Gavop shows you how to buy homeowners insurance in Granby, CT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Granby, CT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Old Field Rd, Kilmer Ln, Spring Meadow Dr, Greenwood Rd, High Ridge Dr, Farmview Ln, Farmview Cir, Towpath Rd, Cortland Way, Knollwood Ln | $415,000 | $350,000 | $400,000-$500,000 | $517,000 | $460,000 | $500,000-$600,000 |
| Old Stagecoach Rd, Hungary Rd, Archie Ln, Holcomb Hill Rd, Sunny Hts, Fielding Woods, Petersen Rd, Barkhamsted Rd, Harmony Hill Rd, Black Oak Ln | $246,000 | $230,000 | $250,000-$300,000 | $330,500 | $270,000 | $300,000-$350,000 |
| W Lakeview Dr, Stratton Rd, Black Oak Dr, State Hwy 539, Washington Dr, Fox Hunt Cir, Brendans Way, Burleigh Dr, Barndoor Hills Rd, Cone Pond Ln | $298,500 | $270,000 | $300,000-$350,000 | $375,000 | $320,000 | $400,000-$500,000 |
| Mechanicsville Rd, Twilight Dr, Woodland Pl, Harvey Dr, Day St S, Massaco Ln, Lakeside Dr, Pine Woods Rd, Emerson Ln, Hillyer Way | $291,000 | $280,000 | $300,000-$350,000 | $648,000 | $550,000 | $600,000-$700,000 |
| Hayfield Ln, Old Orchard Rd, Old Simsbury Rd, Windmill Springs, Candle Wood Dr, Stonehedge Way, N Church Rd, Cider Mill Hts, W Granby Rd, E Granby Rd | $167,500 | $140,000 | $125,000-$150,000 | $282,000 | $270,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $810 |
| Superior Protection Discount | -$85 | $857 |
| Fire & Security Discount | -$75 | $866 |
| Hail Resistant Roof Discount | -$19 | $923 |
| Newly Constructed Home Discount | -$254 | $687 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,295 |
| Hail Damage | $4,476 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $16,887 |
| Home Insurance Company Granby, CT | Homeowners Insurance Agency Granby, CT | Address | Popularity Score | Distance from Granby (miles) |
|---|---|---|---|---|
| Travelers | Roland Dumont Agency Inc | 985 Farmington Ave, Bristol, CT, 6011 | 19.5 | |
| State Farm | Talline Carvalho | 15 Federal Rd Unit 1, Danbury, CT, 06810-5010 | 49.8 | |
| State Farm | Elsie Encarnacion | 505 Campbell Ave, West Haven, CT, 06516-5018 | 48.7 | |
| Liberty Mutual Independent | Granby Insurance Agency Inc | 29 Hartford Ave, Granby, CT, 6035 | 2.8 | |
| Liberty Mutual Independent | Wellstone Insurance | 800 Cottage Grove Road Building One, Bloomfield, CT, 6002 | 11.7 | |
| Allstate | Kunle Olumide | 1 Corporate Dr, Windsor Locks, CT, 6096 | 8.9 | |
| Liberty Mutual Independent | Wilson Agency Inc | 30 Huntington Street, Shelton, CT, 6484 | 49.4 | |
| Allstate | Ted Zentek | 730 Hopmeadow St, Simsbury, CT, 6070 | 6.9 | |
| State Farm | Rosemary Butler | 46 Danbury Rd, New Milford, CT, 06776-3403 | 41.1 | |
| Travelers | T J Herlihy Ins | 894 Hopmeadow St, Simsbury, CT, 6070 | 6.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $860 | $1,740 | $880 |
| Hartford County, CT | $235,300 | $1,076 | $790 | $1,540 | $750 |
| Granby, CT | $296,800 | $941 | $690 | $1,290 | $600 |
| Sheffield, MA | $286,400 | $1,175 | $860 | $1,610 | $750 |
| Watertown, CT | $235,900 | $1,159 | $820 | $1,630 | $810 |
| South Amherst, MA | $309,800 | $1,250 | $840 | $1,780 | $940 |
| Middletown, CT | $228,500 | $1,058 | $760 | $1,510 | $750 |
| Woodbury, CT | $350,800 | $1,048 | $710 | $1,450 | $740 |
| Southbury, CT | $325,000 | $995 | $710 | $1,370 | $660 |
| East Haddam, CT | $268,800 | $888 | $600 | $1,260 | $660 |
| Pine Plains, NY | $240,400 | $917 | $660 | $1,270 | $610 |
| Madison, CT | $432,900 | $961 | $680 | $1,330 | $650 |
| Chatham, NY | $262,900 | $1,016 | $690 | $1,450 | $760 |