Gavop shows you how to buy homeowners insurance in Elliott County, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Elliott County, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ash Rd, S Ky 32, Golden Conn Rd, Tick Ridge Fork, Dennis Ln, Blaine Trace Rd, W Boggs Rd, Water Tank St, Randolph Ridge Spur Rd, Bruin Creek Spr | $124,500 | $100,000 | $100,000-$125,000 | $71,500 | $60,000 | $75,000-$100,000 |
| State Hwy 719, Cold Springs Rd, Little Sturgill Rd, Rte 7, Parker Rd, Arvil Dehart Rd, Warren Rd, State Hwy 486, RR 3, Wilbur Ison Rd | $84,500 | $70,000 | $50,000-$75,000 | $68,500 | $60,000 | $75,000-$100,000 |
| Dehart Rd, Stephens Ln, Wallow Hole Creek Rd, Thornsberry Rd, Henry Stafford Rd, Evans Rd, Binion Ford Rd, Rufus Gilliam Rd, Oliver Branch Rd, Horton Cemetery Rd | $100,500 | $90,000 | $100,000-$125,000 | $47,500 | $40,000 | $50,000-$75,000 |
| Gray Ridge, Fannin Rd, State Hwy 556, State Hwy 7, Green Branch Rd, State Hwy 1620, H Fraley Rd, Sycamore Dr, Brushy Creek Rd, Stumbo Rd | $85,000 | $70,000 | $75,000-$100,000 | $111,500 | $90,000 | $100,000-$125,000 |
| S Ky 706, Turkey Branch Rd, State Hwy 557, Patrick Henry Holow, Joe Skaggs Rd, Horton Flats Loop Rd, Lyons Ln, Big Stone Rd, State Hwy 706, James Kinster Rd | $87,500 | $80,000 | $75,000-$100,000 | $108,000 | $90,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$49 | $567 |
| Home and Two Car | -$105 | $512 |
| Home and Three Car | -$148 | $469 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Elliott County | $1,500 | $609 | $2,109 | $443 | $1,943 | $166 |
| Elliott County, KY | $2,500 | $609 | $3,109 | $443 | $2,943 | $166 |
| Morehead, KY | $200 | $659 | $859 | $479 | $679 | $180 |
| Carter, KY | $1,000 | $782 | $1,782 | $569 | $1,569 | $214 |
| Taulbee, KY | $200 | $567 | $767 | $412 | $612 | $155 |
| Fayette, OH | $2,000 | $608 | $2,608 | $442 | $2,442 | $166 |
| Wheelersburg, OH | $100 | $689 | $789 | $501 | $601 | $188 |
| Sciotodale, OH | $2,000 | $642 | $2,642 | $467 | $2,467 | $176 |
| Windsor, OH | $500 | $602 | $1,102 | $437 | $937 | $164 |
| Scioto County, OH | $2,500 | $785 | $3,285 | $570 | $3,070 | $214 |
| Clay City, KY | $500 | $656 | $1,156 | $477 | $977 | $179 |
| Haddix, KY | $2,500 | $619 | $3,119 | $450 | $2,950 | $169 |
| Home Insurance Company Elliott County, KY | Homeowners Insurance Agency Elliott County, KY | Address | Popularity Score | Distance from Elliott County (miles) |
|---|---|---|---|---|
| State Farm | Paul Pelphrey | 219 Broadway St, Paintsville, KY, 41240-1255 | 26.3 | |
| State Farm | Steve Barker | 519 W Main St, Morehead, KY, 40351-1539 | 19.1 | |
| Travelers | Trademark Insurance | 264 Old Flemingsburg Rd, Morehead, KY, 40351 | 19.3 | |
| Travelers | Wells & Middleton Insurance Inc | 2019 Ashland Rd, Greenup, KY, 41144 | 34.5 | |
| State Farm | Scott Hester | 800 13th St, Ashland, KY, 41101-2638 | 34.9 | |
| State Farm | Ramona Salyer | 308 Horton St, Grayson, KY, 41143-1319 | 16.9 | |
| State Farm | Donna Payne | 501 Willin Way, Mount Sterling, KY, 40353-1495 | 46.1 | |
| State Farm | Curt Robinson | 1114 Bellefonte Rd, Flatwoods, KY, 41139-1971 | 34.3 | |
| State Farm | Sam Doyle | 291 North Lake Drive, Prestonsburg, KY, 41653-1306 | 35.4 | |
| State Farm | Paul Melvin | 2101 Carter Ave, Ashland, KY, 41101-7733 | 35.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,260 | $610 |
| Elliott County, KY | $72,700 | $617 | $430 | $850 | $420 |
| Elliott County, KY | $72,700 | $617 | $440 | $860 | $420 |
| Morehead, KY | $102,000 | $667 | $450 | $940 | $490 |
| Carter, KY | $101,400 | $792 | $580 | $1,090 | $510 |
| Taulbee, KY | $55,700 | $574 | $380 | $810 | $430 |
| Fayette, OH | $114,200 | $616 | $450 | $840 | $390 |
| Wheelersburg, OH | $153,100 | $698 | $470 | $970 | $500 |
| Sciotodale, OH | $109,700 | $650 | $470 | $900 | $430 |
| Windsor, OH | $94,800 | $609 | $440 | $840 | $400 |
| Scioto County, OH | $93,000 | $794 | $530 | $1,120 | $590 |
| Clay City, KY | $83,500 | $664 | $450 | $950 | $500 |
| Haddix, KY | $65,600 | $627 | $450 | $860 | $410 |