Gavop tells you how to get the best homeowners insurance in Guernsey County, OH by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Guernsey County, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Twp Hwy 2544, Twp Hwy 6720, Eighth Street Rd, Comet Ln, Cooper Rd, S Acres Rd, Agate Rd, N Church St, State Rte 761, Twp Hwy 6346 | $82,500 | $70,000 | $50,000-$75,000 | $56,000 | $50,000 | $25,000-$50,000 |
| Co Rd 59, Twp Hwy 253, Bloomfield Rd, Weep Willow Ln, Twin Oaks Dr, Mount Hermon Rd, Twp Hwy 3454, Mineral Ave, Clary Rd, Hoop Ln | $168,500 | $160,000 | $125,000-$150,000 | $140,000 | $120,000 | $100,000-$125,000 |
| McFadden Ln, Window Rd, Sturgis St, Twp Hwy 3680, Huston Hills Dr, Nevada Rd, Twp Hwy 4316, S 23rd St, Twp Hwy 816, Twp Hwy 542 | $175,500 | $160,000 | $175,000-$200,000 | $133,500 | $110,000 | $100,000-$125,000 |
| Manor Dr, Gray Rd, Twp Hwy 4364, Short St, Co Hwy 86, Mill Rd, Twp Hwy 8975, Twp Hwy 15, Bridge St, Twp Hwy 581 | $122,000 | $110,000 | $100,000-$125,000 | $111,500 | $100,000 | $75,000-$100,000 |
| Twp Hwy 8732, Mulberry St, Twp Hwy 4538, Hope Ave, Division Ave, Co Hwy 8537, Twp Hwy 19, Highland Ave, Blue Bonnet Ln, Keiser Ln | $186,000 | $170,000 | $175,000-$200,000 | $122,000 | $100,000 | $100,000-$125,000 |
| Twp Hwy 6965, Twp Hwy 8705, Morgan Rd, Ridgewood Dr, Co Hwy 71, Grand Ave, Twp Hwy 8390, Cardinal Dr, Barker Rd, Yoker Valley Rd | $88,000 | $70,000 | $75,000-$100,000 | $54,000 | $50,000 | $25,000-$50,000 |
| Twp Hwy 3447, Co Hwy 454, Highland Ct, Zephyr Ln, Co Hwy 366, Twp Hwy 1647, Rock Hill Rd, Possum Trot Ln, Plum Rd, Euclid Ave | $99,500 | $90,000 | $75,000-$100,000 | $62,500 | $50,000 | $50,000-$75,000 |
| Queen Ln, Co Hwy 413, College Hill Rd, Twp Hwy 3423, Twp Rd 857, Twp Hwy 3438, Twp Hwy 636, Twp Hwy 125, Irene St, Richards Rd | $125,500 | $110,000 | $125,000-$150,000 | $120,000 | $100,000 | $100,000-$125,000 |
| Twp Hwy 1495, Twp Hwy 5246, Twp Hwy 3654, St Andrews Ln, Twp Hwy 4388, Grossbeak Rd, Twp Rd 3420, Marlatt Rd, Walhonding Rd, Co Hwy 71 | $117,500 | $110,000 | $125,000-$150,000 | $67,000 | $60,000 | $50,000-$75,000 |
| Manila Rd, Tuttle Rd, Co Hwy 180, Marysville Rd, Twp Hwy 1432, Glass Ave, Heskett Dr, Hickory Ln, Larrick Rd, Timber Rock Rd | $152,000 | $130,000 | $150,000-$175,000 | $90,000 | $80,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$86 | $528 |
| Superior Protection Discount | -$55 | $559 |
| Fire & Security Discount | -$49 | $565 |
| Hail Resistant Roof Discount | -$18 | $596 |
| Newly Constructed Home Discount | -$154 | $461 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Guernsey County | $1,000 | $607 | $1,607 | $441 | $1,441 | $166 |
| Guernsey County, OH | $1,000 | $607 | $1,607 | $441 | $1,441 | $166 |
| Salesville, OH | $200 | $495 | $695 | $360 | $560 | $135 |
| Adamsville, OH | $700 | $567 | $1,267 | $412 | $1,112 | $155 |
| Lafferty, OH | $300 | $521 | $821 | $378 | $678 | $142 |
| Cadiz, OH | $1,500 | $589 | $2,089 | $428 | $1,928 | $161 |
| Pease, OH | $300 | $680 | $980 | $494 | $794 | $186 |
| Bethlehem, OH | $1,500 | $584 | $2,084 | $425 | $1,925 | $160 |
| New Alexandria, OH | $500 | $502 | $1,002 | $365 | $865 | $137 |
| Salt Creek, OH | $1,500 | $828 | $2,328 | $602 | $2,102 | $226 |
| Belmont, WV | $500 | $669 | $1,169 | $486 | $986 | $183 |
| Glouster, OH | $700 | $463 | $1,163 | $337 | $1,037 | $127 |
| Home Insurance Company Guernsey County, OH | Homeowners Insurance Agency Guernsey County, OH | Address | Popularity Score | Distance from Guernsey County (miles) |
|---|---|---|---|---|
| Allstate | Scott A. Hill | 4737 Erie Ave Sw, Navarre, OH, 44662 | 47.2 | |
| State Farm | Joe Fragasse | 2635b Cleveland Ave Sw, Canton, OH, 44707-3645 | 49.5 | |
| State Farm | Robert Garner | 6 Massillon Mrktplc Dr Sw, Massillon, OH, 44646-2016 | 49.1 | |
| State Farm | Steve Gilbert | 395 Mount Vernon Rd, Newark, OH, 43055-5143 | 48.4 | |
| State Farm | Doug Marmie | 1201 S. 2nd St., Coshocton, OH, 43812-6649 | 24.1 | |
| Farmers | Donna Fischer | 232 Chestnut St, Coshocton, OH, 43812 | 24.7 | |
| State Farm | Jeff Schmitt | 7336 Roswell Rd Sw, Sherrodsville, OH, 44675 | 33.4 | |
| State Farm | Dan Lahmers | 137 E Main St, Newcomerstown, OH, 43832-1036 | 16.2 | |
| Farmers | Joel Mckinnon | 875 Blake Ave Sw, New Philadelphia, OH, 44663 | 29.5 | |
| Erie | Romig Property & Casualty Inc. | 316 E 3rd Street, Uhrichsville, OH, 44683 | 24.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $980 | $500 |
| Guernsey County, OH | $103,100 | $614 | $440 | $870 | $430 |
| Guernsey County, OH | $103,100 | $614 | $410 | $870 | $460 |
| Salesville, OH | $61,300 | $501 | $360 | $700 | $340 |
| Adamsville, OH | $83,000 | $574 | $410 | $790 | $380 |
| Lafferty, OH | $68,900 | $527 | $360 | $730 | $370 |
| Cadiz, OH | $90,400 | $596 | $410 | $850 | $440 |
| Pease, OH | $74,500 | $688 | $470 | $970 | $500 |
| Bethlehem, OH | $104,300 | $591 | $430 | $830 | $400 |
| New Alexandria, OH | $63,500 | $508 | $360 | $710 | $350 |
| Salt Creek, OH | $203,100 | $838 | $570 | $1,150 | $580 |
| Belmont, WV | $98,000 | $677 | $450 | $970 | $520 |
| Glouster, OH | $52,900 | $469 | $340 | $670 | $330 |