Gavop tells you how to get the best homeowners insurance in Henderson County, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Henderson County, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| William and Mary Ct, State Hwy 416, Smith Ct, Oak Hurst, Thornton Pl, Timbers Dr, Heather Ln, Ridgelane Dr, Connell St, Madison St | $146,500 | $130,000 | $125,000-$150,000 | $96,500 | $90,000 | $75,000-$100,000 |
| Cottingham Ln, Baskett Cemetery Rd, Spencer Thornsberry Rd, Azalea Trl, Greenbriar Dr, Gabe St, Fryer Dr, Old Hwy 416 Spr, Busby Station Rd, Dick Smith Rd | $125,500 | $120,000 | $100,000-$125,000 | $70,000 | $60,000 | $50,000-$75,000 |
| US Hwy 41 Alt, Dr Floyd Rd, Fairground Ln, S Alvasia St, Holliday Ct, Peters Rd, Janalee Dr, 4th St, Palmer Cir, Sand Ln Manor Apartment | $152,500 | $130,000 | $125,000-$150,000 | $85,000 | $80,000 | $75,000-$100,000 |
| Green Ridge Pl, Turner Ave, Stillyard Rd, Meadow St, Watson Ln, W Fox Hollow Run, S Adams St, N Main St, Connaway Dr, Hubbard Ln | $197,500 | $160,000 | $200,000-$250,000 | $164,000 | $130,000 | $175,000-$200,000 |
| Clements Pointe, Alzey-Mt Vernon Rd, Hickory Wood Ct, Market St, Spring Garden Rd, Meadow St, Edwards Rd, State Hwy 425, S Lincoln Ave, State Rte 1299 | $127,000 | $110,000 | $125,000-$150,000 | $126,500 | $120,000 | $125,000-$150,000 |
| Knob Ln, S Elm Pl, O'Grady St, State Rte 1078 N, S Alvasia St, Westwood Ct, Helm St, Brookstone Dr, Osage Dr, Birkhall Way | $149,000 | $130,000 | $150,000-$175,000 | $120,000 | $110,000 | $100,000-$125,000 |
| Catalpa Ct, Smith Ave, Valley Dr, Cs-1072, Alma St, Wheeler Rd, Hillside Dr, Julianne Dr, Wh Negley Rd, Whettstone Dr | $215,500 | $180,000 | $175,000-$200,000 | $130,000 | $110,000 | $125,000-$150,000 |
| Fulcher Ave, Field Stone Dr, Broomsage Ln, S Wye Dr, Utley and Utley Rd, Old US 60 Rd W, State Hwy 812, Highland Rd, Ivy Trl, S Negley | $116,500 | $110,000 | $100,000-$125,000 | $112,500 | $90,000 | $100,000-$125,000 |
| Hallway Dr, River Rd, Arbor Dr, N Water St, Marlou Ct, Schuette Ln, Cr-1117, E Doubletree Dr, Martin Luther King Jr Ave, Roosevelt St | $126,000 | $120,000 | $125,000-$150,000 | $83,000 | $70,000 | $75,000-$100,000 |
| Stone McClellan Rd, Franklin St, Laurel Trl, Breezeport Ct, E Daffodil Ct, Saddlebrook Dr, Constanza Ct, Gibson St, US Hwy 641, Honeysuckle Ln | $212,000 | $190,000 | $175,000-$200,000 | $177,000 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$158 | $672 |
| Superior Protection Discount | -$83 | $746 |
| Fire & Security Discount | -$83 | $746 |
| Hail Resistant Roof Discount | -$25 | $804 |
| Newly Constructed Home Discount | -$199 | $630 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Henderson County | $700 | $819 | $1,519 | $595 | $1,295 | $224 |
| Henderson County, KY | $1,500 | $819 | $2,319 | $595 | $2,095 | $224 |
| Point, IN | $1,500 | $859 | $2,359 | $624 | $2,124 | $235 |
| Robb, IN | $200 | $826 | $1,026 | $600 | $800 | $226 |
| Barton, IN | $1,000 | $807 | $1,807 | $587 | $1,587 | $221 |
| Whitesville-Philpot, KY | $400 | $802 | $1,202 | $583 | $983 | $219 |
| White County, IL | $2,500 | $825 | $3,325 | $600 | $3,100 | $226 |
| Whitesville, KY | $300 | $745 | $1,045 | $541 | $841 | $204 |
| Grayville, IL | $1,000 | $500 | $1,500 | $363 | $1,363 | $137 |
| Eagle Creek, IL | $400 | $664 | $1,064 | $482 | $882 | $181 |
| Crayne, KY | $1,000 | $1,085 | $2,085 | $788 | $1,788 | $296 |
| Home Insurance Company Henderson County, KY | Homeowners Insurance Agency Henderson County, KY | Address | Popularity Score | Distance from Henderson County (miles) |
|---|---|---|---|---|
| Travelers | Ohio Valley Insurance Llc | 2510 B Tamarack Rd, Owensboro, KY, 42301 | 23.3 | |
| State Farm | Carrie Divine | 701 Us Highway 60 E, Morganfield, KY, 42437-1169 | 19.8 | |
| State Farm | Daniel Dick | 3101 Alvey Park Dr E Ste B, Owensboro, KY, 42303-2130 | 28.0 | |
| State Farm | Al Baity | 311d 5th Street, Henderson, KY, 42420-5806 | 3.6 | |
| State Farm | Chris Trammel | 113 N Main St, Henderson, KY, 42420-3101 | 3.4 | |
| State Farm | Shane Boggess | 2003 Stapp Dr, Henderson, KY, 42420-2663 | 4.7 | |
| State Farm | Denny Slinker | 316 N Main St, Greenville, KY, 42345-1637 | 45.7 | |
| Allstate | David F. Lindow | 1210 Burlew Blvd Ste A, Owensboro, KY, 42303 | 26.5 | |
| State Farm | Todd Inman | 1401 J R Miller Blvd, Owensboro, KY, 42303-3173 | 25.5 | |
| State Farm | Anne Boyd | 316 14th St, Henderson, KY, 42420-2720 | 4.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $610 | $1,250 | $640 |
| Henderson County, KY | $118,000 | $829 | $570 | $1,180 | $610 |
| Henderson County, KY | $118,000 | $829 | $560 | $1,140 | $580 |
| Point, IN | $138,200 | $869 | $620 | $1,210 | $590 |
| Robb, IN | $126,600 | $836 | $590 | $1,180 | $590 |
| Barton, IN | $120,300 | $817 | $560 | $1,120 | $560 |
| Whitesville-Philpot, KY | $152,600 | $811 | $590 | $1,130 | $540 |
| White County, IL | $69,700 | $835 | $560 | $1,180 | $620 |
| Whitesville, KY | $92,500 | $754 | $550 | $1,050 | $500 |
| Grayville, IL | $62,900 | $506 | $350 | $700 | $350 |
| Eagle Creek, IL | $106,800 | $672 | $460 | $930 | $470 |
| Crayne, KY | $205,000 | $1,098 | $800 | $1,520 | $720 |