Gavop tells you how to get the best homeowners insurance in Gallipolis, OH by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $30,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $69,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $72,500 | $60,000 | $50,000-$75,000 |
| 4 Bedroom | $120,000 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $201,500 | $170,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $541 |
| Superior Protection Discount | -$59 | $593 |
| Fire & Security Discount | -$59 | $593 |
| Hail Resistant Roof Discount | -$20 | $632 |
| Newly Constructed Home Discount | -$130 | $522 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gallia County | $700 | $607 | $1,307 | $441 | $1,141 | $166 |
| Gallipolis, OH | $1,000 | $644 | $1,644 | $468 | $1,468 | $176 |
| Middleport, OH | $300 | $502 | $802 | $365 | $665 | $137 |
| Pomeroy, OH | $1,000 | $482 | $1,482 | $350 | $1,350 | $132 |
| Worthington, KY | $300 | $773 | $1,073 | $561 | $861 | $211 |
| Athens County, OH | $700 | $640 | $1,340 | $465 | $1,165 | $175 |
| Kenova, WV | $300 | $582 | $882 | $423 | $723 | $159 |
| Carbon Hill, OH | $300 | $548 | $848 | $398 | $698 | $150 |
| Big Chimney, WV | $1,500 | $679 | $2,179 | $493 | $1,993 | $185 |
| Pinch, WV | $300 | $849 | $1,149 | $617 | $917 | $232 |
| Logan, OH | $2,500 | $581 | $3,081 | $422 | $2,922 | $159 |
| Home Insurance Company Gallipolis, OH | Homeowners Insurance Agency Gallipolis, OH | Address | Popularity Score | Distance from Gallipolis (miles) |
|---|---|---|---|---|
| Allstate | The Vaughan Agency | 505 Mulberry Heights Rd , Pomeroy, OH, 45769 | 16.0 | |
| Liberty Mutual Independent | Saunders Insurance Agency | 437 2nd Ave, Gallipolis, OH, 45631 | 1.8 | |
| Erie | Newton Insurance Agency Inc. | 1710 Washington Blvd Suite A, Belpre, OH, 45714 | 44.5 | |
| Liberty Mutual Independent | Saunders Insurance Agency | 437 2nd Avenue, Gallipolis, OH, 45631 | 1.8 | |
| State Farm | Shawna Stump | 328 W Union St, Athens, OH, 45701-2312 | 34.5 | |
| Liberty Mutual Independent | Sheward Insurance Agency | 738 E Main St, Jackson, OH, 45640 | 27.3 | |
| Erie | Scites Insurance Agency Llc | 462 2nd Avenue, Gallipolis, OH, 45631 | 1.8 | |
| Allstate | Portia Spradlin | 327 Vernon St, Ironton, OH, 45638 | 33.4 | |
| Allstate | Ritch Coe | 444 2nd Ave, Gallipolis, OH, 45631 | 1.8 | |
| State Farm | Barney Apel | 8364 Hayport Rd, Wheelersburg, OH, 45694-1761 | 36.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $1,010 | $530 |
| Gallia County, OH | $103,200 | $614 | $420 | $850 | $430 |
| Gallipolis, OH | $130,300 | $652 | $460 | $930 | $470 |
| Middleport, OH | $63,300 | $508 | $350 | $710 | $360 |
| Pomeroy, OH | $57,800 | $488 | $350 | $670 | $320 |
| Worthington, KY | $99,000 | $782 | $570 | $1,120 | $550 |
| Athens County, OH | $116,500 | $648 | $450 | $890 | $440 |
| Kenova, WV | $74,300 | $589 | $390 | $820 | $430 |
| Carbon Hill, OH | $77,000 | $555 | $370 | $770 | $400 |
| Big Chimney, WV | $101,000 | $687 | $490 | $940 | $450 |
| Pinch, WV | $162,000 | $859 | $580 | $1,210 | $630 |
| Logan, OH | $102,800 | $588 | $420 | $820 | $400 |