Gavop's guide to buying homeowners insurance in Ela, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $109,000 | $100,000 | $75,000-$100,000 |
| 2 Bedroom | $275,000 | $250,000 | $300,000-$350,000 |
| 3 Bedroom | $321,500 | $280,000 | $250,000-$300,000 |
| 4 Bedroom | $491,500 | $430,000 | $400,000-$500,000 |
| 5 Bedroom | $815,000 | $760,000 | $900,000-$1,000,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$92 | $928 |
| Home and Two Car | -$163 | $856 |
| Home and Three Car | -$245 | $775 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lake County | $700 | $915 | $1,615 | $665 | $1,365 | $250 |
| Ela, IL | $1,500 | $1,007 | $2,507 | $732 | $2,232 | $275 |
| Glendale Heights, IL | $300 | $806 | $1,106 | $586 | $886 | $220 |
| Silver Lake, WI | $2,500 | $713 | $3,213 | $518 | $3,018 | $195 |
| Riley, IL | $200 | $909 | $1,109 | $661 | $861 | $248 |
| Maple Park, IL | $2,000 | $853 | $2,853 | $620 | $2,620 | $233 |
| Walworth, WI | $100 | $683 | $783 | $496 | $596 | $187 |
| Norway, WI | $700 | $661 | $1,361 | $480 | $1,180 | $181 |
| Tinley Park, IL | $200 | $874 | $1,074 | $636 | $836 | $239 |
| Loves Park, IL | $700 | $638 | $1,338 | $463 | $1,163 | $174 |
| La Grange, WI | $200 | $813 | $1,013 | $591 | $791 | $222 |
| Seward, IL | $700 | $904 | $1,604 | $657 | $1,357 | $247 |
| Home Insurance Company Ela, IL | Homeowners Insurance Agency Ela, IL | Address | Popularity Score | Distance from Ela (miles) |
|---|---|---|---|---|
| State Farm | Jim Olive | 206 N Butterfield Rd, Libertyville, IL, 60048-1757 | 7.4 | |
| State Farm | Matt Bauer | 2602 Dempster St, Park Ridge, IL, 60068-8404 | 15.1 | |
| Liberty Mutual Independent | Lilian Financial | 3540 Grand Ave, Gurnee, IL, 60031 | 15.0 | |
| State Farm | Dave Dingman | 42 E Grand Ave, Fox Lake, IL, 60020-1403 | 15.2 | |
| State Farm | Gary Behrends | 435 N Michigan Ave Ste 2700, Chicago, IL, 60611-4008 | 30.9 | |
| Allstate | Michael Kuster | 480 W Half Day Rd, Buffalo Grove, IL, 60089 | 4.8 | |
| State Farm | Jennifer Burnidge | 220 E Northwest Highway, Arlington Heights, IL, 60004-6026 | 8.9 | |
| Farmers | Mila Sapoznik | 1425 Mchenry Rd Ste 204, Buffalo Grove, IL, 60089 | 4.1 | |
| Allstate | John Noonan | 115 N Arl Hts Rd, Arlington Heights, IL, 60004 | 8.8 | |
| Travelers | Rb Target Insurance Agency Inc | 2145 S Meacham Rd, Palatine, IL, 60067 | 8.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $600 | $1,210 | $610 |
| Lake County, IL | $251,400 | $926 | $630 | $1,270 | $640 |
| Ela, IL | $429,500 | $1,020 | $680 | $1,460 | $780 |
| Glendale Heights, IL | $175,200 | $816 | $580 | $1,160 | $580 |
| Silver Lake, WI | $193,800 | $722 | $500 | $1,000 | $500 |
| Riley, IL | $221,400 | $920 | $650 | $1,320 | $670 |
| Maple Park, IL | $186,800 | $863 | $610 | $1,180 | $570 |
| Walworth, WI | $172,800 | $691 | $480 | $960 | $480 |
| Norway, WI | $261,200 | $669 | $490 | $950 | $460 |
| Tinley Park, IL | $223,100 | $885 | $640 | $1,230 | $590 |
| Loves Park, IL | $114,100 | $645 | $460 | $910 | $450 |
| La Grange, WI | $287,700 | $823 | $600 | $1,160 | $560 |
| Seward, IL | $218,100 | $915 | $650 | $1,250 | $600 |