Gavop shows you how to buy homeowners insurance in Blount County, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $76,000 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $136,000 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $122,000 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $260,000 | $230,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$197 | $841 |
| Superior Protection Discount | -$93 | $944 |
| Fire & Security Discount | -$83 | $955 |
| Hail Resistant Roof Discount | -$31 | $1,007 |
| Newly Constructed Home Discount | -$218 | $820 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Blount County | $1,000 | $1,025 | $2,025 | $745 | $1,745 | $280 |
| Blount County, AL | $1,000 | $1,025 | $2,025 | $745 | $1,745 | $280 |
| Garden City, AL | $400 | $824 | $1,224 | $599 | $999 | $225 |
| Bremen, AL | $2,000 | $882 | $2,882 | $641 | $2,641 | $241 |
| Ivalee, AL | $300 | $1,255 | $1,555 | $912 | $1,212 | $343 |
| Fultondale, AL | $2,000 | $827 | $2,827 | $601 | $2,601 | $226 |
| West Point, AL | $100 | $902 | $1,002 | $656 | $756 | $247 |
| Laceys Spring, AL | $1,000 | $778 | $1,778 | $566 | $1,566 | $213 |
| Chelsea, AL | $300 | $1,507 | $1,807 | $1,095 | $1,395 | $412 |
| Alexandria, AL | $1,000 | $1,093 | $2,093 | $794 | $1,794 | $299 |
| Harpersville, AL | $100 | $1,139 | $1,239 | $828 | $928 | $311 |
| Jacksonville, AL | $1,000 | $851 | $1,851 | $619 | $1,619 | $233 |
| Home Insurance Company Blount County, AL | Homeowners Insurance Agency Blount County, AL | Address | Popularity Score | Distance from Blount County (miles) |
|---|---|---|---|---|
| State Farm | Kim Lee | 28254 State Highway 75, Oneonta, AL, 35121-1659 | 5.2 | |
| State Farm | John Henley | 2118 Columbiana Rd, Vestavia, AL, 35216-2504 | 40.0 | |
| Allstate | John Saddler | 832 Green Springs Hwy # 103, Homewood, AL, 35209 | 38.5 | |
| Allstate | Eyal Ron | 3900 Montclair Rd Ste 280, Birmingham, AL, 35213 | 34.4 | |
| State Farm | Karen Acker | 103 2nd Ave W, Oneonta, AL, 35121-1603 | 5.6 | |
| State Farm | Holt Hathcock | 910 2nd Ave E, Oneonta, AL, 35121-2506 | 6.0 | |
| State Farm | Jesus Granados | 43586 State Highway 75, Snead, AL, 35952-9661 | 14.5 | |
| Farmers | Tim Wirick | 3322 Memorial Pkwy Sw Ste 210, Huntsville, AL, 35801 | 49.7 | |
| State Farm | Tonya Wilson | 1624 1st Ave Sw, Cullman, AL, 35055-5384 | 19.8 | |
| State Farm | Allen Seehusen | 411 5th Avenue South, Jasper, AL, 35501 | 42.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $780 | $1,620 | $840 |
| Blount County, AL | $122,200 | $1,038 | $720 | $1,430 | $710 |
| Blount County, AL | $122,200 | $1,038 | $720 | $1,420 | $700 |
| Garden City, AL | $76,600 | $834 | $600 | $1,160 | $560 |
| Bremen, AL | $150,600 | $893 | $610 | $1,240 | $630 |
| Ivalee, AL | $153,900 | $1,270 | $930 | $1,820 | $890 |
| Fultondale, AL | $133,900 | $837 | $600 | $1,200 | $600 |
| West Point, AL | $88,100 | $913 | $630 | $1,270 | $640 |
| Laceys Spring, AL | $120,700 | $788 | $570 | $1,090 | $520 |
| Chelsea, AL | $286,400 | $1,526 | $1,020 | $2,090 | $1,070 |
| Alexandria, AL | $120,300 | $1,106 | $760 | $1,580 | $820 |
| Harpersville, AL | $129,300 | $1,153 | $840 | $1,630 | $790 |
| Jacksonville, AL | $141,200 | $862 | $620 | $1,220 | $600 |