Gavop's guide to buying homeowners insurance in Byrd, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Byrd, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E Park St, Wheat Ln, Stoney Brook Ln, Arbor Cir, Knobcone Ln, Connie Dr, Pinyon Ln, Bainbridge Rd, Tara Ln, Lost Moccasin Ln | $163,000 | $150,000 | $175,000-$200,000 | $133,000 | $120,000 | $125,000-$150,000 |
| Daughters Ln, Co Rd 314, Cambridge Rd, Dreamland Ln, W Adams St, Scotts Ln, Co Rd 646, Enterprise St, Co Rd 540, W State St | $239,000 | $210,000 | $200,000-$250,000 | $177,000 | $140,000 | $175,000-$200,000 |
| Hyde Park, Masterson Dr, Destiny Ln, Keeneland Rd, Forest Ln, State Hwy Ff, Lindsey Ln, Union Station Rd, Lavender Ln, Weiss Roadside Park | $142,500 | $130,000 | $150,000-$175,000 | $129,500 | $120,000 | $125,000-$150,000 |
| Co Rd 317, Hawks Peak Ln, State Hwy Kk, N Rodney St, Grant St, Co Rd 312, Oneida Ln, Waterhole Trl, Aloe Ln, Co Rd 237 | $108,000 | $100,000 | $75,000-$100,000 | $94,000 | $80,000 | $75,000-$100,000 |
| Mochican Ln, Rocky Top Ln, Moccasin Springs Rd, Co Rd 614, A St, Lynn Dr, Aleut Ln, Co Rd 513, Siete Ln, Chinook Ln | $150,500 | $140,000 | $125,000-$150,000 | $122,000 | $100,000 | $100,000-$125,000 |
| Elmwood Blvd, Sue Dr, Sand Pine Ln, Quapaw Ln, Royce Dr, Co Rd 259, Co Rd 367, Larch Ln, S Union Ave, Petra Ln | $129,500 | $110,000 | $100,000-$125,000 | $75,500 | $70,000 | $75,000-$100,000 |
| Co Rd 466, Co Rd 504, Quarterback Ridge, Begonia Ln, Grand Oaks Ln, Hickory Grove Ln, Co Rd 380, Co Rd 621, Cherokee Ridge, Blackford Ln | $176,500 | $150,000 | $175,000-$200,000 | $163,000 | $140,000 | $125,000-$150,000 |
| Daisy Ln, Pyrite Ln, Co Rd 350, Crimum Ln, Corvette Rose Ln, Maricopa Ln, Forest St, Gravy Ln, Bobwhite Ln, Village Ln | $153,500 | $140,000 | $150,000-$175,000 | $69,500 | $60,000 | $50,000-$75,000 |
| Michael Anna St, Co Rd 501, N Blackberry Ln, Royal Dr, Co Rd 365, State Hwy D, Deerwood Dr W, Dawn Ln, Mica Ln, Christopher Ln | $112,500 | $100,000 | $100,000-$125,000 | $101,500 | $90,000 | $100,000-$125,000 |
| Apple Ln, Co Rd 471, Wellington Dr, State Hwy Nn, N Jackson St, Althaea Ln, Quail Ridge Rd, S Mount Auburn Rd, State Hwy F, Leiza Ln | $122,500 | $100,000 | $125,000-$150,000 | $106,500 | $90,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$72 | $725 |
| Home and Two Car | -$128 | $669 |
| Home and Three Car | -$199 | $598 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cape Girardeau County | $1,000 | $1,012 | $2,012 | $735 | $1,735 | $276 |
| Byrd, MO | $1,500 | $787 | $2,287 | $572 | $2,072 | $215 |
| Anna, IL | $200 | $567 | $767 | $412 | $612 | $155 |
| Mine La Motte, MO | $1,500 | $1,030 | $2,530 | $749 | $2,249 | $282 |
| Ellis Grove, IL | $1,500 | $698 | $2,198 | $507 | $2,007 | $191 |
| Pinckneyville No. 3, IL | $300 | $564 | $864 | $410 | $710 | $154 |
| Ballard County, KY | $1,000 | $661 | $1,661 | $480 | $1,480 | $181 |
| Du Quoin No. 4, IL | $400 | $616 | $1,016 | $447 | $847 | $168 |
| Creal Springs, IL | $2,500 | $749 | $3,249 | $544 | $3,044 | $205 |
| Du Quoin No. 11, IL | $200 | $563 | $763 | $409 | $609 | $154 |
| Home Insurance Company Byrd, MO | Homeowners Insurance Agency Byrd, MO | Address | Popularity Score | Distance from Byrd (miles) |
|---|---|---|---|---|
| Farmers | Chelsea Eaton | 1166 Greenway Dr Ste B5, Jackson, MO, 63755 | 3.4 | |
| Travelers | Golden Rule Insurance Associates | 2102 E Blvd, Jackson, MO, 63755 | 3.4 | |
| State Farm | Chris Morrison | 8 E Harrison St, Farmington, MO, 63640-1859 | 47.7 | |
| Farmers | Bard Womack | 1720 Kings Way Dr Unit 104, Cape Girardeau, MO, 63701 | 8.5 | |
| State Farm | Joe Recker | 114 N Ingram Rd, Sikeston, MO, 63801-5231 | 36.1 | |
| Liberty Mutual Independent | W E Walker - Lakenan Llc | 117 South Broadview Cape Girardeau, Cape Girardeau, MO, 63703 | 10.0 | |
| Liberty Mutual Independent | W E Walker - Lakenan Llc | 117 S Broadview St, Cape Girardeau, MO, 63703 | 10.0 | |
| Farmers | Jerry Grubbs | 205 N One Mile Rd, Dexter, MO, 63841 | 44.2 | |
| Allstate | Kathy Darby | 1301 N Kingshighway St Ste B, Cape Girardeau, MO, 63701 | 9.0 | |
| State Farm | Larry Merrill | 201 W Main St, Fredericktown, MO, 63645-1127 | 34.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $770 | $1,490 | $720 |
| Cape Girardeau County, MO | $151,900 | $1,024 | $730 | $1,440 | $710 |
| Byrd, MO | $159,700 | $797 | $530 | $1,130 | $600 |
| Anna, IL | $79,200 | $574 | $380 | $810 | $430 |
| Mine La Motte, MO | $130,600 | $1,043 | $700 | $1,480 | $780 |
| Ellis Grove, IL | $117,900 | $706 | $510 | $970 | $460 |
| Pinckneyville No. 3, IL | $78,300 | $571 | $420 | $810 | $390 |
| Ballard County, KY | $102,600 | $669 | $470 | $940 | $470 |
| Du Quoin No. 4, IL | $92,200 | $623 | $420 | $850 | $430 |
| Creal Springs, IL | $137,300 | $758 | $550 | $1,040 | $490 |
| Du Quoin No. 11, IL | $78,100 | $570 | $380 | $780 | $400 |