Gavop's guide to buying homeowners insurance in Millard, NE covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $75,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $189,000 | $160,000 | $150,000-$175,000 |
| 3 Bedroom | $217,000 | $200,000 | $150,000-$175,000 |
| 4 Bedroom | $238,000 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $516,000 | $440,000 | $500,000-$600,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$77 | $887 |
| Home and Two Car | -$164 | $801 |
| Home and Three Car | -$241 | $723 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Douglas County | $1,500 | $1,178 | $2,678 | $856 | $2,356 | $322 |
| Millard, NE | $700 | $953 | $1,653 | $693 | $1,393 | $260 |
| Gilmore I, NE | $300 | $1,571 | $1,871 | $1,142 | $1,442 | $429 |
| Carter Lake, IA | $1,500 | $690 | $2,190 | $501 | $2,001 | $188 |
| Council Bluffs, IA | $100 | $727 | $827 | $529 | $629 | $199 |
| Leshara, NE | $2,000 | $1,552 | $3,552 | $1,128 | $3,128 | $424 |
| Inglewood, NE | $400 | $876 | $1,276 | $637 | $1,037 | $239 |
| Weston, IA | $2,500 | $834 | $3,334 | $606 | $3,106 | $228 |
| Neola, IA | $100 | $810 | $910 | $589 | $689 | $221 |
| Roca, NE | $2,500 | $1,189 | $3,689 | $864 | $3,364 | $325 |
| Snyder, NE | $500 | $762 | $1,262 | $554 | $1,054 | $208 |
| Hickman, NE | $2,500 | $1,382 | $3,882 | $1,004 | $3,504 | $378 |
| Home Insurance Company Millard, NE | Homeowners Insurance Agency Millard, NE | Address | Popularity Score | Distance from Millard (miles) |
|---|---|---|---|---|
| Travelers | Silverstone Group | 11516 Miracle Hills Dr Ste 100, Omaha, NE, 68154 | 5.3 | |
| Travelers | Farmers National Company | 11516 Nicholas St Ste 100, Omaha, NE, 68154 | 5.4 | |
| Travelers | Silverstone Group | 11516 Miracle Hills Drive Suite 100 , Omaha, NE, 68154 | 5.3 | |
| State Farm | Cyrus Jaffery | 3015 N 90th St Ste 3, Omaha, NE, 68134-4713 | 7.7 | |
| State Farm | Anthony Anderson | 13058 W Dodge Rd, Omaha, NE, 68154-2148 | 4.4 | |
| Allstate | Joshua Weeks | 5122 N 156th St, Omaha, NE, 68116 | 6.5 | |
| State Farm | Larry Smith | 11717 Burt St Ste 105, Omaha, NE, 68154-1500 | 5.0 | |
| Travelers | Accolade Insurance | 7431 Pacific St, Omaha, NE, 68114 | 7.4 | |
| Farmers | Ganon Van Dyke | 2707 S 134th Ave Ste 2, Omaha, NE, 68144 | 2.5 | |
| Farmers | Jack Young | 15606 Elm St Ste 100, Omaha, NE, 68130 | 1.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $820 | $1,670 | $850 |
| Douglas County, NE | $155,100 | $1,192 | $810 | $1,660 | $850 |
| Millard, NE | $276,600 | $965 | $670 | $1,330 | $660 |
| Gilmore I, NE | $225,900 | $1,590 | $1,130 | $2,210 | $1,080 |
| Carter Lake, IA | $99,800 | $698 | $500 | $980 | $480 |
| Council Bluffs, IA | $115,800 | $736 | $500 | $1,020 | $520 |
| Leshara, NE | $221,100 | $1,571 | $1,150 | $2,180 | $1,030 |
| Inglewood, NE | $83,900 | $887 | $610 | $1,250 | $640 |
| Weston, IA | $142,300 | $844 | $620 | $1,200 | $580 |
| Neola, IA | $134,300 | $820 | $560 | $1,170 | $610 |
| Roca, NE | $139,300 | $1,203 | $830 | $1,670 | $840 |
| Snyder, NE | $65,900 | $771 | $560 | $1,090 | $530 |
| Hickman, NE | $180,000 | $1,399 | $970 | $1,940 | $970 |