Gavop shows you how to buy homeowners insurance in Pickett County, TN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $90,500 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $120,000 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $105,000 | $90,000 | $100,000-$125,000 |
| 5 Bedroom | $143,500 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $698 |
| Superior Protection Discount | -$74 | $748 |
| Fire & Security Discount | -$66 | $756 |
| Hail Resistant Roof Discount | -$16 | $805 |
| Newly Constructed Home Discount | -$173 | $649 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pickett County | $1,000 | $812 | $1,812 | $590 | $1,590 | $222 |
| Pickett County, TN | $700 | $812 | $1,512 | $590 | $1,290 | $222 |
| Fentress County, TN | $500 | $734 | $1,234 | $534 | $1,034 | $201 |
| Allardt, TN | $2,500 | $937 | $3,437 | $681 | $3,181 | $256 |
| Elgin, TN | $100 | $824 | $924 | $599 | $699 | $225 |
| Stearns, KY | $700 | $544 | $1,244 | $396 | $1,096 | $149 |
| Monroe County, KY | $300 | $617 | $917 | $449 | $749 | $169 |
| Cookeville, TN | $2,000 | $981 | $2,981 | $713 | $2,713 | $268 |
| Putnam County, TN | $300 | $962 | $1,262 | $699 | $999 | $263 |
| Nancy, KY | $1,000 | $661 | $1,661 | $481 | $1,481 | $181 |
| Dunnville, KY | $200 | $677 | $877 | $492 | $692 | $185 |
| Fountain Run, KY | $1,000 | $630 | $1,630 | $458 | $1,458 | $172 |
| Home Insurance Company Pickett County, TN | Homeowners Insurance Agency Pickett County, TN | Address | Popularity Score | Distance from Pickett County (miles) |
|---|---|---|---|---|
| State Farm | Randy Mcfarland | 105 Kingston Street, Wartburg, TN, 37887 | 41.2 | |
| State Farm | Elwood Ervin | 108 W Jackson St, Cookeville, TN, 38501-3918 | 37.0 | |
| Liberty Mutual Independent | Fields Insurance Llc | 225 W Stevens St, Cookeville, TN, 38501 | 36.8 | |
| State Farm | Leah Cox | 124 E Bockman Way, Sparta, TN, 38583-2036 | 48.8 | |
| Liberty Mutual Independent | Cumberland Insurance - Sparta | 287 N Spring St, Sparta, TN, 38583 | 48.1 | |
| State Farm | Roger Baldwin | 20291 Alberta St, Oneida, TN, 37841-3506 | 32.1 | |
| Farmers | J Nate Maxwell | 251 S Willow Ave, Cookeville, TN, 38501 | 36.8 | |
| Allstate | The Swallows Agency | 480 Neal St Ste 100, Cookeville, TN, 38501 | 37.4 | |
| State Farm | Bob Folger | 848 Livingston Rd Ste 104, Crossville, TN, 38555-6719 | 41.2 | |
| State Farm | John White | 235 S Willow Ave, Cookeville, TN, 38501-3140 | 36.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $760 | $1,490 | $730 |
| Pickett County, TN | $129,700 | $822 | $600 | $1,170 | $570 |
| Pickett County, TN | $129,700 | $822 | $550 | $1,130 | $580 |
| Fentress County, TN | $103,700 | $743 | $540 | $1,030 | $490 |
| Allardt, TN | $120,600 | $948 | $640 | $1,340 | $700 |
| Elgin, TN | $91,200 | $834 | $610 | $1,190 | $580 |
| Stearns, KY | $51,700 | $551 | $370 | $760 | $390 |
| Monroe County, KY | $74,500 | $625 | $430 | $880 | $450 |
| Cookeville, TN | $160,600 | $993 | $730 | $1,400 | $670 |
| Putnam County, TN | $152,800 | $974 | $650 | $1,380 | $730 |
| Nancy, KY | $102,800 | $669 | $480 | $930 | $450 |
| Dunnville, KY | $77,300 | $685 | $460 | $950 | $490 |
| Fountain Run, KY | $67,800 | $638 | $450 | $890 | $440 |