Gavop's guide to buying homeowners insurance in Waconia, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Waconia, MN - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Mallard Pl, N Pine St, Beach Rd, Depot Dr, Sparrow Rd, Eagle Dr, Primrose Ln, Abbywood Ln, Parley Lake Ln, N Olive St | $404,000 | $330,000 | $300,000-$350,000 | $227,500 | $190,000 | $250,000-$300,000 |
| Stein Cir, Acorn Run, 94th St, N Fairway Pt, N Shore Rd, S Elm St, 82nd St, S Cherry St, Hackney Dr, Goose Lake Dr | $301,000 | $260,000 | $350,000-$400,000 | $183,000 | $170,000 | $150,000-$175,000 |
| 10th St, Glens Rd, Red Oak Dr, Courtland Rd E, S Walnut St, Moccasin Dr, Little Ave, First St E, Elm Creek Rd, Goldfinch Dr | $201,500 | $180,000 | $175,000-$200,000 | $172,500 | $150,000 | $125,000-$150,000 |
| Fountain Ln, Gary Ave, Pondview Crv, Jan View Ln, Pond Cir, Pond Ln, Pine Sq, Lakewood Cir, Co Rd 155, Fieldstone Dr | $561,500 | $490,000 | $600,000-$700,000 | $358,000 | $290,000 | $400,000-$500,000 |
| Laketown Rd, Orchard Rd, S Maple St, Spruce St, Strong Dr, Bluebird Dr, Pierson Lake Dr, Cardinal Dr, Guernsey Ave, Sugarbush Ln | $453,000 | $390,000 | $400,000-$500,000 | $343,500 | $310,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $834 |
| Superior Protection Discount | -$98 | $883 |
| Fire & Security Discount | -$108 | $873 |
| Hail Resistant Roof Discount | -$20 | $962 |
| Newly Constructed Home Discount | -$216 | $765 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,295 |
| Hail Damage | $4,665 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,222 |
| Home Insurance Company Waconia, MN | Homeowners Insurance Agency Waconia, MN | Address | Popularity Score | Distance from Waconia (miles) |
|---|---|---|---|---|
| State Farm | Colin Charlson | 5560 Three Points Blvd, Mound, MN, 55364-1133 | 9.7 | |
| Travelers | Insurance Center Of Buffalo | 1200 N Hwy 25 , Buffalo, MN, 55313 | 20.6 | |
| State Farm | Matt Boockmeier | 5100 Eden Ave Ste 105, Edina, MN, 55436-2333 | 22.2 | |
| Travelers | Insurance Advantage Agency Llc | 7600 Parklawn Ave S #350, Edina, MN, 55435 | 22.5 | |
| Travelers | Insurance Advisors Inc | 15020 27th Ave N, Plymouth, MN, 55447 | 19.7 | |
| Allstate | Stanley Winnie | 6409 City West Pkwy Ste 100, Eden Prairie, MN, 55344 | 18.8 | |
| Farmers | Craig Pearson | 13911 Ridgedale Dr Ste 253, Minnetonka, MN, 55305 | 18.9 | |
| Travelers | Choice Insurance Agency Inc | 13911 Ridgedale Drive Suite 310, Minnetonka, MN, 55305 | 18.9 | |
| State Farm | Tom Dolan | 6407 City West Pkwy Ste C5, Eden Prairie, MN, 55344-7851 | 18.8 | |
| Allstate | Jacob Group Agency | 110 Pioneer Trl Ste 108, Chaska, MN, 55318 | 9.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $800 | $1,640 | $840 |
| Carver County, MN | $287,200 | $1,298 | $930 | $1,790 | $860 |
| Waconia, MN | $265,300 | $981 | $710 | $1,400 | $690 |
| Laketown, MN | $343,800 | $1,621 | $1,100 | $2,300 | $1,200 |
| Blakeley, MN | $294,400 | $1,462 | $1,070 | $2,030 | $960 |
| Medicine Lake, MN | $584,500 | $2,763 | $1,960 | $3,900 | $1,940 |
| Golden Valley, MN | $278,400 | $1,007 | $690 | $1,420 | $730 |
| Cokato, MN | $136,300 | $959 | $700 | $1,350 | $650 |
| Hilltop, MN | $11,900 | $139 | $90 | $200 | $110 |
| Fair Haven, MN | $203,100 | $1,202 | $870 | $1,690 | $820 |
| Oak Grove, MN | $255,200 | $961 | $660 | $1,320 | $660 |
| Forest Prairie, MN | $189,800 | $1,160 | $850 | $1,660 | $810 |
| North Mankato, MN | $176,300 | $793 | $550 | $1,090 | $540 |