Gavop tells you how to get the best homeowners insurance in Payne County, OK by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Payne County, OK - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W 29th Ave, N Thomas Ave, Whitetail Ln, Saddle Rock Ln, W 31st Ave, S Cottonwood Rd, W 56th St, E0695 Rd, W 30th Ave, W Will Rogers Dr | $202,500 | $180,000 | $200,000-$250,000 | $89,000 | $70,000 | $75,000-$100,000 |
| E Post Oak Dr, S Grandview Ct, Little Ave, Lumpkin Ln, Hartland Dr, Goodnight Rd, N3520 Rd, S Redland Rd, Java St, N Perry Ave | $136,000 | $120,000 | $100,000-$125,000 | $113,000 | $110,000 | $125,000-$150,000 |
| Thompson Ln, Ivy Ct, W 22nd St, S Rocky Ridge St, W 9th Ct, S Cedar Oak Ridge Rd, Beaver Cove, E Yost Rd, N Sangre Rd, Fitth St | $245,000 | $200,000 | $250,000-$300,000 | $161,000 | $140,000 | $175,000-$200,000 |
| Durham Ct, S Harmony Rd, E Ridgecrest Ave, Valley Springs Ln, W Burkhart St, E Cross Dr, E Burris Rd, N Wheatley Ln, Timber Creek Trl, S Pioneer St | $242,000 | $220,000 | $200,000-$250,000 | $138,000 | $130,000 | $125,000-$150,000 |
| Liberty Ct, Rosebud Ln, E Burris Rd, N3290 Rd, S Union Rd, N Lawson Rd, S Hester St, S Timberridge Dr, N Keller Dr, N Airport Industrial Access Rd | $177,000 | $140,000 | $150,000-$175,000 | $172,500 | $140,000 | $175,000-$200,000 |
| E Oak St, W University Ave, S Boomer Rd, Manning Ct, S Devin Lea St, N Independence Ave, Marie Dr, N3580 Rd, N Stonecrest Ct, W Lone Chimney Rd | $170,500 | $150,000 | $150,000-$175,000 | $150,500 | $120,000 | $150,000-$175,000 |
| E Marcus Ave, Eden Chapel Ln, E Grandstaff Rd, S West St, N Wildwood Acres Ct, West Rd, Kody Ct, E Quay Main, W 9th Ave, W 37th St | $204,500 | $170,000 | $200,000-$250,000 | $179,500 | $160,000 | $200,000-$250,000 |
| N Battle Rdg, S Tanglewood Cir, S Bethel Rd, N Grandview St, Oakfield Ct, E Rogers Dr, S Doty St, Shiloh St, Matthews Ave, Cedar Hill Rd | $158,000 | $130,000 | $150,000-$175,000 | $87,000 | $80,000 | $100,000-$125,000 |
| W 146th St, S Cottontail Ln, W 4th Ave, Cherry Ln, S McFarland St, N Monroe St, W Spring Hill Ct, Timberline Dr, Sherman Lake Dr, S Brush Creek Rd | $188,000 | $170,000 | $200,000-$250,000 | $103,500 | $90,000 | $100,000-$125,000 |
| S Hillside St, Chapel Hill Rd, N Hunters Ridge, S Wilson Pl, Elmwood Dr, SW 1st St, N Arrington Ct, Pecan Grove Ct, Sallies Aly, S Riverside Rd | $250,500 | $220,000 | $250,000-$300,000 | $129,500 | $110,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$252 | $1,231 |
| Superior Protection Discount | -$148 | $1,335 |
| Fire & Security Discount | -$119 | $1,365 |
| Hail Resistant Roof Discount | -$44 | $1,439 |
| Newly Constructed Home Discount | -$356 | $1,127 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Payne County | $2,000 | $1,465 | $3,465 | $1,065 | $3,065 | $400 |
| Payne County, OK | $2,500 | $1,465 | $3,965 | $1,065 | $3,565 | $400 |
| Coyle, OK | $400 | $701 | $1,101 | $510 | $910 | $192 |
| Maramec, OK | $700 | $723 | $1,423 | $526 | $1,226 | $198 |
| Kendrick, OK | $500 | $725 | $1,225 | $527 | $1,027 | $198 |
| North Logan, OK | $2,000 | $1,133 | $3,133 | $824 | $2,824 | $310 |
| Luther, OK | $500 | $1,626 | $2,126 | $1,182 | $1,682 | $444 |
| Cedar Valley, OK | $700 | $2,174 | $2,874 | $1,580 | $2,280 | $594 |
| Marland, OK | $100 | $651 | $751 | $473 | $573 | $178 |
| Breckenridge, OK | $400 | $915 | $1,315 | $665 | $1,065 | $250 |
| Garfield County, OK | $1,500 | $1,210 | $2,710 | $879 | $2,379 | $331 |
| Home Insurance Company Payne County, OK | Homeowners Insurance Agency Payne County, OK | Address | Popularity Score | Distance from Payne County (miles) |
|---|---|---|---|---|
| Allstate | Tim Missaghi | 11900 N Pennsylvania Ave A9, Oklahoma City, OK, 73120 | 46.6 | |
| State Farm | Rod Chew | 11017 Quail Creek Rd, Oklahoma City, OK, 73120-6206 | 47.8 | |
| Farmers | Trevor Randall | 3601 S Broadway Ste 350, Edmond, OK, 73013 | 42.9 | |
| Farmers | Derek Stephens | 805 W 15th St, Edmond, OK, 73013 | 42.1 | |
| Farmers | Brian Dudgeon | 612 W 6th Ave, Stillwater, OK, 74074 | 5.7 | |
| State Farm | Larry Gosney | 124 W 6th Ave, Stillwater, OK, 74074-4015 | 5.3 | |
| State Farm | Brian Sandlin | 603 W Broadway St, Mcloud, OK, 74851 | 44.9 | |
| Liberty Mutual Independent | Insurica | 5100 N Classen Blvd, Ste 300 Oklahoma City, Oklahoma City, OK, 73118 | 49.6 | |
| State Farm | Kenneth James | 4312 N Classen Blvd, Oklahoma City, OK, 73118-5032 | 50.0 | |
| State Farm | Jeff Jantz | 3740 Nw 166th St, Edmond, OK, 73012-9017 | 45.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,070 | $2,040 | $970 |
| Payne County, OK | $147,400 | $1,483 | $1,080 | $2,110 | $1,030 |
| Payne County, OK | $147,400 | $1,483 | $1,070 | $2,030 | $960 |
| Coyle, OK | $36,800 | $710 | $490 | $1,000 | $510 |
| Maramec, OK | $39,000 | $732 | $530 | $1,010 | $480 |
| Kendrick, OK | $39,200 | $734 | $520 | $1,010 | $490 |
| North Logan, OK | $83,800 | $1,147 | $840 | $1,570 | $730 |
| Luther, OK | $147,100 | $1,646 | $1,190 | $2,320 | $1,130 |
| Cedar Valley, OK | $237,000 | $2,200 | $1,500 | $3,100 | $1,600 |
| Marland, OK | $31,700 | $659 | $450 | $930 | $480 |
| Breckenridge, OK | $59,200 | $926 | $680 | $1,310 | $630 |
| Garfield County, OK | $104,000 | $1,225 | $870 | $1,750 | $880 |