Gavop tells you how to get the best homeowners insurance in Ider, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $97,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $119,500 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $135,500 | $120,000 | $150,000-$175,000 |
| 5 Bedroom | $293,000 | $240,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$150 | $732 |
| Superior Protection Discount | -$79 | $803 |
| Fire & Security Discount | -$88 | $794 |
| Hail Resistant Roof Discount | -$18 | $864 |
| Newly Constructed Home Discount | -$176 | $706 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,440 |
| Hail Damage | $4,900 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $15,884 |
| Home Insurance Company Ider, AL | Homeowners Insurance Agency Ider, AL | Address | Popularity Score | Distance from Ider (miles) |
|---|---|---|---|---|
| Farmers | Jay Rains | 201 E Mckinney Ave Ste B, Albertville, AL, 35950 | 45.2 | |
| Allstate | Michael Higdon | 1024 Blount Ave, Guntersville, AL, 35976 | 45.9 | |
| Allstate | Cody Coffey | 1553 Chesnut Byp, Centre, AL, 35960 | 39.2 | |
| State Farm | Pierce Harris | 1246 Gunter Ave, Guntersville, AL, 35976-1842 | 46.2 | |
| Travelers | Johnson Insurance Agency | 819-C W Main St, Centre, AL, 35960 | 39.8 | |
| Travelers | Attain Insurance | 611 Gault Ave S, Fort Payne, AL, 35967 | 20.8 | |
| State Farm | Keith Holland | 201 N Main St Ste E, Boaz, AL, 35957-1643 | 47.4 | |
| State Farm | Thomas W Norwood | 700 E Laurel Street, Scottsboro, AL, 35768-1046 | 22.5 | |
| State Farm | Mark Mitchell | 17174 Al Highway 75, Henagar, AL, 35978-5662 | 9.1 | |
| Allstate | Chase Henderson | 6138 Highway 431 S, Brownsboro, AL, 35741 | 48.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $810 | $1,600 | $790 |
| DeKalb County, AL | $102,900 | $966 | $650 | $1,370 | $720 |
| Ider, AL | $110,300 | $882 | $640 | $1,210 | $570 |
| Fairview, GA | $99,800 | $693 | $470 | $950 | $480 |
| Rossville-Beverly Hills, GA | $75,000 | $589 | $420 | $830 | $410 |
| Fort Oglethorpe, GA | $123,100 | $727 | $500 | $1,010 | $510 |
| Chattanooga, TN | $153,900 | $977 | $700 | $1,350 | $650 |
| Sewanee, TN | $297,700 | $1,373 | $1,000 | $1,960 | $960 |
| Collinsville, AL | $84,900 | $748 | $510 | $1,060 | $550 |
| Sugar Valley-Resaca, GA | $156,200 | $1,004 | $670 | $1,420 | $750 |
| Middle Valley, TN | $158,600 | $892 | $600 | $1,240 | $640 |
| Plainville, GA | $77,100 | $604 | $400 | $860 | $460 |
| Marshall County, AL | $118,500 | $1,019 | $740 | $1,440 | $700 |