Gavop's guide to buying homeowners insurance in Douglass, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $66,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $145,000 | $120,000 | $150,000-$175,000 |
| 3 Bedroom | $274,500 | $240,000 | $250,000-$300,000 |
| 4 Bedroom | $368,000 | $320,000 | $350,000-$400,000 |
| 5 Bedroom | $222,500 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $666 |
| Superior Protection Discount | -$78 | $705 |
| Fire & Security Discount | -$78 | $705 |
| Hail Resistant Roof Discount | -$24 | $760 |
| Newly Constructed Home Discount | -$196 | $588 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $2,500 | $948 | $3,448 | $689 | $3,189 | $259 |
| Douglass, PA | $1,500 | $774 | $2,274 | $563 | $2,063 | $212 |
| Telford, PA | $200 | $816 | $1,016 | $593 | $793 | $223 |
| Coopersburg, PA | $1,500 | $804 | $2,304 | $584 | $2,084 | $220 |
| Kenhorst, PA | $100 | $645 | $745 | $469 | $569 | $176 |
| Morgantown, PA | $700 | $788 | $1,488 | $573 | $1,273 | $215 |
| New Britain, PA | $100 | $803 | $903 | $583 | $683 | $219 |
| West Goshen, PA | $700 | $844 | $1,544 | $613 | $1,313 | $231 |
| East Lansdowne, PA | $500 | $634 | $1,134 | $461 | $961 | $173 |
| Lower Chichester, PA | $2,500 | $578 | $3,078 | $420 | $2,920 | $158 |
| Cressona, PA | $200 | $610 | $810 | $443 | $643 | $167 |
| Palo Alto, PA | $2,500 | $517 | $3,017 | $376 | $2,876 | $141 |
| Home Insurance Company Douglass, PA | Homeowners Insurance Agency Douglass, PA | Address | Popularity Score | Distance from Douglass (miles) |
|---|---|---|---|---|
| State Farm | Eva Finlan | 4092 Skippack Pike, Skippack, PA, 19474 | 12.9 | |
| Allstate | Samuel Zeitlin | 130 Almshouse Rd Ste 206, Richboro, PA, 18954 | 31.8 | |
| Nationwide | Willie Manley Agency & Associates Inc. | 6000 N Broad St Ste 8, Philadelphia, PA, 19141-1900 | 31.5 | |
| Travelers | Evans Hauseman & Richard Inc | 343 E High St, Pottstown, PA, 19464 | 7.2 | |
| State Farm | Ryan Tyler | 5581 W Lincoln Hwy, Parkesburg, PA, 19365-1787 | 31.4 | |
| State Farm | Matthew Weidinger | 1540 Cowpath Rd Ste 120, Hatfield, PA, 19440-3182 | 16.9 | |
| Nationwide | Anthony Mercado Agency | 7540 Windsor Dr Ste 107 Two Windsor Plaza, Allentown, PA, 18195-1017 | 16.7 | |
| Travelers | Southeastern Pa Insurance Llc | 553 W Ridge Pike Ste B, Limerick, PA, 19468 | 8.1 | |
| State Farm | Cheryl Dickerson | 123 S Main St, North Wales, PA, 19454-2835 | 19.1 | |
| Allstate | Thomas Dunn | 1954 E High St, Pottstown, PA, 19464 | 6.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,040 | $500 |
| Montgomery County, PA | $299,300 | $960 | $640 | $1,330 | $690 |
| Douglass, PA | $269,900 | $784 | $560 | $1,080 | $520 |
| Telford, PA | $214,700 | $826 | $590 | $1,130 | $540 |
| Coopersburg, PA | $208,300 | $814 | $550 | $1,160 | $610 |
| Kenhorst, PA | $124,800 | $653 | $450 | $900 | $450 |
| Morgantown, PA | $199,500 | $798 | $570 | $1,110 | $540 |
| New Britain, PA | $349,800 | $813 | $580 | $1,150 | $570 |
| West Goshen, PA | $366,700 | $854 | $570 | $1,200 | $630 |
| East Lansdowne, PA | $120,000 | $642 | $440 | $890 | $450 |
| Lower Chichester, PA | $96,300 | $585 | $430 | $800 | $370 |
| Cressona, PA | $109,200 | $617 | $430 | $860 | $430 |
| Palo Alto, PA | $73,400 | $523 | $380 | $720 | $340 |