Gavop's guide to buying homeowners insurance in Hoke County, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $119,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $145,000 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $212,000 | $190,000 | $150,000-$175,000 |
| 5 Bedroom | $245,500 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $668 |
| Superior Protection Discount | -$70 | $707 |
| Fire & Security Discount | -$70 | $707 |
| Hail Resistant Roof Discount | -$16 | $761 |
| Newly Constructed Home Discount | -$210 | $567 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hoke County | $1,500 | $768 | $2,268 | $558 | $2,058 | $210 |
| Hoke County, NC | $700 | $768 | $1,468 | $558 | $1,258 | $210 |
| Allendale, NC | $500 | $485 | $985 | $353 | $853 | $133 |
| Spring Lake, NC | $700 | $868 | $1,568 | $631 | $1,331 | $237 |
| Pembroke, NC | $200 | $861 | $1,061 | $625 | $825 | $235 |
| Barker Ten Mile, NC | $2,500 | $787 | $3,287 | $572 | $3,072 | $215 |
| Hamlet, NC | $200 | $868 | $1,068 | $631 | $831 | $237 |
| Clio, SC | $1,000 | $383 | $1,383 | $279 | $1,279 | $105 |
| Hectors Creek, NC | $300 | $778 | $1,078 | $566 | $866 | $213 |
| Goldston, NC | $1,000 | $853 | $1,853 | $620 | $1,620 | $233 |
| Montgomery County, NC | $400 | $601 | $1,001 | $437 | $837 | $164 |
| Latta, SC | $2,500 | $806 | $3,306 | $586 | $3,086 | $220 |
| Home Insurance Company Hoke County, NC | Homeowners Insurance Agency Hoke County, NC | Address | Popularity Score | Distance from Hoke County (miles) |
|---|---|---|---|---|
| Erie | Williamson Insurance & Financial Services Inc. | 320 N Judd Parkway Ne Suite 204, Fuquay Varina, NC, 27526 | 47.2 | |
| Erie | Pinehurst Insurance | 94 Aviemore Drive, Pinehurst, NC, 28374 | 17.5 | |
| Erie | Peterson Insurance Associates Inc. | 358 Raleigh Street Suite 101, Holly Springs, NC, 27540 | 49.4 | |
| State Farm | John Owen | 2020 Club Pond Rd, Raeford, NC, 28376-4000 | 4.0 | |
| State Farm | Jay Childress | 2206 S Horner Blvd, Sanford, NC, 27330-5822 | 31.1 | |
| State Farm | Barbara Shelly | 8140 Cliffdale Rd Ste 106, Fayetteville, NC, 28314-6162 | 11.4 | |
| Nationwide | Stanley K Beck | 504 N Broad Street, Seagrove, NC, 27341-8583 | 47.6 | |
| Erie | Pinehurst Insurance | 94 Aviemore Drive, Pinehurst, NC, 28374 | 17.5 | |
| Liberty Mutual Independent | Ins Service Center Of Fayetteville Inc | 3820 Raeford Rd, Fayetteville, NC, 28309 | 17.0 | |
| Erie | Harris & Company | 110 South Moore Street, Sanford, NC, 27330 | 32.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,280 | $640 |
| Hoke County, NC | $137,700 | $777 | $520 | $1,110 | $590 |
| Hoke County, NC | $137,700 | $777 | $520 | $1,060 | $540 |
| Allendale, NC | $76,300 | $491 | $350 | $700 | $350 |
| Spring Lake, NC | $94,100 | $879 | $630 | $1,200 | $570 |
| Pembroke, NC | $81,100 | $871 | $600 | $1,190 | $590 |
| Barker Ten Mile, NC | $136,700 | $797 | $570 | $1,130 | $560 |
| Hamlet, NC | $92,200 | $879 | $600 | $1,240 | $640 |
| Clio, SC | $60,300 | $388 | $280 | $550 | $270 |
| Hectors Creek, NC | $173,100 | $788 | $540 | $1,090 | $550 |
| Goldston, NC | $153,100 | $863 | $580 | $1,200 | $620 |
| Montgomery County, NC | $105,900 | $608 | $420 | $850 | $430 |
| Latta, SC | $66,900 | $816 | $550 | $1,160 | $610 |