Gavop's guide to buying homeowners insurance in White Oak, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| White Oak, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Oneil Blvd, Forgie Way, Long Run Rd, Carolina Way, Tomco Ln, Marietta Dr, Lower Heckman Rd, Heatherlynn Ct, Anthony Dr, Painter St | $112,000 | $100,000 | $75,000-$100,000 | $89,500 | $70,000 | $75,000-$100,000 |
| Osceola Dr, High Dr, Skelly St, Oakview St, Myers Ln, Pleasant Dr, Navy St, Osborne St, Fawcett Ave, Allen Way | $122,500 | $110,000 | $100,000-$125,000 | $82,000 | $70,000 | $75,000-$100,000 |
| Poinsettia Dr, Prescott St, Reiman St, Mohawk St, Carmella Dr, Lower Heckman Rd, Daren Ct, Stewartsville Hollow Rd, Clearview St, Coulterville Rd | $90,500 | $80,000 | $75,000-$100,000 | $71,000 | $60,000 | $75,000-$100,000 |
| Coulter Rd, Pond Way, University Dr, Oliver Dr, Sharp Rd, Tangleview Dr, Long Run Rd, Muse Ln, Bridgeview St, Kansas Ave | $130,000 | $120,000 | $100,000-$125,000 | $84,500 | $70,000 | $50,000-$75,000 |
| Upper Heckman Rd, Elenick Ct, Horseshoe Dr, Hill Ave Exd, Deaton Ln, Messinger Ln, Peach Way, Longvue Dr, Dome St, Rankin Rd | $119,500 | $100,000 | $75,000-$100,000 | $109,000 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $600 |
| Superior Protection Discount | -$73 | $659 |
| Fire & Security Discount | -$59 | $674 |
| Hail Resistant Roof Discount | -$22 | $710 |
| Newly Constructed Home Discount | -$183 | $549 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Allegheny County | $1,000 | $657 | $1,657 | $478 | $1,478 | $180 |
| White Oak, PA | $1,000 | $723 | $1,723 | $526 | $1,526 | $198 |
| Clairton, PA | $100 | $705 | $805 | $512 | $612 | $193 |
| Export, PA | $700 | $588 | $1,288 | $427 | $1,127 | $161 |
| Etna, PA | $500 | $543 | $1,043 | $395 | $895 | $149 |
| Thornburg, PA | $2,000 | $991 | $2,991 | $720 | $2,720 | $271 |
| East Huntingdon, PA | $300 | $723 | $1,023 | $526 | $826 | $198 |
| Leechburg, PA | $1,500 | $537 | $2,037 | $391 | $1,891 | $147 |
| Washington County, PA | $500 | $692 | $1,192 | $503 | $1,003 | $189 |
| Armstrong County, PA | $2,500 | $814 | $3,314 | $592 | $3,092 | $222 |
| Bethany, WV | $500 | $743 | $1,243 | $540 | $1,040 | $203 |
| Ohioville, PA | $1,000 | $673 | $1,673 | $489 | $1,489 | $184 |
| Home Insurance Company White Oak, PA | Homeowners Insurance Agency White Oak, PA | Address | Popularity Score | Distance from White Oak (miles) |
|---|---|---|---|---|
| Travelers | Assured Risk Advisors Llc | 120 Tropiano Ln, Irwin, PA, 15642 | 6.4 | |
| State Farm | George Perinis | 1807 Lincoln Way, White Oak, PA, 15131-1717 | 1.0 | |
| Travelers | Seal Financial Services Llc | 650 S Main St Ste A, Greensburg, PA, 15601 | 13.7 | |
| State Farm | Kevin Slogick | 4284 Wm Flynn Hwy Ste 303, Allison Park, PA, 15101-1440 | 18.4 | |
| Travelers | Mcgrath Insurance Group Inc | 4170 William Penn Highway, Murrysville, PA, 15668 | 8.4 | |
| Erie | Eber & Associates Inc | 25 Gill Hall Road Suite 3, Jefferson Hills, PA, 15025 | 8.6 | |
| State Farm | Kevin Jordan | 1143 S Braddock Ave, Pittsburgh, PA, 15218-1250 | 8.2 | |
| Travelers | James L Smith Insurance Agency Inc | 304 Cochran Rd, Pittsburgh, PA, 15228 | 13.9 | |
| State Farm | John Connolly | 1701 Pennsylvania Ave, West Mifflin, PA, 15122-3928 | 3.7 | |
| Erie | D Johnson Insurance Agency | 12806 Frankstown Road, Pittsburgh, PA, 15235 | 9.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,020 | $480 |
| Allegheny County, PA | $140,600 | $665 | $490 | $940 | $450 |
| White Oak, PA | $100,900 | $732 | $530 | $1,030 | $500 |
| Clairton, PA | $45,700 | $713 | $520 | $1,010 | $490 |
| Export, PA | $100,000 | $595 | $430 | $820 | $390 |
| Etna, PA | $83,100 | $550 | $380 | $780 | $400 |
| Thornburg, PA | $300,700 | $1,003 | $730 | $1,380 | $650 |
| East Huntingdon, PA | $105,200 | $732 | $530 | $1,030 | $500 |
| Leechburg, PA | $81,000 | $544 | $400 | $770 | $370 |
| Washington County, PA | $158,600 | $700 | $500 | $990 | $490 |
| Armstrong County, PA | $98,600 | $824 | $580 | $1,160 | $580 |
| Bethany, WV | $121,700 | $752 | $530 | $1,060 | $530 |
| Ohioville, PA | $138,100 | $681 | $460 | $970 | $510 |