Gavop tells you how to get the best homeowners insurance in Sunburst, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $160,500 | $150,000 | $125,000-$150,000 |
| 3 Bedroom | $128,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $159,000 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $427,000 | $370,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$92 | $568 |
| Superior Protection Discount | -$66 | $594 |
| Fire & Security Discount | -$73 | $588 |
| Hail Resistant Roof Discount | -$20 | $640 |
| Newly Constructed Home Discount | -$172 | $489 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Campbell County | $700 | $731 | $1,431 | $531 | $1,231 | $200 |
| Sunburst, VA | $700 | $652 | $1,352 | $474 | $1,174 | $178 |
| Hurt, VA | $200 | $621 | $821 | $452 | $652 | $170 |
| Amherst County, VA | $2,000 | $723 | $2,723 | $525 | $2,525 | $197 |
| Piney Mountain, VA | $100 | $600 | $700 | $436 | $536 | $164 |
| Halifax, VA | $2,000 | $725 | $2,725 | $527 | $2,527 | $198 |
| Clover, VA | $300 | $622 | $922 | $452 | $752 | $170 |
| South Boston, VA | $700 | $782 | $1,482 | $569 | $1,269 | $214 |
| Iron Gate, VA | $100 | $383 | $483 | $279 | $379 | $105 |
| Clifton Forge West, VA | $2,500 | $280 | $2,780 | $203 | $2,703 | $76 |
| Home Insurance Company Sunburst, VA | Homeowners Insurance Agency Sunburst, VA | Address | Popularity Score | Distance from Sunburst (miles) |
|---|---|---|---|---|
| Allstate | Albert Vargas | 19423 Forest Rd, Lynchburg, VA, 24502 | 6.6 | |
| Erie | Connie Kesler & Associates Insurance Inc. | 1084 Thomas Jefferson Road Suite 7, Forest, VA, 24551 | 4.8 | |
| Travelers | W A Watson & Sons Insurance Agency | 106 N Main St, Farmville, VA, 23901 | 47.2 | |
| Nationwide | Eric Arthur Jr. Insurance Services Inc. | 815 Wilborn Ave, South Boston, VA, 24592-0000 | 45.6 | |
| Erie | Brogan Insurance | 3224 Peters Creek Road, Roanoke, VA, 24019 | 41.3 | |
| Travelers | Insurance Agency Services Llc | 1701 E Third St, Farmville, VA, 23901 | 48.2 | |
| State Farm | Mark Webb | 1208 S Main St, Farmville, VA, 23901 | 47.0 | |
| Travelers | Foster Insurance Agency Inc | 715 West Third St, Farmville, VA, 23901 | 46.8 | |
| Travelers | Hubbard Lash Insurance | 311a E 3rd St , Farmville, VA, 23901 | 47.4 | |
| Travelers | Danville Insurance Agency Inc | 102 Sweetbriar Dr, Danville, VA, 24540 | 48.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,320 | $630 |
| Campbell County, VA | $154,300 | $740 | $530 | $1,020 | $490 |
| Sunburst, VA | $162,600 | $660 | $440 | $930 | $490 |
| Hurt, VA | $116,700 | $629 | $430 | $890 | $460 |
| Amherst County, VA | $151,500 | $731 | $490 | $1,010 | $520 |
| Piney Mountain, VA | $111,500 | $607 | $430 | $840 | $410 |
| Halifax, VA | $145,100 | $734 | $490 | $1,050 | $560 |
| Clover, VA | $117,000 | $630 | $430 | $890 | $460 |
| South Boston, VA | $111,700 | $792 | $560 | $1,120 | $560 |
| Iron Gate, VA | $70,400 | $388 | $280 | $550 | $270 |
| Clifton Forge West, VA | $54,600 | $283 | $210 | $390 | $180 |