Gavop shows you how to buy homeowners insurance in Black River, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $71,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $107,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $207,500 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $207,500 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $261,000 | $230,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $615 |
| Superior Protection Discount | -$74 | $667 |
| Fire & Security Discount | -$59 | $682 |
| Hail Resistant Roof Discount | -$22 | $719 |
| Newly Constructed Home Discount | -$200 | $541 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Harnett County | $2,500 | $795 | $3,295 | $578 | $3,078 | $217 |
| Black River, NC | $1,000 | $732 | $1,732 | $532 | $1,532 | $200 |
| White Oak, NC | $400 | $1,279 | $1,679 | $929 | $1,329 | $349 |
| St. Matthews, NC | $1,500 | $749 | $2,249 | $544 | $2,044 | $205 |
| Knightdale, NC | $500 | $788 | $1,288 | $573 | $1,073 | $215 |
| Dismal, NC | $2,000 | $558 | $2,558 | $406 | $2,406 | $153 |
| Pine Level, NC | $200 | $782 | $982 | $569 | $769 | $214 |
| Brogden, NC | $700 | $853 | $1,553 | $620 | $1,320 | $233 |
| Wayne County, NC | $200 | $679 | $879 | $493 | $693 | $185 |
| Silver City, NC | $2,000 | $517 | $2,517 | $376 | $2,376 | $141 |
| Beaver Dam, NC | $300 | $661 | $961 | $480 | $780 | $181 |
| Fremont, NC | $2,500 | $532 | $3,032 | $386 | $2,886 | $145 |
| Home Insurance Company Black River, NC | Homeowners Insurance Agency Black River, NC | Address | Popularity Score | Distance from Black River (miles) |
|---|---|---|---|---|
| State Farm | Amy Waldrop | 412 E Williams St Ste C, Apex, NC, 27502-2186 | 16.9 | |
| Allstate | Shane Pate | 1810 N Berkeley Blvd, Goldsboro, NC, 27534 | 47.4 | |
| Travelers | Apex Cary Insurance | 1001 Pemberton Hill Rd Ste 101, Apex, NC, 27502 | 18.7 | |
| Erie | The Young Group Of Fuquay | 411 N Judd Parkway Ne Suite A, Fuquay Varina, NC, 27526 | 6.8 | |
| Travelers | Bowen Insurance Agency Inc | 1143 Executive Circle Suite G, Cary, NC, 27511 | 19.0 | |
| Allstate | Gary Filippi | 981 Sunset Lake Rd, Fuquay Varina, NC, 27526 | 10.5 | |
| Travelers | Aa Affordable Insurance | 1150 Old Us Hwy 1 S Ste 1a, Southern Pines, NC, 28387 | 43.6 | |
| Allstate | Todd Mendler | 1215 Jones Franklin Rd Ste 205, Raleigh, NC, 27606 | 18.7 | |
| Allstate | Steve Moore | 1105 Tryon Village Dr Ste 304, Cary, NC, 27518 | 17.5 | |
| Travelers | Brightway Insurance | 2456 Sw Cary Pkwy, Cary, NC, 27513 | 19.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,240 | $630 |
| Harnett County, NC | $144,700 | $805 | $540 | $1,100 | $560 |
| Black River, NC | $158,000 | $741 | $500 | $1,030 | $530 |
| White Oak, NC | $338,100 | $1,294 | $870 | $1,840 | $970 |
| St. Matthews, NC | $163,200 | $758 | $550 | $1,080 | $530 |
| Knightdale, NC | $176,600 | $798 | $550 | $1,090 | $540 |
| Dismal, NC | $89,100 | $565 | $380 | $780 | $400 |
| Pine Level, NC | $135,500 | $792 | $540 | $1,130 | $590 |
| Brogden, NC | $87,200 | $864 | $600 | $1,220 | $620 |
| Wayne County, NC | $117,000 | $687 | $490 | $980 | $490 |
| Silver City, NC | $81,800 | $523 | $370 | $720 | $350 |
| Beaver Dam, NC | $109,000 | $669 | $460 | $920 | $460 |
| Fremont, NC | $84,300 | $538 | $380 | $750 | $370 |