Gavop's guide to buying homeowners insurance in Pascagoula, MS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Pascagoula, MS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Bartlett Ave, Belair St, Jonathan, Crescent Dr, Montclair Ave, School Ave, Meadowbrook St, Wood Ave, Pelican Dr, 23rd St | $146,500 | $120,000 | $150,000-$175,000 | $73,500 | $70,000 | $75,000-$100,000 |
| Jonte St, 10th St, Singing River Island, Eden St, Chippewa Ave, Harbor Ln, Industrial Rd, Madison Ave, Shepherd Ave, Barb Ave | $111,000 | $90,000 | $100,000-$125,000 | $118,000 | $100,000 | $100,000-$125,000 |
| Orange Grove Rd, Warren St, Sir Richard Ave, 11th St, Ford Ave, Miller St, Woodcrest St, Twin Oaks Ave, Naquin St, Elmer Jones Rd | $149,500 | $130,000 | $150,000-$175,000 | $102,500 | $80,000 | $75,000-$100,000 |
| Cherubusco St, Whitmore St, King Louis Ct, Poole Rd, Lemans Cir, Forrest Dr, Arbor St, Horn St, Sumedinger St, Odom Ave | $177,000 | $160,000 | $125,000-$150,000 | $128,500 | $110,000 | $125,000-$150,000 |
| Bramblewood Cir, Country Club Dr, Verdun St, Small Ave, Martin Young Rd, Belair St, Burnett St, Walker Ave, Wilson Ave, Pinewood Ave | $95,000 | $90,000 | $100,000-$125,000 | $109,000 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$138 | $674 |
| Superior Protection Discount | -$73 | $740 |
| Fire & Security Discount | -$89 | $723 |
| Hail Resistant Roof Discount | -$24 | $788 |
| Newly Constructed Home Discount | -$179 | $634 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jackson County | $1,000 | $1,153 | $2,153 | $838 | $1,838 | $315 |
| Pascagoula, MS | $700 | $803 | $1,503 | $583 | $1,283 | $219 |
| Moss Point, MS | $100 | $851 | $951 | $619 | $719 | $233 |
| Helena, MS | $1,500 | $1,164 | $2,664 | $846 | $2,346 | $318 |
| Gulf Park Estates, MS | $400 | $948 | $1,348 | $689 | $1,089 | $259 |
| Ocean Springs, MS | $700 | $1,012 | $1,712 | $735 | $1,435 | $276 |
| Bayou La Batre, AL | $400 | $796 | $1,196 | $578 | $978 | $217 |
| Dauphin Island, AL | $2,500 | $1,517 | $4,017 | $1,102 | $3,602 | $414 |
| Tanner Williams, AL | $100 | $916 | $1,016 | $666 | $766 | $250 |
| Pass Christian, MS | $700 | $1,491 | $2,191 | $1,083 | $1,783 | $407 |
| Spanish Fort, AL | $400 | $1,004 | $1,404 | $730 | $1,130 | $274 |
| Creola, AL | $2,000 | $1,069 | $3,069 | $777 | $2,777 | $292 |
| Home Insurance Company Pascagoula, MS | Homeowners Insurance Agency Pascagoula, MS | Address | Popularity Score | Distance from Pascagoula (miles) |
|---|---|---|---|---|
| State Farm | Brenda Simkins | 1303 Market St, Pascagoula, MS, 39567-6604 | 0.8 | |
| Travelers | Bishop Insurance Agency | 14507 Lemoyne Blvd, Biloxi, MS, 39532 | 18.6 | |
| State Farm | Merideth Dickerson | 2201 Highway 90, Gautier, MS, 39553-5239 | 5.7 | |
| Nationwide | Billy Hewes Insurance Agency Llc | 11497 Hwy 49 N, Gulfport, MS, 39503-3152 | 33.2 | |
| Allstate | Rusty Dossett | 2315 Convent Ave, Pascagoula, MS, 39567 | 1.0 | |
| State Farm | Brenda Thompson | 7901 Highway 613 Ste 3, Moss Point, MS, 39563-9397 | 6.8 | |
| Nationwide | Fletcher A. Songe | 3205 Old Mobile Hwy, Pascagoula, MS, 39581-3643 | 1.7 | |
| State Farm | Rex Foster | 1403 Jackson Ave, Pascagoula, MS, 39567-4315 | 0.5 | |
| Travelers | Bishop Insurance Services | 1813 Ingalls Avenue, Pascagoula, MS, 39567 | 0.7 | |
| Allstate | Joe Millette | 1719 Old Mobile Ave, Pascagoula, MS, 39567 | 0.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $790 | $1,600 | $810 |
| Jackson County, MS | $125,100 | $1,167 | $790 | $1,620 | $830 |
| Pascagoula, MS | $106,900 | $813 | $580 | $1,110 | $530 |
| Moss Point, MS | $89,200 | $862 | $630 | $1,220 | $590 |
| Helena, MS | $112,500 | $1,178 | $800 | $1,680 | $880 |
| Gulf Park Estates, MS | $141,300 | $959 | $660 | $1,370 | $710 |
| Ocean Springs, MS | $158,000 | $1,024 | $730 | $1,450 | $720 |
| Bayou La Batre, AL | $125,300 | $806 | $550 | $1,120 | $570 |
| Dauphin Island, AL | $227,500 | $1,535 | $1,110 | $2,160 | $1,050 |
| Tanner Williams, AL | $161,600 | $927 | $680 | $1,280 | $600 |
| Pass Christian, MS | $171,500 | $1,509 | $1,040 | $2,070 | $1,030 |
| Spanish Fort, AL | $259,200 | $1,017 | $680 | $1,440 | $760 |
| Creola, AL | $115,900 | $1,082 | $780 | $1,540 | $760 |