Gavop shows you how to buy homeowners insurance in Halifax County, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $30,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $80,500 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $71,500 | $60,000 | $50,000-$75,000 |
| 4 Bedroom | $143,500 | $120,000 | $125,000-$150,000 |
| 5 Bedroom | $247,500 | $230,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$176 | $802 |
| Superior Protection Discount | -$98 | $881 |
| Fire & Security Discount | -$78 | $900 |
| Hail Resistant Roof Discount | -$20 | $959 |
| Newly Constructed Home Discount | -$225 | $753 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Halifax County | $1,500 | $967 | $2,467 | $702 | $2,202 | $264 |
| Halifax County, NC | $2,500 | $967 | $3,467 | $702 | $3,202 | $264 |
| Stony Creek, NC | $100 | $661 | $761 | $480 | $580 | $181 |
| Powellton, VA | $2,000 | $526 | $2,526 | $382 | $2,382 | $144 |
| Hawtree, NC | $300 | $535 | $835 | $389 | $689 | $146 |
| Murfreesboro, NC | $2,500 | $868 | $3,368 | $631 | $3,131 | $237 |
| Lake Royale, NC | $100 | $942 | $1,042 | $684 | $784 | $257 |
| Taylors, NC | $1,000 | $810 | $1,810 | $589 | $1,589 | $221 |
| Ahoskie, NC | $500 | $576 | $1,076 | $419 | $919 | $157 |
| Winton, NC | $2,500 | $525 | $3,025 | $381 | $2,881 | $143 |
| Watkins, NC | $500 | $610 | $1,110 | $443 | $943 | $167 |
| Stony Creek, VA | $1,000 | $589 | $1,589 | $428 | $1,428 | $161 |
| Home Insurance Company Halifax County, NC | Homeowners Insurance Agency Halifax County, NC | Address | Popularity Score | Distance from Halifax County (miles) |
|---|---|---|---|---|
| State Farm | Cory Kennedy | 1109 Charles Blvd, Greenville, NC, 27858-3341 | 47.2 | |
| State Farm | Jana Lake | 2421a Airport Blvd Nw, Wilson, NC, 27896-9696 | 38.9 | |
| Allstate | Dan Pittman Insurance Agency | 123 S King St, Windsor, NC, 27983 | 42.8 | |
| Allstate | Melvin Mitchell | 3501 Sunset Ave, Rocky Mount, NC, 27804 | 22.8 | |
| State Farm | Rob Moore | 1600 W Howard Ave Ste 1, Tarboro, NC, 27886-4198 | 24.7 | |
| Nationwide | Hedgepeth-Hutson Insurance Services Inc. | 221 S Barnes St, Nashville, NC, 27856 | 26.4 | |
| Erie | Glenn Lewis Insurance Agency Inc. | 1006 N Arendell Avenue Suite 200, Zebulon, NC, 27597 | 47.6 | |
| State Farm | Philip Thomas | 3024 Zebulon Rd, Rocky Mount, NC, 27804-2421 | 22.4 | |
| Allstate | Peter Birkner | 133 E Main St Ste 200, Youngsville, NC, 27596 | 49.0 | |
| State Farm | Wesley Wilder | 100 W Main St Ste C, Youngsville, NC, 27596-9101 | 49.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,260 | $660 |
| Halifax County, NC | $86,500 | $978 | $680 | $1,380 | $700 |
| Halifax County, NC | $86,500 | $978 | $710 | $1,350 | $640 |
| Stony Creek, NC | $136,500 | $669 | $450 | $920 | $470 |
| Powellton, VA | $95,800 | $532 | $360 | $730 | $370 |
| Hawtree, NC | $85,100 | $542 | $400 | $740 | $340 |
| Murfreesboro, NC | $84,400 | $879 | $630 | $1,240 | $610 |
| Lake Royale, NC | $177,400 | $953 | $680 | $1,350 | $670 |
| Taylors, NC | $184,300 | $820 | $580 | $1,170 | $590 |
| Ahoskie, NC | $100,700 | $583 | $410 | $800 | $390 |
| Winton, NC | $83,200 | $531 | $390 | $750 | $360 |
| Watkins, NC | $98,800 | $617 | $410 | $870 | $460 |
| Stony Creek, VA | $109,200 | $596 | $440 | $820 | $380 |