Gavop tells you how to get the best homeowners insurance in Bay Minette, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $134,000 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $117,500 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $231,000 | $220,000 | $250,000-$300,000 |
| 5 Bedroom | $417,500 | $360,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$164 | $699 |
| Superior Protection Discount | -$78 | $785 |
| Fire & Security Discount | -$86 | $776 |
| Hail Resistant Roof Discount | -$26 | $837 |
| Newly Constructed Home Discount | -$216 | $647 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,759 |
| Hail Damage | $5,103 |
| Wind Damage | $9,916 |
| Expensive Claims | |
| Fire | $37,853 |
| Accidental Discharge/Leakage | $8,970 |
| Optional Coverage Losses | $8,485 |
| Home Insurance Company Bay Minette, AL | Homeowners Insurance Agency Bay Minette, AL | Address | Popularity Score | Distance from Bay Minette (miles) |
|---|---|---|---|---|
| Travelers | The Paul Carter Agency | 5809 Grelot Rd, Mobile, AL, 36609 | 29.8 | |
| State Farm | Jason Young | 605 Dolive St, Bay Minette, AL, 36507-3123 | 6.6 | |
| State Farm | Brandon Shreves | 4308 Midmost Dr, Mobile, AL, 36609-5506 | 27.5 | |
| State Farm | Jim Golemon | 28796 Us Highway 98, Daphne, AL, 36526-7260 | 16.7 | |
| Allstate | Craig F. Smith | 1501 Us Highway 98, Daphne, AL, 36526 | 18.5 | |
| State Farm | John Frantz | 1020 Schillinger Rd S Ste A, Mobile, AL, 36695-8972 | 32.4 | |
| State Farm | Makeda Nichols | 2558 Old Shell Road, Mobile, AL, 36607-3022 | 24.9 | |
| Farmers | Sheila Booth | 809a Daphne Ave, Daphne, AL, 36526 | 18.3 | |
| State Farm | Don Hargrove | 5646 Old Pascagoula Rd Ste A, Mobile, AL, 36619-2133 | 31.7 | |
| State Farm | Paul Simmonds | 22826 State Hwy 59 S, Robertsdale, AL, 36567-3254 | 17.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $840 | $1,670 | $830 |
| Baldwin County, AL | $182,000 | $1,247 | $850 | $1,780 | $930 |
| Bay Minette, AL | $141,400 | $862 | $590 | $1,200 | $610 |
| Silverhill, AL | $160,700 | $1,300 | $940 | $1,810 | $870 |
| Belle Fontaine, AL | $107,600 | $1,034 | $750 | $1,480 | $730 |
| Brent, FL | $82,000 | $801 | $630 | $1,070 | $440 |
| Floridatown, FL | $114,100 | $1,172 | $910 | $1,570 | $660 |
| Citronelle, AL | $115,700 | $908 | $630 | $1,280 | $650 |
| Pea Ridge, FL | $115,300 | $1,180 | $920 | $1,580 | $660 |
| Berrydale, FL | $102,700 | $1,095 | $850 | $1,470 | $620 |
| Avalon-Mulat, FL | $165,400 | $1,517 | $1,180 | $2,030 | $850 |
| Repton, AL | $62,300 | $729 | $520 | $1,010 | $490 |
| Leroy, AL | $124,100 | $1,126 | $750 | $1,570 | $820 |