Gavop tells you how to get the best homeowners insurance in Jackson County, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $71,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $92,000 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $164,000 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $200,000 | $170,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $854 |
| Superior Protection Discount | -$101 | $905 |
| Fire & Security Discount | -$90 | $915 |
| Hail Resistant Roof Discount | -$30 | $975 |
| Newly Constructed Home Discount | -$201 | $804 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jackson County | $2,000 | $993 | $2,993 | $722 | $2,722 | $271 |
| Jackson County, TX | $1,500 | $993 | $2,493 | $722 | $2,222 | $271 |
| La Ward, TX | $300 | $1,362 | $1,662 | $990 | $1,290 | $372 |
| La Ward-Lolita, TX | $700 | $1,443 | $2,143 | $1,049 | $1,749 | $394 |
| Placedo, TX | $500 | $1,283 | $1,783 | $933 | $1,433 | $351 |
| Victoria, TX | $700 | $1,457 | $2,157 | $1,059 | $1,759 | $398 |
| Victoria County, TX | $500 | $1,455 | $1,955 | $1,057 | $1,557 | $398 |
| Port O'Connor, TX | $1,500 | $1,781 | $3,281 | $1,295 | $2,795 | $487 |
| Matagorda County, TX | $200 | $1,360 | $1,560 | $988 | $1,188 | $372 |
| Iago, TX | $1,500 | $1,376 | $2,876 | $1,000 | $2,500 | $376 |
| Boling, TX | $500 | $1,315 | $1,815 | $956 | $1,456 | $359 |
| Shiner, TX | $1,000 | $1,700 | $2,700 | $1,236 | $2,236 | $465 |
| Home Insurance Company Jackson County, TX | Homeowners Insurance Agency Jackson County, TX | Address | Popularity Score | Distance from Jackson County (miles) |
|---|---|---|---|---|
| Farmers | Irby Kerlick Sr | 1317 N Alabama Rd, Wharton, TX, 77488 | 39.2 | |
| Travelers | Easley Insurance Agency | 1203 E Red River, Victoria, TX, 77901 | 26.4 | |
| Allstate | Hank Huitt | 3120a Avenue F, Bay City, TX, 77414 | 37.5 | |
| Farmers | Tommy Thomas | 140 W Milam St, Wharton, TX, 77488 | 38.2 | |
| Farmers | Aaron Penland | 112 E Main St, Edna, TX, 77957 | 3.7 | |
| State Farm | Shannon Haskell | 204 E 4th St, Hallettsville, TX, 77964-2820 | 39.6 | |
| Travelers | Assurance One Of Texas Llc | 114 W Main, Edna, TX, 77957 | 4.5 | |
| State Farm | C V Mckelvy | 2409 7th St, Bay City, TX, 77414-5206 | 38.1 | |
| Travelers | Assurance One Of Texas Llc | 114 W Main St, Edna, TX, 77957 | 3.7 | |
| Travelers | The Baumgart Agencies | 205 E Main, Eagle Lake, TX, 77434 | 45.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Jackson County, TX | $96,700 | $1,005 | $660 | $1,550 | $890 |
| Jackson County, TX | $96,700 | $1,005 | $660 | $1,550 | $890 |
| La Ward, TX | $72,500 | $1,379 | $910 | $2,120 | $1,210 |
| La Ward-Lolita, TX | $87,800 | $1,461 | $960 | $2,250 | $1,290 |
| Placedo, TX | $59,200 | $1,299 | $860 | $2,000 | $1,140 |
| Victoria, TX | $129,900 | $1,475 | $970 | $2,270 | $1,300 |
| Victoria County, TX | $129,100 | $1,472 | $970 | $2,270 | $1,300 |
| Port O'Connor, TX | $186,600 | $1,803 | $1,190 | $2,780 | $1,590 |
| Matagorda County, TX | $102,200 | $1,376 | $910 | $2,120 | $1,210 |
| Iago, TX | $75,000 | $1,393 | $920 | $2,150 | $1,230 |
| Boling, TX | $64,300 | $1,331 | $880 | $2,050 | $1,170 |
| Shiner, TX | $155,600 | $1,721 | $1,140 | $2,650 | $1,510 |