Gavop's guide to buying homeowners insurance in Bexar County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $90,000 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $149,500 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $177,500 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $149,500 | $130,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$212 | $1,301 |
| Superior Protection Discount | -$151 | $1,362 |
| Fire & Security Discount | -$166 | $1,346 |
| Hail Resistant Roof Discount | -$45 | $1,468 |
| Newly Constructed Home Discount | -$408 | $1,104 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bexar County | $2,500 | $1,495 | $3,995 | $1,086 | $3,586 | $408 |
| Bexar County, TX | $2,500 | $1,495 | $3,995 | $1,086 | $3,586 | $408 |
| San Antonio Central, TX | $500 | $1,014 | $1,514 | $737 | $1,237 | $277 |
| Leon Valley, TX | $2,000 | $966 | $2,966 | $702 | $2,702 | $264 |
| Shavano Park, TX | $300 | $955 | $1,255 | $694 | $994 | $261 |
| Converse, TX | $700 | $943 | $1,643 | $685 | $1,385 | $258 |
| Somerset, TX | $300 | $1,469 | $1,769 | $1,068 | $1,368 | $401 |
| Leming, TX | $2,000 | $1,430 | $3,430 | $1,039 | $3,039 | $391 |
| Southwest Guadalupe, TX | $400 | $1,770 | $2,170 | $1,287 | $1,687 | $484 |
| Wilson County, TX | $1,000 | $1,411 | $2,411 | $1,025 | $2,025 | $386 |
| Redwood, TX | $300 | $1,288 | $1,588 | $936 | $1,236 | $352 |
| Falls City, TX | $2,000 | $1,622 | $3,622 | $1,179 | $3,179 | $443 |
| Home Insurance Company Bexar County, TX | Homeowners Insurance Agency Bexar County, TX | Address | Popularity Score | Distance from Bexar County (miles) |
|---|---|---|---|---|
| Farmers | Gabriel Ramirez | 8546 Broadway St Ste 107, San Antonio, TX, 78217 | 6.0 | |
| Farmers | Ida Benavides | 114 N Ellison Dr Ste 118, San Antonio, TX, 78251 | 10.0 | |
| Travelers | Crandall & Associates Inc | 5406 Prue Rd, San Antonio, TX, 78240 | 7.9 | |
| Farmers | Jaime Elias | 5511 W Ih 10 Ste 3, San Antonio, TX, 78201 | 2.3 | |
| Farmers | Gloria Molina | 7205 Bandera Rd Ste 103, San Antonio, TX, 78238 | 7.5 | |
| Travelers | Global Green Insurance Agency | 2700 Ne Loop 410 Ste 330, San Antonio, TX, 78217 | 8.1 | |
| State Farm | Norma Lopez Petre | 3227 Sw Military Dr Ste 103, San Antonio, TX, 78211-3881 | 6.5 | |
| Travelers | Whitaker Insurance Associates Inc | 8626 Tesoro Dr #310 San Antonio, San Antonio, TX, 78217 | 6.3 | |
| Allstate | Christopher Hill | 9055 Marbach Rd Ste 110b, San Antonio, TX, 78245 | 8.8 | |
| State Farm | David Galvan | 2399 Nw Military Hwy, San Antonio, TX, 78231-2502 | 6.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Bexar County, TX | $142,300 | $1,513 | $1,000 | $2,330 | $1,330 |
| Bexar County, TX | $142,300 | $1,513 | $1,000 | $2,330 | $1,330 |
| San Antonio Central, TX | $84,200 | $1,026 | $680 | $1,580 | $900 |
| Leon Valley, TX | $153,100 | $978 | $650 | $1,510 | $860 |
| Shavano Park, TX | $620,300 | $967 | $640 | $1,490 | $850 |
| Converse, TX | $140,200 | $955 | $630 | $1,470 | $840 |
| Somerset, TX | $93,200 | $1,487 | $980 | $2,290 | $1,310 |
| Leming, TX | $85,000 | $1,447 | $960 | $2,230 | $1,270 |
| Southwest Guadalupe, TX | $182,400 | $1,792 | $1,180 | $2,760 | $1,580 |
| Wilson County, TX | $170,600 | $1,428 | $940 | $2,200 | $1,260 |
| Redwood, TX | $60,100 | $1,304 | $860 | $2,010 | $1,150 |
| Falls City, TX | $130,700 | $1,642 | $1,080 | $2,530 | $1,450 |