Gavop shows you how to buy homeowners insurance in Haywood County, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Haywood County, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Vernon Ln, Nuthatch Rd, Club Knoll Ave, Mingus Hill Rd, Brick Ct, Laurel Ct, Long St, Gold St, Birch Springs Rd, State Rd 1874 | $151,500 | $130,000 | $150,000-$175,000 | $117,000 | $100,000 | $125,000-$150,000 |
| Sunnyside Rd, Warner Rd, Lost Cove, Property Rd, Maranatha Way, Middletop Loop, Rush Rd, Yukon Dr, Leaf Ln, Fairway Hills Dr | $136,500 | $110,000 | $150,000-$175,000 | $83,500 | $70,000 | $50,000-$75,000 |
| Eagle Roost Rd, State Rd 1134, Red Maple Dr, Falling Timber Dr, Shetley Rd, Viper Dr, Cicada Dr, Rebe St, Kims Cove Rd, Ferguson Cove Loop | $202,000 | $180,000 | $175,000-$200,000 | $115,500 | $100,000 | $100,000-$125,000 |
| Bonnies Ln, Scottdale Rd, Point of View Dr, Swimming Hole Dr, State Rd 1847, State Rd 1521, Wilson Dr, Mack Caldwell Rd, State Rd 1368, Daly Dr | $165,000 | $140,000 | $125,000-$150,000 | $128,000 | $110,000 | $125,000-$150,000 |
| Grassy Bald Rd, Ladderback Ridge, Derby Ln, Lodge Ln, State Rd 1523, Millwood Dr, Hawk Haven Cove, Arden St, Ghost Town View Trl, Hawkeye Dr | $266,000 | $230,000 | $200,000-$250,000 | $129,500 | $110,000 | $100,000-$125,000 |
| State Rd 1585, Ben Medford Rd, Stallion Rdg, Dewight Look, State Rd 1366, Osborne Rd, Woodfield Dr, Atari Rd, Atwater Dr, Holtzclaw St | $220,000 | $210,000 | $175,000-$200,000 | $99,000 | $90,000 | $100,000-$125,000 |
| J R Sayles Rd, Coleman Mountain Rd, Greenwood Ln, Little Horse Rd, State Rd 1531, Terrell Rd, Serenity Mountain Rd, Wagon Trail Rd, Laura St, Spring Valley Dr | $173,000 | $150,000 | $175,000-$200,000 | $159,000 | $150,000 | $150,000-$175,000 |
| Whitewater Dr, Goat Knob Trl, Honeysuckle Dr, Estero Rd, Wet Weather Dr, State Rd 1124, Northside St, Freedlander Dr, Dawn Valley Rd, Great Smoky Mountain Expy | $164,000 | $150,000 | $175,000-$200,000 | $199,500 | $170,000 | $150,000-$175,000 |
| Sage Ct, Candlelight Ln, Chestnut Cove Rd, Mountain Laurel Ln, George Cir, Dream Mountain Blvd, Acadia Pl, Rocky St, Murphy Dr, Spice Ridge | $143,000 | $120,000 | $150,000-$175,000 | $98,500 | $90,000 | $100,000-$125,000 |
| Lisa Rd, Cochran St, Joe Walker Rd, Mountain Rd, Nora Harrell Dr, Dalmahlu Dr, Cedar Park Dr, Elizabeth Ln, Columbus Cove Rd, Phlox Dr | $215,000 | $200,000 | $175,000-$200,000 | $154,000 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$145 | $764 |
| Superior Protection Discount | -$82 | $827 |
| Fire & Security Discount | -$91 | $818 |
| Hail Resistant Roof Discount | -$27 | $882 |
| Newly Constructed Home Discount | -$191 | $718 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Haywood County | $1,500 | $898 | $2,398 | $653 | $2,153 | $245 |
| Haywood County, NC | $1,000 | $898 | $1,898 | $653 | $1,653 | $245 |
| Maggie Valley, NC | $100 | $969 | $1,069 | $704 | $804 | $265 |
| Charleston, NC | $1,500 | $646 | $2,146 | $469 | $1,969 | $177 |
| Weaverville, NC | $200 | $1,183 | $1,383 | $859 | $1,059 | $323 |
| Savannah, NC | $1,000 | $866 | $1,866 | $630 | $1,630 | $237 |
| Hamburg, NC | $500 | $1,337 | $1,837 | $971 | $1,471 | $365 |
| Gatlinburg, TN | $700 | $1,064 | $1,764 | $773 | $1,473 | $291 |
| Fairgarden, TN | $300 | $983 | $1,283 | $714 | $1,014 | $269 |
| Cane River, NC | $1,000 | $920 | $1,920 | $668 | $1,668 | $251 |
| Egypt, NC | $400 | $925 | $1,325 | $672 | $1,072 | $253 |
| Home Insurance Company Haywood County, NC | Homeowners Insurance Agency Haywood County, NC | Address | Popularity Score | Distance from Haywood County (miles) |
|---|---|---|---|---|
| State Farm | Clay Dangerfield | 80 Crossroad Hill Rd, Canton, NC, 28716-3703 | 7.0 | |
| Allstate | Bill Shytle | 2170 Hendersonville Rd, Arden, NC, 28704 | 25.8 | |
| Liberty Mutual Independent | Madison Insurance Group | 26 S Main St, Mars Hill, NC, 28754 | 30.2 | |
| Allstate | Donnie Andrews | 255 Smokey Park Hwy, Asheville, NC, 28806 | 19.2 | |
| State Farm | Tammy Murphy | 135 Charlotte Highway, Asheville, NC, 28803-9602 | 27.7 | |
| State Farm | Beth Dunaway | 38 S Main St, Waynesville, NC, 28786-6701 | 4.8 | |
| Erie | Freeman Agency Inc. | 1656 South Main Street, Waynesville, NC, 28786 | 6.2 | |
| State Farm | Jason Gurley | 93 Forest Gate Dr, Pisgah Forest, NC, 28768-7929 | 24.6 | |
| Nationwide | Hughes Insurance Group Llc | 901 Smokey Park Hwy Unit 65, Candler, NC, 28715 | 17.9 | |
| Travelers | Wayah Insurance Group | 472 Carolina Way, Highlands, NC, 28741 | 36.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,270 | $650 |
| Haywood County, NC | $175,900 | $909 | $630 | $1,290 | $660 |
| Haywood County, NC | $175,900 | $909 | $620 | $1,280 | $660 |
| Maggie Valley, NC | $185,800 | $981 | $660 | $1,380 | $720 |
| Charleston, NC | $116,000 | $654 | $440 | $930 | $490 |
| Weaverville, NC | $257,700 | $1,197 | $830 | $1,690 | $860 |
| Savannah, NC | $156,500 | $877 | $620 | $1,240 | $620 |
| Hamburg, NC | $311,500 | $1,353 | $960 | $1,870 | $910 |
| Gatlinburg, TN | $164,100 | $1,077 | $780 | $1,540 | $760 |
| Fairgarden, TN | $135,000 | $995 | $730 | $1,370 | $640 |
| Cane River, NC | $171,300 | $931 | $640 | $1,280 | $640 |
| Egypt, NC | $172,700 | $936 | $660 | $1,290 | $630 |