Gavop tells you how to get the best homeowners insurance in Boyd County, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Boyd County, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Banbury Rd, Kenney St, W Hearthstone Ct, McNurl Ln, W Meadowbrook St, Sunrise Ln, Cherry Ln, Cr-1128, Kenview Dr, Cs-2201 | $79,500 | $80,000 | $50,000-$75,000 | $71,000 | $60,000 | $50,000-$75,000 |
| Yuma St, Deer Park Dr, Cypress St, Cr-1121, Front St, Cedar Hill Dr, Cr-1302, New Vista Rd, Irish Oaks Dr, Garden Ln | $104,500 | $100,000 | $75,000-$100,000 | $69,500 | $60,000 | $75,000-$100,000 |
| State Hwy 766, The Oaks Dr, Jared Ct, Madison Ln, Jepson St, Old Stage Rd, Lawnhorn Holw, Franz Cir, Golden Gate Hill Rd, Winding Hills Rd | $138,000 | $130,000 | $125,000-$150,000 | $130,000 | $120,000 | $125,000-$150,000 |
| Trailer Pk, Wildwood Dr, Cs-2531, Bob McCullough Dr, W Midland Trail Rd, State Rte 5, S Belmont St, State Hwy 1945, Ernestine St, 39th St | $130,500 | $120,000 | $100,000-$125,000 | $73,500 | $60,000 | $50,000-$75,000 |
| Ringo St, 5th St W, Poplar St, Dove Haven Dr, Barton Ct, Camisa Ct, Korean War Veterans Way, Brown Ln, Leroy Ln, Ferguson Rd | $126,000 | $120,000 | $100,000-$125,000 | $112,500 | $90,000 | $100,000-$125,000 |
| Oakley St, Old Trace Rd, Cr-1044B3, Mary Ellen Rd, Jordan Dr, Cedar Knoll Rd, Overlook Dr, Stevens Dr W, Ridgeway Ct, Verna Ave | $77,500 | $70,000 | $75,000-$100,000 | $70,500 | $60,000 | $50,000-$75,000 |
| State Hwy 766, Cs-2081, Donna Ct, Cr-1245K, Van Bibber Ct, McGurk St, Ashland Ave, Linden Rd, Lowman Dr, Red Fox Dr | $109,500 | $100,000 | $125,000-$150,000 | $86,000 | $80,000 | $75,000-$100,000 |
| Edgewood Ave, Court St, Cabell St, Clark St, Weymouth Dr, Cr-1368, Cs-1043, Johnson Pl W, Pamela Dr W, Honeysuckle Ln | $151,000 | $130,000 | $125,000-$150,000 | $91,000 | $90,000 | $75,000-$100,000 |
| Skyline Dr, Matthew Trl, Cr-1333X, Klaiber Ln, Edgewood Dr, Marcia St, Musser Ln, Miller St, Cr-1146G, State Hwy 757 | $113,500 | $100,000 | $100,000-$125,000 | $73,000 | $70,000 | $75,000-$100,000 |
| 10th St, Mindy Jane Ct, Melody Ln, Ranch Rd, York St, Chessie Dr, Cs-2121, Spurlock Hill Rd, Comfort Ln, Fosson St | $96,500 | $90,000 | $100,000-$125,000 | $61,500 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $653 |
| Superior Protection Discount | -$78 | $700 |
| Fire & Security Discount | -$86 | $692 |
| Hail Resistant Roof Discount | -$23 | $755 |
| Newly Constructed Home Discount | -$194 | $583 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Boyd County | $1,500 | $769 | $2,269 | $559 | $2,059 | $210 |
| Boyd County, KY | $2,500 | $769 | $3,269 | $559 | $3,059 | $210 |
| Ashland South, KY | $300 | $894 | $1,194 | $650 | $950 | $244 |
| Coal Grove, OH | $1,500 | $568 | $2,068 | $413 | $1,913 | $155 |
| Russell, KY | $500 | $989 | $1,489 | $719 | $1,219 | $270 |
| Flatwoods, KY | $700 | $683 | $1,383 | $496 | $1,196 | $187 |
| Sciotodale, OH | $200 | $642 | $842 | $467 | $667 | $176 |
| Portsmouth, OH | $2,000 | $685 | $2,685 | $498 | $2,498 | $187 |
| Scioto County, OH | $100 | $785 | $885 | $570 | $670 | $214 |
| Johnson County, KY | $1,000 | $685 | $1,685 | $497 | $1,497 | $187 |
| Point Pleasant, WV | $500 | $608 | $1,108 | $442 | $942 | $166 |
| Prestonsburg, KY | $1,500 | $689 | $2,189 | $501 | $2,001 | $188 |
| Home Insurance Company Boyd County, KY | Homeowners Insurance Agency Boyd County, KY | Address | Popularity Score | Distance from Boyd County (miles) |
|---|---|---|---|---|
| State Farm | Paul Pelphrey | 219 Broadway St, Paintsville, KY, 41240-1255 | 38.4 | |
| State Farm | Steve Barker | 519 W Main St, Morehead, KY, 40351-1539 | 43.1 | |
| State Farm | Bob Wages | 1019 State Route 716, Ashland, KY, 41102-8257 | 5.3 | |
| Travelers | Trademark Insurance | 264 Old Flemingsburg Rd, Morehead, KY, 40351 | 43.3 | |
| Allstate | Wells & Middleton | 2019 Ashland Rd, Greenup, KY, 41144 | 15.9 | |
| Travelers | Wells & Middleton Insurance Inc | 2019 Ashland Rd, Greenup, KY, 41144 | 15.5 | |
| Travelers | Wells & Middleton Insurance Inc | 2019 Ashland Road, Greenup, KY, 41144 | 15.9 | |
| State Farm | Don Hillman | 209 E Perry St, Louisa, KY, 41230 | 17.3 | |
| State Farm | Scott Hester | 800 13th St, Ashland, KY, 41101-2638 | 8.2 | |
| Allstate | John J. Ross Jr. | 4332 13th St Unit 1, Ashland, KY, 41102 | 6.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $640 | $1,240 | $600 |
| Boyd County, KY | $103,900 | $778 | $540 | $1,100 | $560 |
| Boyd County, KY | $103,900 | $778 | $560 | $1,070 | $510 |
| Ashland South, KY | $132,500 | $905 | $620 | $1,290 | $670 |
| Coal Grove, OH | $83,300 | $575 | $390 | $810 | $420 |
| Russell, KY | $165,000 | $1,001 | $730 | $1,410 | $680 |
| Flatwoods, KY | $89,900 | $691 | $500 | $980 | $480 |
| Sciotodale, OH | $109,700 | $650 | $470 | $890 | $420 |
| Portsmouth, OH | $74,000 | $694 | $460 | $980 | $520 |
| Scioto County, OH | $93,000 | $794 | $570 | $1,090 | $520 |
| Johnson County, KY | $90,300 | $693 | $470 | $960 | $490 |
| Point Pleasant, WV | $80,800 | $615 | $420 | $870 | $450 |
| Prestonsburg, KY | $91,500 | $698 | $510 | $980 | $470 |