Gavop tells you how to get the best homeowners insurance in Plains, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $203,500 | $190,000 | $150,000-$175,000 |
| 3 Bedroom | $268,000 | $220,000 | $200,000-$250,000 |
| 4 Bedroom | $381,500 | $350,000 | $350,000-$400,000 |
| 5 Bedroom | $360,500 | $310,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $562 |
| Superior Protection Discount | -$69 | $617 |
| Fire & Security Discount | -$62 | $624 |
| Hail Resistant Roof Discount | -$21 | $665 |
| Newly Constructed Home Discount | -$171 | $514 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Rockingham County | $1,000 | $845 | $1,845 | $614 | $1,614 | $231 |
| Plains, VA | $2,500 | $677 | $3,177 | $492 | $2,992 | $185 |
| New Market, VA | $400 | $894 | $1,294 | $650 | $1,050 | $244 |
| Page County, VA | $1,000 | $673 | $1,673 | $489 | $1,489 | $184 |
| New Hope, VA | $400 | $882 | $1,282 | $641 | $1,041 | $241 |
| Fork, VA | $2,500 | $793 | $3,293 | $577 | $3,077 | $217 |
| Augusta County, VA | $300 | $845 | $1,145 | $614 | $914 | $231 |
| Harman, WV | $1,500 | $638 | $2,138 | $464 | $1,964 | $174 |
| Free Union, VA | $500 | $1,029 | $1,529 | $748 | $1,248 | $281 |
| Crozet, VA | $1,000 | $874 | $1,874 | $635 | $1,635 | $239 |
| Happy Creek, VA | $300 | $764 | $1,064 | $555 | $855 | $209 |
| Jack Jouett, VA | $2,500 | $868 | $3,368 | $631 | $3,131 | $237 |
| Home Insurance Company Plains, VA | Homeowners Insurance Agency Plains, VA | Address | Popularity Score | Distance from Plains (miles) |
|---|---|---|---|---|
| Allstate | Jennifer Brady Smith | 126 Creekside Ln, Winchester, VA, 22602 | 48.6 | |
| Erie | Wilkins Insurance Agency Inc. | 4125 Valley Pike, Winchester, VA, 22602 | 47.0 | |
| State Farm | Robert Teague | 454 S Main St, Broadway, VA, 22815 | 6.3 | |
| Travelers | Sonrise Insurance Agency | 377 Fairfax Pike Ste 3, Stephens City, VA, 22655 | 45.4 | |
| Travelers | Short Insurance Associates | 900 Gardens Blvd Ste 100, Charlottesville, VA, 22901 | 46.3 | |
| Travelers | Bankers Insurance Llc | 320 N Central Ave, Staunton, VA, 24401 | 37.7 | |
| State Farm | Bill Powers | 135 N Royal Ave, Front Royal, VA, 22630-2663 | 40.2 | |
| State Farm | Billy Fox | 763 Madison Rd Ste 202, Culpeper, VA, 22701-3342 | 48.6 | |
| State Farm | Rob Shirley | 220 Frontier Dr Ste 6, Staunton, VA, 24401-9153 | 39.2 | |
| Travelers | Valley Insurance Center | 2654 Valley Ave Ste A, Winchester, VA, 22601 | 49.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,300 | $610 |
| Rockingham County, VA | $206,700 | $856 | $620 | $1,210 | $590 |
| Plains, VA | $174,200 | $685 | $500 | $980 | $480 |
| New Market, VA | $220,800 | $905 | $660 | $1,280 | $620 |
| Page County, VA | $172,200 | $681 | $490 | $970 | $480 |
| New Hope, VA | $213,000 | $893 | $600 | $1,240 | $640 |
| Fork, VA | $259,600 | $803 | $590 | $1,100 | $510 |
| Augusta County, VA | $206,300 | $856 | $620 | $1,210 | $590 |
| Harman, WV | $89,400 | $646 | $440 | $910 | $470 |
| Free Union, VA | $329,200 | $1,042 | $700 | $1,450 | $750 |
| Crozet, VA | $336,200 | $885 | $590 | $1,260 | $670 |
| Happy Creek, VA | $231,100 | $773 | $530 | $1,100 | $570 |
| Jack Jouett, VA | $331,800 | $879 | $630 | $1,250 | $620 |