How Can I Make My Hardy County, WV Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Hardy County, WV covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Hardy County, WV Home Insurance Coverage Levels | Back to Top

Hardy County, WV - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Co Rte 6, Saville St, Howards Lick Rd, Quincy Dr, Co Rte 23/9 Sauerkraut, E Brighton Ave, Harper Ct, Timber Mountain Rd, Wright Farm Rd, Jennifer's Ln $146,500 $140,000 $125,000-$150,000 $134,500 $110,000 $150,000-$175,000
Jenkens Hollow Rd, Issac St, Rolling Acres Dr, Co Rte 7/2, Rig Co Rte 10 Rd, Co Rte 16, State Rte 259, Needmore-Rock Oak, Co Rte 55/3, Vance Dr $162,500 $130,000 $175,000-$200,000 $134,500 $120,000 $100,000-$125,000
Co Rd 8/1, Fort Run Rd, Capon Rd, Mountain Acres Lp, Sawmill Ln, Sugar Camp Rd, See Ln, Haggerty Ln, Bottom Rd, Hickory Patch Rd $129,500 $110,000 $125,000-$150,000 $102,000 $90,000 $100,000-$125,000
Apache Rd, Washington St, Shawnee Rd, Olivet Dr, Leisure Ln, Dove Hollow, Welton Orchard Rd, 2nd St, Ridgetop Dr, Never Ending Dr $138,000 $120,000 $150,000-$175,000 $143,500 $130,000 $150,000-$175,000
Co Rd 1/4, Farm View Ln, Highland Springs Ter, 8th St, Needmore Rd, Welton Rd, Co Rte 10/5, River Bridge Ln, Shockeyville Ln, Frosty Hollow $95,000 $80,000 $100,000-$125,000 $103,500 $90,000 $100,000-$125,000

Estimate your Savings with Home Insurance Discounts in Hardy County, WV | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$98 $602
Superior Protection Discount -$63 $637
Fire & Security Discount -$70 $630
Hail Resistant Roof Discount -$14 $686
Newly Constructed Home Discount -$154 $546

Choose the Right Deductible for your Hardy County, WV Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Hardy County $2,000 $692 $2,692 $503 $2,503 $189
Hardy County, WV $1,500 $692 $2,192 $503 $2,003 $189
Maurertown, VA $400 $816 $1,216 $593 $993 $223
Mineral County, WV $2,500 $644 $3,144 $468 $2,968 $176
Middletown, VA $500 $826 $1,326 $600 $1,100 $226
Winchester, VA $1,500 $758 $2,258 $551 $2,051 $207
Bier, MD $500 $632 $1,132 $460 $960 $173
Paw Paw, WV $1,500 $625 $2,125 $454 $1,954 $171
Allegany County, MD $200 $642 $842 $467 $667 $175
Clarke County, VA $700 $870 $1,570 $632 $1,332 $238

Identify Top Home Insurance Agents near Hardy County, WV | Back to Top

Home Insurance Company Hardy County, WV Homeowners Insurance Agency Hardy County, WV Address Popularity Score Distance from Hardy County (miles)
Erie Baker Insurance Services Llc 109 Washington Street, Moorefield, WV, 26836
7.7
Erie Hott Insurance & Financial Services Llc 207 N Main Street, Petersburg, WV, 26847
15.1
Nationwide Jeff Jenkins 127 Hovatter Drive, Inwood, WV, 25428-9998
49.4
Allstate Evans Agency 56 N Main St, Keyser, WV, 26726
30.4
State Farm Kirk George 417 Virginia Ave, Petersburg, WV, 26847-1719
14.8
Nationwide Jack L Floyd 373 S Mineral St, Keyser, WV, 26726-2955
30.2
State Farm Hayward Wilson Us Route 220 South, Keyser, WV, 26726
28.1
State Farm Judy Ball 334 S Main St, Moorefield, WV, 26836-1283
7.5
State Farm Dave Piepenbrink 15 Hovatter Dr, Inwood, WV, 25428
49.4
Allstate Evans Agency 56 N Main St, Keyser, WV, 26726
30.4

Compare Rates for Hardy County, WV Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
West Virginia $111,600 $721 $490 $1,020 $530
Hardy County, WV $121,900 $700 $480 $970 $490
Hardy County, WV $121,900 $700 $480 $990 $510
Maurertown, VA $178,700 $826 $550 $1,130 $580
Mineral County, WV $129,800 $652 $450 $930 $480
Middletown, VA $183,100 $836 $570 $1,150 $580
Winchester, VA $226,200 $767 $510 $1,050 $540
Bier, MD $103,300 $640 $510 $810 $300
Paw Paw, WV $85,700 $633 $430 $910 $480
Allegany County, MD $119,900 $650 $510 $820 $310
Clarke County, VA $333,100 $880 $590 $1,240 $650