Gavop's guide to buying homeowners insurance in St. Marys, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| St. Marys, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W Jay St, Grand Lake Cove Subdivision, Motz St, Legion Dr, Koop Rd, St Clair Ave, Twp Hwy 67, New Bremen New Knoxville Rd, Parker St, Ohio St | $88,500 | $70,000 | $100,000-$125,000 | $108,000 | $90,000 | $100,000-$125,000 |
| Marnia, Parkway Dr, N Perry St, Dorothy Ln, Northway Dr, Northway Dr, E Spring St, East Dr, Cumberland, W South St | $108,500 | $100,000 | $75,000-$100,000 | $94,000 | $80,000 | $100,000-$125,000 |
| Feeder Rd, Greenville Rd, Bayshore Ct, Southland Rd, W North St, Rosedale Ave, Woodward, Schroeder Rd, Nagel St, Gethsemane Ave | $158,500 | $150,000 | $150,000-$175,000 | $83,500 | $80,000 | $75,000-$100,000 |
| N Wayne St, Clearview Ct, Webb St, S Vine St, Twp Hwy 31, North Dr, Crowder Rd, Twp Hwy 120, Westway Ct, Saint Line Rd | $152,000 | $140,000 | $125,000-$150,000 | $107,000 | $90,000 | $100,000-$125,000 |
| Indiana Ave, Kimberly Dr, Co Hwy 134, Elshoff Dr, Tangeman Rd, McKinley Rd, Hillcrest Dr, Market St, Celina Rd, Sunset Dr | $121,000 | $110,000 | $125,000-$150,000 | $97,000 | $80,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$56 | $564 |
| Home and Two Car | -$105 | $515 |
| Home and Three Car | -$143 | $478 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Auglaize County | $2,500 | $699 | $3,199 | $508 | $3,008 | $191 |
| St. Marys, OH | $2,000 | $613 | $2,613 | $445 | $2,445 | $167 |
| Jefferson, OH | $200 | $635 | $835 | $461 | $661 | $174 |
| Mercer County, OH | $1,000 | $688 | $1,688 | $500 | $1,500 | $188 |
| Bryant, IN | $200 | $486 | $686 | $353 | $553 | $133 |
| Adams County, IN | $1,500 | $779 | $2,279 | $566 | $2,066 | $213 |
| St. Paris, OH | $500 | $618 | $1,118 | $449 | $949 | $169 |
| East Liberty, OH | $2,500 | $674 | $3,174 | $490 | $2,990 | $184 |
| Niles, IN | $500 | $699 | $1,199 | $508 | $1,008 | $191 |
| New Garden, IN | $700 | $703 | $1,403 | $511 | $1,211 | $192 |
| Ossian, IN | $200 | $803 | $1,003 | $584 | $784 | $220 |
| Parker City, IN | $1,500 | $602 | $2,102 | $437 | $1,937 | $164 |
| Home Insurance Company St. Marys, OH | Homeowners Insurance Agency St. Marys, OH | Address | Popularity Score | Distance from St. Marys (miles) |
|---|---|---|---|---|
| Nationwide | Jerry P Poff Agency | 310 W High St, Piqua, OH, 45356-2238 | 26.7 | |
| State Farm | Zack Jacobs | 16 S Tippecanoe Dr, Tipp City, OH, 45371-1139 | 40.1 | |
| Erie | Daymont-Souders Insurance Agency Inc. | 7227 Taylorsville Road, Dayton, OH, 45424 | 47.9 | |
| Nationwide | Beth B Weber | 315 W Logan St, Celina, OH, 45822-2406 | 9.3 | |
| State Farm | Mike Meeks | 1940 N West Street, Lima, OH, 45801-2633 | 23.3 | |
| Nationwide | Graves-Fearon Agency Ltd | 506 W National Rd, Vandalia, OH, 45377-1930 | 44.4 | |
| Farmers | Paul Wright | 101 E Main St Ste A, Medway, OH, 45341 | 48.5 | |
| Allstate | Evron Colhoun | 7200 N Main St Rear Apt, Dayton, OH, 45415 | 48.0 | |
| State Farm | Travis L. Trice | 1601 Needmore Rd Ste 4, Dayton, OH, 45414-3848 | 49.3 | |
| Erie | Erhart-Stechschulte Insurance Inc. | 203 S Broad Street Box 327, Kalida, OH, 45853 | 33.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $490 | $980 | $490 |
| Auglaize County, OH | $143,100 | $707 | $480 | $1,000 | $520 |
| St. Marys, OH | $116,100 | $620 | $440 | $880 | $440 |
| Jefferson, OH | $126,200 | $643 | $460 | $880 | $420 |
| Mercer County, OH | $137,900 | $696 | $470 | $1,000 | $530 |
| Bryant, IN | $41,900 | $492 | $330 | $700 | $370 |
| Adams County, IN | $118,900 | $789 | $570 | $1,110 | $540 |
| St. Paris, OH | $100,700 | $626 | $430 | $860 | $430 |
| East Liberty, OH | $122,100 | $682 | $490 | $940 | $450 |
| Niles, IN | $88,500 | $707 | $520 | $980 | $460 |
| New Garden, IN | $89,900 | $712 | $520 | $980 | $460 |
| Ossian, IN | $118,900 | $813 | $560 | $1,120 | $560 |
| Parker City, IN | $65,300 | $609 | $410 | $860 | $450 |