Gavop shows you how to buy homeowners insurance in Pleasant Grove, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $70,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $92,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $200,000 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $185,000 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $441,000 | $370,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $603 |
| Superior Protection Discount | -$65 | $661 |
| Fire & Security Discount | -$65 | $661 |
| Hail Resistant Roof Discount | -$15 | $712 |
| Newly Constructed Home Discount | -$196 | $530 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Johnston County | $2,000 | $818 | $2,818 | $595 | $2,595 | $224 |
| Pleasant Grove, NC | $1,500 | $718 | $2,218 | $522 | $2,022 | $196 |
| Wendell, NC | $200 | $693 | $893 | $504 | $704 | $189 |
| Micro, NC | $700 | $640 | $1,340 | $465 | $1,165 | $175 |
| Morrisville, NC | $200 | $936 | $1,136 | $680 | $880 | $256 |
| Moncure, NC | $2,000 | $590 | $2,590 | $429 | $2,429 | $161 |
| Wake Forest, NC | $400 | $1,106 | $1,506 | $804 | $1,204 | $302 |
| Piney Grove, NC | $1,500 | $409 | $1,909 | $297 | $1,797 | $112 |
| Little Coharie, NC | $300 | $868 | $1,168 | $631 | $931 | $237 |
| Carrboro, NC | $700 | $1,002 | $1,702 | $728 | $1,428 | $274 |
| Durham County, NC | $100 | $962 | $1,062 | $699 | $799 | $263 |
| Goldston, NC | $700 | $853 | $1,553 | $620 | $1,320 | $233 |
| Home Insurance Company Pleasant Grove, NC | Homeowners Insurance Agency Pleasant Grove, NC | Address | Popularity Score | Distance from Pleasant Grove (miles) |
|---|---|---|---|---|
| Allstate | Todd Mendler | 1215 Jones Franklin Rd Ste 205, Raleigh, NC, 27606 | 19.0 | |
| Allstate | Steve Moore | 1105 Tryon Village Dr Ste 304, Cary, NC, 27518 | 18.2 | |
| State Farm | Tushar Barot | 110 Osterville Dr, Holly Springs, NC, 27540-7525 | 17.3 | |
| State Farm | Melvin Patrick | 6416 Tryon Rd, Cary, NC, 27518-7050 | 18.5 | |
| Erie | Pelnik Insurance | 100 Ridge View Drive Suite 100, Cary, NC, 27511 | 19.8 | |
| Allstate | Ben Reece | 104 Nc Highway 54 Ste H, Carrboro, NC, 27510 | 39.3 | |
| Allstate | Thomas Bradshaw | 745 W Johnson St Ste C, Raleigh, NC, 27603 | 19.6 | |
| Nationwide | All About Insurance | 3604 University Dr, Durham, NC, 27707 | 37.1 | |
| Nationwide | Teddy J Byrd Agency | 82 North Raleigh Street, Angier, NC, 27501-6680 | 7.3 | |
| Travelers | J A Leonard & Co Inc | 114 South Barnes Street, Nashville, NC, 27856 | 48.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,260 | $620 |
| Johnston County, NC | $150,700 | $828 | $570 | $1,150 | $580 |
| Pleasant Grove, NC | $153,500 | $727 | $490 | $1,010 | $520 |
| Wendell, NC | $145,900 | $701 | $510 | $990 | $480 |
| Micro, NC | $104,800 | $648 | $470 | $910 | $440 |
| Morrisville, NC | $304,500 | $947 | $680 | $1,310 | $630 |
| Moncure, NC | $95,000 | $597 | $440 | $820 | $380 |
| Wake Forest, NC | $260,200 | $1,120 | $820 | $1,530 | $710 |
| Piney Grove, NC | $63,900 | $414 | $290 | $590 | $300 |
| Little Coharie, NC | $83,200 | $879 | $620 | $1,200 | $580 |
| Carrboro, NC | $334,500 | $1,014 | $690 | $1,410 | $720 |
| Durham County, NC | $195,900 | $973 | $710 | $1,350 | $640 |
| Goldston, NC | $153,100 | $863 | $610 | $1,230 | $620 |