Gavop's guide to buying homeowners insurance in Monroe County, WV covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Monroe County, WV - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 13/1, Eades Mountain Rd, Co Rd 12/5, Creamery Rd, Zenith Rd, State Rte 12, Penhook Rd, Greenbrier St, North St, Elery Rd | $134,500 | $120,000 | $100,000-$125,000 | $76,500 | $70,000 | $50,000-$75,000 |
| Creamery Rd, Devils Hollow, E Railroad Ave, Willow Bend Rd, Maple St, Trotter Branch Rd, Back Creek, Mount View Rd, Delta RR 3, Oak Hollow Ln | $100,000 | $90,000 | $100,000-$125,000 | $78,000 | $60,000 | $75,000-$100,000 |
| Willow Ln, Bailey St, Co Rd 23/10, Co Rd 1, Orchard Rd, Sunset School, Ridge Rd, Co Rd 8/2, Second St, Co Rd 3/5 | $98,000 | $90,000 | $75,000-$100,000 | $96,500 | $80,000 | $75,000-$100,000 |
| Co Rd 13, Wayside Creamery Rd, Charles Booth Rd, Co Rd 219/15, Co Rd 9/1, Rich Creek Valley Rd, Big Ridge, Co Rte 13, Co Rd 219/26, Co Rd 24/7 | $140,500 | $110,000 | $125,000-$150,000 | $82,000 | $70,000 | $75,000-$100,000 |
| Willow Bend Rd, Nazarene Church Rd, Co Rd 31/5, Longview Dr, Garnet St, Summers St, Circle Dr, Mountain View Acres Rd, Davis St, Hedrick Rd | $119,000 | $100,000 | $100,000-$125,000 | $114,500 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $542 |
| Superior Protection Discount | -$59 | $594 |
| Fire & Security Discount | -$52 | $601 |
| Hail Resistant Roof Discount | -$13 | $640 |
| Newly Constructed Home Discount | -$137 | $516 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monroe County | $700 | $645 | $1,345 | $469 | $1,169 | $176 |
| Monroe County, WV | $2,500 | $645 | $3,145 | $469 | $2,969 | $176 |
| Rich Creek, VA | $400 | $491 | $891 | $357 | $757 | $134 |
| Lewisburg, WV | $2,500 | $963 | $3,463 | $700 | $3,200 | $263 |
| Boiling Springs, VA | $300 | $679 | $979 | $493 | $793 | $185 |
| Bluestone River, WV | $1,000 | $682 | $1,682 | $495 | $1,495 | $186 |
| Prices Fork, VA | $100 | $899 | $999 | $653 | $753 | $246 |
| Roanoke County, VA | $2,500 | $819 | $3,319 | $595 | $3,095 | $224 |
| Riner, VA | $400 | $978 | $1,378 | $711 | $1,111 | $267 |
| Covington, VA | $1,500 | $582 | $2,082 | $423 | $1,923 | $159 |
| Bluefield, WV | $300 | $694 | $994 | $504 | $804 | $190 |
| Northfork, WV | $1,000 | $394 | $1,394 | $286 | $1,286 | $108 |
| Home Insurance Company Monroe County, WV | Homeowners Insurance Agency Monroe County, WV | Address | Popularity Score | Distance from Monroe County (miles) |
|---|---|---|---|---|
| State Farm | Butch Mcneely | 100 Moran Ave, Mullens, WV, 25882-1425 | 45.8 | |
| State Farm | Chris Hall | 237 Gateway Blvd, Lewisburg, WV, 24901-1175 | 19.0 | |
| Erie | West Virginia Insurance Agency | 151 Feamster Road, Lewisburg, WV, 24901 | 18.5 | |
| State Farm | Nick Carson | 9605 Seneca Trl South, Lewisburg, WV, 24901 | 19.1 | |
| Allstate | Roger L. Barnett | 3213 E Cumberland Rd, Bluefield, WV, 24701 | 41.1 | |
| State Farm | Wes Hinkle | 492 Courthouse Rd, Princeton, WV, 24740-2422 | 34.8 | |
| State Farm | Donnie Bowling | 1443 Main St E, Oak Hill, WV, 25901-2727 | 44.1 | |
| State Farm | Sandy Epling | 213 E Washington Street, Lewisburg, WV, 24901 | 18.2 | |
| Allstate | J L Massie Ins Agy | 121 W Washington St, Lewisburg, WV, 24901 | 18.2 | |
| Nationwide | Sam J Baker | 200 Moran Ave, Mullens, WV, 25882-1427 | 45.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $530 | $1,000 | $470 |
| Monroe County, WV | $105,700 | $653 | $470 | $890 | $420 |
| Monroe County, WV | $105,700 | $653 | $440 | $920 | $480 |
| Rich Creek, VA | $89,000 | $497 | $330 | $710 | $380 |
| Lewisburg, WV | $215,400 | $975 | $670 | $1,340 | $670 |
| Boiling Springs, VA | $131,500 | $687 | $490 | $940 | $450 |
| Bluestone River, WV | $101,800 | $690 | $500 | $990 | $490 |
| Prices Fork, VA | $223,900 | $910 | $610 | $1,280 | $670 |
| Roanoke County, VA | $192,100 | $829 | $560 | $1,140 | $580 |
| Riner, VA | $288,900 | $990 | $720 | $1,370 | $650 |
| Covington, VA | $72,200 | $589 | $420 | $840 | $420 |
| Bluefield, WV | $76,600 | $703 | $500 | $970 | $470 |
| Northfork, WV | $32,500 | $399 | $290 | $550 | $260 |