Gavop's guide to buying homeowners insurance in Fairplay, CO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Fairplay, CO - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lower Crow Hill Rd, Raven Ln, N Pine St, Shot Way, Schooley Rd, Rio Blanco Rd, Co Rd 34, Hawkins Trl, Highlands Dr, Co Rd 15 | $127,000 | $110,000 | $100,000-$125,000 | $133,500 | $120,000 | $150,000-$175,000 |
| Olympic Cir, Ram St, Polaris Rd, Co Rd 45, Lost Park Rd, Wolf Ct, Flint Cir, Reinecker Rd, Kiowa Trl, Crestview Ln | $185,000 | $170,000 | $175,000-$200,000 | $145,000 | $130,000 | $150,000-$175,000 |
| Chickadee Ln, Bluestem Way, Osprey Rd, Willet Ln, Tressel Trl, Penn Ct, Mosquito Pass, Lobo Ln, Smith and Wesson Rd, Hawken Rd | $153,500 | $140,000 | $125,000-$150,000 | $148,000 | $120,000 | $125,000-$150,000 |
| Deadmans End, Jefferson Rd, Rock Creek Way, Sibley Ct, Antelope Way, Murphy Rd, Galahad Cir, N Pine Dr, Swiggler Ct, Bounty Hunters Ln | $174,000 | $140,000 | $175,000-$200,000 | $298,500 | $240,000 | $300,000-$350,000 |
| Venture Rd, Grand Canyon Rd, Galahad Way, Beaver Creek Ln, Shetland Cir, Al Gulch Ct, Bonell Dr, Baker Rd, Rd P37, Calf Rd | $164,500 | $140,000 | $125,000-$150,000 | $186,000 | $160,000 | $200,000-$250,000 |
| Levick Rd, Rawhide Way, Elk Horn Ct, Hall Rd, 9th St, Gray St, Four Mile Creek Rd, Mountain Vis, Co Rd 655, Galahad Ave | $165,000 | $150,000 | $150,000-$175,000 | $132,000 | $120,000 | $100,000-$125,000 |
| Larimer Dr, Six Bits St, Puma Pl, Elk Park Dr, Tombigbee Ct, Streeter's St, Grand Teton Dr, Mercuryhill Rd, Coors Ct, Middle Fork Vis | $192,000 | $170,000 | $200,000-$250,000 | $247,000 | $220,000 | $250,000-$300,000 |
| Persian Way, Swallow Rock Trl, Schulz Ct, Bear Way, Lobo Ave, Co Rd 20, Pheasant Run Rd, Co Rd 72, Elkhorn Rd, Glissade Trail Rd | $171,500 | $150,000 | $125,000-$150,000 | $138,000 | $130,000 | $100,000-$125,000 |
| Gold Run Rd, Fsr-109, Bear Ct, Rhodes Ct, Hinsdale Dr, Bare Trl, Anglo Ln, Mockingbird Ct, Axle Ct, Colt Ln | $136,000 | $120,000 | $125,000-$150,000 | $208,500 | $170,000 | $200,000-$250,000 |
| Leavick Rd, Crusader Rd, Haida Ct, Royal Coachman Ln, Santa Maria Dr, Quakie Ct, Vista Grande Ct, Ithaica Path, Wolf Way, Random Rd | $125,500 | $110,000 | $125,000-$150,000 | $201,500 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$179 | $813 |
| Superior Protection Discount | -$89 | $903 |
| Fire & Security Discount | -$89 | $903 |
| Hail Resistant Roof Discount | -$20 | $972 |
| Newly Constructed Home Discount | -$238 | $754 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,464 |
| Hail Damage | $4,806 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $16,386 |
| Home Insurance Company Fairplay, CO | Homeowners Insurance Agency Fairplay, CO | Address | Popularity Score | Distance from Fairplay (miles) |
|---|---|---|---|---|
| State Farm | Randy Bales | 915 S Wadsworth Blvd, Lakewood, CO, 80226-4305 | 47.8 | |
| Travelers | Vela Insurance | 5285 W Louisiana Ave, Lakewood, CO, 80232 | 48.7 | |
| State Farm | Art Martinez | 7444 W Chatfield Ave Ste E, Littleton, CO, 80128-9112 | 42.7 | |
| Travelers | Tag-Highlands Ranch | 9609 S University Blvd 631637, Highlands Ranch, CO, 80163 | 50.1 | |
| Travelers | Staebell Insurance Group | 2124 Ford St., Golden, CO, 80401 | 45.1 | |
| Allstate | Ken Kelley | 333 W Hampden Ave Ste 760, Englewood, CO, 80110 | 49.8 | |
| Travelers | Colorado Insurors Service Inc | 333 W Hampden Ave 900, Englewood, CO, 80110 | 49.8 | |
| Allstate | James S. Muniz | 950 Wadsworth Blvd Ste 313, Lakewood, CO, 80214 | 49.3 | |
| Liberty Mutual Independent | Alliance Insurance Agency | 710 Golden Ridge Rd Ste 120, Golden, CO, 80401 | 44.2 | |
| State Farm | Steve Basler | 12600 W 32nd Ave, Wheat Ridge, CO, 80033-5253 | 48.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Park County, CO | $262,300 | $980 | $690 | $1,280 | $590 |
| Fairplay, CO | $269,500 | $992 | $690 | $1,300 | $610 |
| Copper Mountain, CO | $695,300 | $2,984 | $2,090 | $3,910 | $1,820 |
| South Jefferson, CO | $488,400 | $1,650 | $1,150 | $2,160 | $1,010 |
| Westcreek, CO | $258,000 | $1,367 | $960 | $1,790 | $830 |
| Floyd Hill, CO | $400,000 | $1,819 | $1,270 | $2,380 | $1,110 |
| Minturn-Red Cliff, CO | $521,100 | $1,704 | $1,190 | $2,230 | $1,040 |
| Dakota Ridge, CO | $312,000 | $1,005 | $700 | $1,320 | $620 |
| Fraser, CO | $282,300 | $1,426 | $1,000 | $1,870 | $870 |
| Coal Creek, CO | $361,000 | $1,660 | $1,160 | $2,170 | $1,010 |