How Can I Make My Black River, NC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Black River, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Black River, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $71,000 $70,000 $75,000-$100,000
2 Bedroom $107,500 $90,000 $100,000-$125,000
3 Bedroom $207,500 $190,000 $200,000-$250,000
4 Bedroom $207,500 $170,000 $200,000-$250,000
5 Bedroom $261,000 $230,000 $300,000-$350,000

Choose the Best Black River, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 500-549 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $470
Full Time Job 700-749 Credit Score $100 to $150,000 1 Pet, Smoker $70
Unemployed 650-699 Credit Score <$25,000 No Pets, Smoker $170

Choose the Right Deductible for your Black River, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $300 $580 $880 $490 $790 $90
Harnett County, NC $2,500 $500 $1,000 $420 $2,920 $-1,920
Black River, NC $1,000 $600 $1,100 $510 $1,510 $-410
White Oak, NC $400 $1,040 $1,440 $890 $1,290 $150
St. Matthews, NC $1,500 $870 $1,370 $740 $2,240 $-870
Knightdale, NC $500 $940 $1,440 $790 $1,290 $150
Dismal, NC $2,000 $400 $900 $340 $2,340 $-1,440
Pine Level, NC $200 $480 $680 $400 $600 $80
Brogden, NC $700 $330 $830 $280 $980 $-150
Wayne County, NC $200 $550 $750 $450 $650 $100
Silver City, NC $2,000 $280 $780 $240 $2,240 $-1,460
Beaver Dam, NC $300 $410 $710 $350 $650 $60
Fremont, NC $2,500 $510 $1,010 $440 $2,940 $-1,930

Identify Top Home Insurance Agents near Black River, NC | Back to Top

Home Insurance Company Black River, NC Homeowners Insurance Agency Black River, NC Address Popularity Score Distance from Black River (miles)
State Farm Amy Waldrop 412 E Williams St Ste C, Apex, NC, 27502-2186
16.9
Allstate Shane Pate 1810 N Berkeley Blvd, Goldsboro, NC, 27534
47.4
Travelers Apex Cary Insurance 1001 Pemberton Hill Rd Ste 101, Apex, NC, 27502
18.7
Erie The Young Group Of Fuquay 411 N Judd Parkway Ne Suite A, Fuquay Varina, NC, 27526
6.8
Travelers Bowen Insurance Agency Inc 1143 Executive Circle Suite G, Cary, NC, 27511
19.0
Allstate Gary Filippi 981 Sunset Lake Rd, Fuquay Varina, NC, 27526
10.5
Travelers Aa Affordable Insurance 1150 Old Us Hwy 1 S Ste 1a, Southern Pines, NC, 28387
43.6
Allstate Todd Mendler 1215 Jones Franklin Rd Ste 205, Raleigh, NC, 27606
18.7
Allstate Steve Moore 1105 Tryon Village Dr Ste 304, Cary, NC, 27518
17.5
Travelers Brightway Insurance 2456 Sw Cary Pkwy, Cary, NC, 27513
19.1

Compare Rates for Black River, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $880 $610 $1,240 $630
Harnett County, NC $130,700 $540 $370 $750 $380
Black River, NC $154,400 $800 $540 $1,130 $590
White Oak, NC $307,800 $1,480 $990 $2,100 $1,110
St. Matthews, NC $159,800 $930 $640 $1,280 $640
Knightdale, NC $170,900 $1,010 $700 $1,430 $730
Dismal, NC $86,600 $360 $240 $510 $270
Pine Level, NC $123,200 $670 $480 $950 $470
Brogden, NC $83,100 $490 $330 $680 $350
Wayne County, NC $108,200 $480 $330 $680 $350
Silver City, NC $72,600 $300 $210 $430 $220
Beaver Dam, NC $86,300 $350 $230 $500 $270
Fremont, NC $100,500 $480 $340 $660 $320