Gavop's guide to buying homeowners insurance in Taylor County, IA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Taylor County, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| North St, Co Hwy N44, Rockwell Ave, 185th St, 3rd St Exd, State Hwy 148, Lexington Ct, Browning Ave, 270th St, E Ohio St | $87,500 | $80,000 | $75,000-$100,000 | $84,000 | $80,000 | $50,000-$75,000 |
| Jackson St, Green St, Hillcrest Ave, Illinois St, Diamond Ave, South St, Co Rd N 32, 315th St, Long St, Lake Rd | $104,500 | $80,000 | $75,000-$100,000 | $63,500 | $60,000 | $50,000-$75,000 |
| Co Rd J 55, Hwy 148, Cleveland St, 3rd St, 260th St, 220th St, 265th St, 160th St, Lucas St, Utah Ave | $91,500 | $80,000 | $100,000-$125,000 | $113,500 | $110,000 | $125,000-$150,000 |
| 290th St, 120th St, Pearl St, 120th St, 262nd St, State Hwy 25, Madison St, Jackson St, Lone Mountain Ave, Grove St | $111,000 | $100,000 | $125,000-$150,000 | $80,000 | $70,000 | $50,000-$75,000 |
| 205th St, Rockwood Ave, 265th St, Monroe St, 315th St, Co Hwy N 64, Granite Ave, Winchester Ave, E Nebraska St, 255th St | $160,000 | $140,000 | $150,000-$175,000 | $106,000 | $100,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$71 | $722 |
| Home and Two Car | -$135 | $659 |
| Home and Three Car | -$198 | $595 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Taylor County | $2,500 | $784 | $3,284 | $570 | $3,070 | $214 |
| Taylor County, IA | $2,500 | $784 | $3,284 | $570 | $3,070 | $214 |
| Waubonsie, IA | $2,000 | $476 | $2,476 | $346 | $2,346 | $130 |
| College Springs, IA | $300 | $434 | $734 | $315 | $615 | $119 |
| Shannon City, IA | $2,000 | $389 | $2,389 | $283 | $2,283 | $106 |
| Maryville, MO | $500 | $868 | $1,368 | $631 | $1,131 | $237 |
| Arispe, IA | $2,500 | $524 | $3,024 | $381 | $2,881 | $143 |
| Conception, MO | $200 | $788 | $988 | $573 | $773 | $215 |
| Albany, MO | $1,500 | $822 | $2,322 | $597 | $2,097 | $225 |
| Maitland, MO | $700 | $719 | $1,419 | $523 | $1,223 | $197 |
| Home Insurance Company Taylor County, IA | Homeowners Insurance Agency Taylor County, IA | Address | Popularity Score | Distance from Taylor County (miles) |
|---|---|---|---|---|
| State Farm | Susan Swartz | 405 Central Ave, Bedford, IA, 50833-1404 | 5.1 | |
| State Farm | Megan Roberts | 912 E 7th St, Atlantic, IA, 50022-1806 | 48.6 | |
| Travelers | Richards & Son Agri Supply | 700 Morton Ave, Emerson, IA, 51533 | 41.7 | |
| State Farm | Ben Adamson | 300 Russell St, Creston, IA, 50801-3023 | 27.7 | |
| State Farm | Barb Ray | 1000 N Broadway St Ste A, Red Oak, IA, 51566-1454 | 33.9 | |
| State Farm | Lance Cornelius | 600 S Fremont St Ste 3, Shenandoah, IA, 51601-1675 | 36.1 | |
| State Farm | Teri Johnston | 416 E. Main, Lamoni, IA, 50140 | 41.1 | |
| State Farm | Deb Marlin | 223 N 16th St, Clarinda, IA, 51632-1605 | 17.9 | |
| Travelers | First National Ins Agency | 311 5th, Fontanelle, IA, 50846 | 38.7 | |
| State Farm | Mike Beckner | 104 N. Main St, Leon, IA, 50144 | 49.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $590 | $1,190 | $600 |
| Taylor County, IA | $76,100 | $794 | $570 | $1,140 | $570 |
| Taylor County, IA | $76,100 | $794 | $580 | $1,140 | $560 |
| Waubonsie, IA | $54,000 | $482 | $340 | $670 | $330 |
| College Springs, IA | $46,300 | $439 | $300 | $620 | $320 |
| Shannon City, IA | $38,800 | $394 | $290 | $560 | $270 |
| Maryville, MO | $131,700 | $879 | $600 | $1,250 | $650 |
| Arispe, IA | $63,000 | $530 | $360 | $750 | $390 |
| Conception, MO | $62,500 | $798 | $570 | $1,090 | $520 |
| Albany, MO | $70,300 | $832 | $570 | $1,170 | $600 |
| Maitland, MO | $47,500 | $728 | $500 | $1,000 | $500 |