Gavop's guide to buying homeowners insurance in Henry, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Henry, VA - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Atlee Rd, Berkeley Forest Ct, State Rte 1190, Hanover Town Rd, Chestnut Church Rd, Count Kristopher Dr, Dress Blue Dr, State Rte 1406, Birds Reach Ct, Library Dr | $343,000 | $310,000 | $400,000-$500,000 | $189,000 | $160,000 | $200,000-$250,000 |
| State Rte 1144, Midnight Dr, Hillstone Ct, Babbling Brooke Ln, Ingleside Farm Ln, Deer Coon Ln, State Rte 752, Burnside Dr, State Rte 1737, Tadcaster Cir | $421,000 | $380,000 | $400,000-$500,000 | $228,000 | $200,000 | $200,000-$250,000 |
| Fayemont Dr, Whiskey Hill Ln, State Rte 1726, Skipjack Ct, Dandy Ct, Wagon Ct, Turnage Ln, State Rte 756, Hunt Club Ln, Timberlake Ln | $350,000 | $300,000 | $300,000-$350,000 | $276,000 | $240,000 | $200,000-$250,000 |
| State Rte 1741, Burnside Ct, Rural Point Rd, Midday Ln, State Rte 629, Gum Ball Ln, Pamunkey River Farms Dr, Doe Trl, Old Cavalry Dr, Summer Plains Dr | $392,000 | $340,000 | $400,000-$500,000 | $204,000 | $170,000 | $200,000-$250,000 |
| Ironclad Dr, Lake Point Dr, Kiwi Ln, State Rte 1701, State Rte 1705, Korona Dr, Quail Run Ln, Rolling Stone Ln, State Rte 770, Rural Crosse Dr | $372,000 | $300,000 | $300,000-$350,000 | $303,000 | $270,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $684 |
| Superior Protection Discount | -$80 | $724 |
| Fire & Security Discount | -$72 | $732 |
| Hail Resistant Roof Discount | -$16 | $789 |
| Newly Constructed Home Discount | -$217 | $587 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hanover County | $700 | $916 | $1,616 | $666 | $1,366 | $250 |
| Henry, VA | $1,500 | $795 | $2,295 | $578 | $2,078 | $217 |
| Acquinton, VA | $400 | $726 | $1,126 | $528 | $928 | $198 |
| Bermuda, VA | $700 | $744 | $1,444 | $540 | $1,240 | $203 |
| Madison, VA | $200 | $704 | $904 | $511 | $711 | $192 |
| Shanghai, VA | $1,000 | $824 | $1,824 | $599 | $1,599 | $225 |
| Prince George County, VA | $400 | $854 | $1,254 | $621 | $1,021 | $233 |
| Montross, VA | $700 | $837 | $1,537 | $608 | $1,308 | $229 |
| Middlesex County, VA | $300 | $783 | $1,083 | $569 | $869 | $214 |
| Lancaster County, VA | $2,000 | $759 | $2,759 | $551 | $2,551 | $207 |
| Lake Wilderness, VA | $400 | $916 | $1,316 | $666 | $1,066 | $250 |
| Northumberland County, VA | $1,000 | $811 | $1,811 | $589 | $1,589 | $222 |
| Home Insurance Company Henry, VA | Homeowners Insurance Agency Henry, VA | Address | Popularity Score | Distance from Henry (miles) |
|---|---|---|---|---|
| Erie | Smith Insurance Service Inc. | 9691 Wayside Avenue, Amelia Court House, VA, 23002 | 44.8 | |
| State Farm | Myra Howard | 7202 Glen Forest Dr Ste 310, Richmond, VA, 23226-3770 | 15.3 | |
| State Farm | Rachael Jones | 6970 Forest Hill Ave, Richmond, VA, 23225-1606 | 17.1 | |
| Travelers | Insurance & Investment Agents Of Va Llc | 5219 Hickory Park Dr Ste A, Glen Allen, VA, 23059 | 17.6 | |
| Travelers | Insurance Agency Services Llc | 10248 W Broad St, Glen Allen, VA, 23060 | 17.1 | |
| Allstate | Ryan Hickey | 3411 Cox Rd, Henrico, VA, 23233 | 17.8 | |
| Allstate | Wendy Carter | 9102 Rutland Greens Way Ste E, Mechanicsville, VA, 23116 | 7.7 | |
| State Farm | Eric Bannon | 6372 Mechanicsville Turnpike, Mechanicsville, VA, 23111 | 5.4 | |
| Allstate | Tribble Insurance Agency | 7084 Mechanicsville Tpke, Mechanicsville, VA, 23111 | 6.3 | |
| State Farm | David Sisk | 1318 Jamestown Rd Ste 103, Williamsburg, VA, 23185-3382 | 41.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $660 | $1,300 | $640 |
| Hanover County, VA | $267,600 | $927 | $670 | $1,310 | $640 |
| Henry, VA | $260,700 | $805 | $550 | $1,140 | $590 |
| Acquinton, VA | $202,500 | $735 | $510 | $1,040 | $530 |
| Bermuda, VA | $215,200 | $753 | $500 | $1,070 | $570 |
| Madison, VA | $188,600 | $712 | $480 | $980 | $500 |
| Shanghai, VA | $182,100 | $834 | $600 | $1,190 | $590 |
| Prince George County, VA | $212,100 | $864 | $580 | $1,240 | $660 |
| Montross, VA | $188,200 | $847 | $570 | $1,190 | $620 |
| Middlesex County, VA | $248,400 | $792 | $570 | $1,100 | $530 |
| Lancaster County, VA | $226,900 | $768 | $560 | $1,090 | $530 |
| Lake Wilderness, VA | $236,200 | $927 | $620 | $1,280 | $660 |
| Northumberland County, VA | $277,900 | $821 | $550 | $1,160 | $610 |