Gavop tells you how to get the best homeowners insurance in Waldoboro, ME by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $119,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $155,000 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $141,500 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $201,500 | $160,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $554 |
| Superior Protection Discount | -$61 | $614 |
| Fire & Security Discount | -$47 | $628 |
| Hail Resistant Roof Discount | -$20 | $655 |
| Newly Constructed Home Discount | -$196 | $479 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,368 |
| Hail Damage | $4,948 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $15,884 |
| Home Insurance Company Waldoboro, ME | Homeowners Insurance Agency Waldoboro, ME | Address | Popularity Score | Distance from Waldoboro (miles) |
|---|---|---|---|---|
| Allstate | Patti Gagne | 1220 Lisbon St Ste 102, Lewiston, ME, 4240 | 40.2 | |
| State Farm | Michael Lee | 328 Main St, Waterville, ME, 04901-4921 | 33.1 | |
| Liberty Mutual Independent | Smithwick & Mariners Insurance Inc | 366 Us Route 1, Falmouth, ME, 4105 | 49.5 | |
| Liberty Mutual Independent | Smithwick & Mariners Insurance Inc | 366 Us Route 1, Ste 2 , Falmouth, ME, 4105 | 49.6 | |
| State Farm | Sam Francis | 1510 Lisbon St, Lewiston, ME, 04240-3518 | 39.5 | |
| Allstate | Jon Knowlton | 395 Sabattus St, Lewiston, ME, 4240 | 40.5 | |
| Allstate | Tim Jameson | 216 Bath Rd, Brunswick, ME, 4011 | 30.3 | |
| Travelers | J Edward Knight & Co | 58 Park St, Rockland, ME, 4841 | 13.5 | |
| Travelers | J Edward Knight & Co | 2421 Bristol Road New Harbor, Pemaquid, ME, 4554 | 19.8 | |
| State Farm | Mike Sprague | 472b Main Street Unit 9, Damariscotta, ME, 4543 | 8.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $500 | $1,010 | $510 |
| Lincoln County, ME | $211,900 | $770 | $550 | $1,060 | $510 |
| Waldoboro, ME | $172,800 | $675 | $450 | $930 | $480 |
| Randolph, ME | $118,500 | $606 | $410 | $850 | $440 |
| Belfast, ME | $201,000 | $652 | $450 | $910 | $460 |
| Brooks, ME | $122,700 | $617 | $440 | $850 | $410 |
| Clinton, ME | $100,900 | $556 | $390 | $770 | $380 |
| Burnham, ME | $95,800 | $540 | $370 | $750 | $380 |
| Chebeague Island, ME | $391,400 | $1,183 | $800 | $1,670 | $870 |
| Turner, ME | $179,600 | $687 | $490 | $980 | $490 |
| Detroit, ME | $105,000 | $568 | $390 | $800 | $410 |
| Bucksport, ME | $151,700 | $684 | $470 | $960 | $490 |