount | -$197 | $533 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Boyd County | $2,000 | $769 | $2,769 | $559 | $2,559 | $210 |
| Cannonsburg, KY | $2,500 | $721 | $3,221 | $524 | $3,024 | $197 |
| Boyd County, KY | $500 | $769 | $1,269 | $559 | $1,059 | $210 |
| Ceredo, WV | $2,000 | $628 | $2,628 | $457 | $2,457 | $172 |
| Pea Ridge, WV | $300 | $673 | $973 | $489 | $789 | $184 |
| South Shore, KY | $1,500 | $718 | $2,218 | $522 | $2,022 | $196 |
| Elkfork-Ophir, KY | $200 | $574 | $774 | $417 | $617 | $157 |
| Nile, OH | $1,500 | $638 | $2,138 | $464 | $1,964 | $174 |
| Rush, OH | $400 | $640 | $1,040 | $465 | $865 | $175 |
| Gallipolis Ferry, WV | $2,500 | $620 | $3,120 | $451 | $2,951 | $170 |
| Brush Creek, OH | $300 | $581 | $881 | $422 | $722 | $159 |
| Henderson, WV | $1,000 | $482 | $1,482 | $350 | $1,350 | $132 |
| Home Insurance Company Cannonsburg, KY | Homeowners Insurance Agency Cannonsburg, KY | Address | Popularity Score | Distance from Cannonsburg (miles) |
|---|---|---|---|---|
| State Farm | Steve Barker | 519 W Main St, Morehead, KY, 40351-1539 | 40.8 | |
| State Farm | Bob Wages | 1019 State Route 716, Ashland, KY, 41102-8257 | 7.9 | |
| Allstate | Wells & Middleton | 2019 Ashland Rd, Greenup, KY, 41144 | 17.5 | |
| Travelers | Wells & Middleton Insurance Inc | 2019 Ashland Rd, Greenup, KY, 41144 | 17.2 | |
| State Farm | Don Hillman | 209 E Perry St, Louisa, KY, 41230 | 15.4 | |
| Travelers | Wells & Middleton Insurance Inc | 2019 Ashland Road, Greenup, KY, 41144 | 17.5 | |
| State Farm | Scott Hester | 800 13th St, Ashland, KY, 41101-2638 | 11.2 | |
| State Farm | Ramona Salyer | 308 Horton St, Grayson, KY, 41143-1319 | 12.6 | |
| Allstate | John J. Ross Jr. | 4332 13th St Unit 1, Ashland, KY, 41102 | 9.2 | |
| State Farm | Curt Robinson | 1114 Bellefonte Rd, Flatwoods, KY, 41139-1971 | 13.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $610 | $1,270 | $660 |
| Boyd County, KY | $103,900 | $778 | $540 | $1,100 | $560 |
| Cannonsburg, KY | $122,100 | $730 | $530 | $1,000 | $470 |
| Boyd County, KY | $103,900 | $778 | $520 | $1,070 | $550 |
| Ceredo, WV | $100,100 | $636 | $460 | $880 | $420 |
| Pea Ridge, WV | $142,900 | $681 | $500 | $950 | $450 |
| South Shore, KY | $86,200 | $727 | $530 | $1,010 | $480 |
| Elkfork-Ophir, KY | $56,900 | $581 | $420 | $800 | $380 |
| Nile, OH | $108,000 | $646 | $470 | $910 | $440 |
| Rush, OH | $108,800 | $648 | $460 | $900 | $440 |
| Gallipolis Ferry, WV | $84,300 | $628 | $430 | $860 | $430 |
| Brush Creek, OH | $87,700 | $588 | $410 | $810 | $400 |
| Henderson, WV | $50,600 | $488 | $350 | $690 | $340 |