Gavop's guide to buying homeowners insurance in Logan County, ND covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $31,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $58,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $105,500 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $131,000 | $120,000 | $100,000-$125,000 |
| 5 Bedroom | $188,500 | $150,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$96 | $543 |
| Superior Protection Discount | -$58 | $582 |
| Fire & Security Discount | -$45 | $594 |
| Hail Resistant Roof Discount | -$19 | $620 |
| Newly Constructed Home Discount | -$160 | $479 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Logan County | $2,500 | $632 | $3,132 | $459 | $2,959 | $173 |
| Logan County, ND | $2,000 | $632 | $2,632 | $459 | $2,459 | $173 |
| Streeter, ND | $200 | $614 | $814 | $446 | $646 | $168 |
| Glen, ND | $2,500 | $624 | $3,124 | $454 | $2,954 | $171 |
| Long Lake, ND | $1,000 | $956 | $1,956 | $695 | $1,695 | $261 |
| Deer Lake, ND | $300 | $691 | $991 | $502 | $802 | $189 |
| McKenzie, ND | $1,000 | $1,005 | $2,005 | $730 | $1,730 | $275 |
| McPherson County, SD | $300 | $590 | $890 | $429 | $729 | $161 |
| Dickey, ND | $1,000 | $468 | $1,468 | $340 | $1,340 | $128 |
| Home Insurance Company Logan County, ND | Homeowners Insurance Agency Logan County, ND | Address | Popularity Score | Distance from Logan County (miles) |
|---|---|---|---|---|
| Farmers | Scott Pethel | 1209 5th Ave Se Ste 11, Jamestown, ND, 58401 | 48.2 | |
| State Farm | Rich Colbert | 311 Meidinger Sq, Jamestown, ND, 58401 | 47.3 | |
| State Farm | Erin Lamp | 324 2nd Ave Sw, Jamestown, ND, 58401-4157 | 48.3 | |
| Travelers | Dakota Insurance Agency | 102 6th St N Security State Bank Bldg, Wishek, ND, 58495 | 15.2 | |
| Travelers | Northland Financial Insurance | 101 E Broadway, Steele, ND, 58482 | 33.0 | |
| Allstate | Bowerman Ins Agy | 114 S Mitchell Po Box 288, Steele, ND, 58482 | 33.1 | |
| Travelers | R L Jans Insurance Agency | 13 Main Ave N, Kulm, ND, 58456 | 29.0 | |
| Allstate | Harty Ins Inc | 1300 6th Ne Po Box 1627, Jamestown, ND, 58402 | 48.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Dakota | $174,100 | $1,147 | $830 | $1,570 | $740 |
| Logan County, ND | $79,000 | $639 | $470 | $910 | $440 |
| Logan County, ND | $79,000 | $639 | $450 | $910 | $460 |
| Streeter, ND | $53,000 | $621 | $450 | $850 | $400 |
| Glen, ND | $55,000 | $632 | $460 | $900 | $440 |
| Long Lake, ND | $125,000 | $968 | $650 | $1,350 | $700 |
| Deer Lake, ND | $67,100 | $699 | $500 | $960 | $460 |
| McKenzie, ND | $137,500 | $1,017 | $720 | $1,390 | $670 |
| McPherson County, SD | $54,500 | $597 | $440 | $820 | $380 |
| Dickey, ND | $28,800 | $474 | $320 | $670 | $350 |