Gavop shows you how to buy homeowners insurance in McPherson, KS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $149,500 | $120,000 | $150,000-$175,000 |
| 3 Bedroom | $176,000 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $272,000 | $220,000 | $200,000-$250,000 |
| 5 Bedroom | $406,000 | $350,000 | $350,000-$400,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$85 | $864 |
| Home and Two Car | -$152 | $797 |
| Home and Three Car | -$228 | $721 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| McPherson County | $2,500 | $962 | $3,462 | $699 | $3,199 | $263 |
| McPherson, KS | $700 | $938 | $1,638 | $681 | $1,381 | $256 |
| Empire, KS | $100 | $1,436 | $1,536 | $1,043 | $1,143 | $392 |
| Smoky View, KS | $300 | $1,269 | $1,569 | $922 | $1,222 | $347 |
| Willowbrook, KS | $700 | $1,989 | $2,689 | $1,445 | $2,145 | $544 |
| Sterling, KS | $300 | $1,026 | $1,326 | $745 | $1,045 | $280 |
| Thomas, KS | $2,000 | $1,593 | $3,593 | $1,157 | $3,157 | $435 |
| Eagle, KS | $300 | $1,280 | $1,580 | $931 | $1,231 | $350 |
| Castleton, KS | $1,500 | $1,203 | $2,703 | $875 | $2,375 | $329 |
| Bushton, KS | $300 | $720 | $1,020 | $523 | $823 | $197 |
| Colorado, KS | $1,000 | $915 | $1,915 | $665 | $1,665 | $250 |
| Home Insurance Company McPherson, KS | Homeowners Insurance Agency McPherson, KS | Address | Popularity Score | Distance from McPherson (miles) |
|---|---|---|---|---|
| Travelers | Fee Insurance Group | 1 N. Main Street Suite 700, Hutchinson, KS, 67501 | 26.5 | |
| State Farm | Todd Barnes | 1025 N Main St, Newton, KS, 67114-1810 | 27.8 | |
| Allstate | Krystal Muci | 11931 W Central Ave Ste 300, Wichita, KS, 67212 | 47.8 | |
| State Farm | Paul Brucks | 2121 N Tyler Rd Ste 203, Wichita, KS, 67212-4900 | 46.3 | |
| State Farm | Mary Sue Smith | 1000 N Tyler Rd Ste 400, Wichita, KS, 67212-3276 | 47.7 | |
| Allstate | Marc Martin | 212 N Main St, Mcpherson, KS, 67460 | 0.4 | |
| Farmers | Matt Mcmillan | 9235 W Central Ave, Wichita, KS, 67212 | 48.1 | |
| State Farm | Joe Seed | 1612 E Iron, Salina, KS, 67402-1754 | 32.6 | |
| Farmers | Michael Edwards | 8606 W 13th St N Ste 180, Wichita, KS, 67212 | 47.2 | |
| State Farm | Steve Crichton | 220 W Walnut St Suite 2, Herington, KS, 67449 | 43.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| McPherson County, KS | $140,300 | $973 | $760 | $1,310 | $550 |
| McPherson, KS | $133,100 | $949 | $740 | $1,280 | $540 |
| Empire, KS | $160,500 | $1,453 | $1,130 | $1,960 | $830 |
| Smoky View, KS | $122,700 | $1,284 | $1,000 | $1,730 | $730 |
| Willowbrook, KS | $371,400 | $2,013 | $1,570 | $2,720 | $1,150 |
| Sterling, KS | $81,100 | $1,038 | $810 | $1,400 | $590 |
| Thomas, KS | $208,300 | $1,612 | $1,260 | $2,180 | $920 |
| Eagle, KS | $125,000 | $1,296 | $1,010 | $1,750 | $740 |
| Castleton, KS | $110,200 | $1,218 | $950 | $1,640 | $690 |
| Bushton, KS | $41,300 | $729 | $570 | $980 | $410 |
| Colorado, KS | $65,500 | $926 | $720 | $1,250 | $530 |