Gavop shows you how to buy homeowners insurance in Yukon-Koyukuk Census, AK by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $85,000 | $80,000 | $50,000-$75,000 |
| 3 Bedroom | $95,500 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $177,000 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $164,500 | $140,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$144 | $755 |
| Superior Protection Discount | -$90 | $809 |
| Fire & Security Discount | -$81 | $818 |
| Hail Resistant Roof Discount | -$27 | $872 |
| Newly Constructed Home Discount | -$225 | $675 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Yukon-Koyukuk Census Area | $2,000 | $889 | $2,889 | $646 | $2,646 | $243 |
| Koyukuk, AK | $700 | $889 | $1,589 | $646 | $1,346 | $243 |
| Tanana, AK | $100 | $360 | $460 | $261 | $361 | $98 |
| Manley Hot Springs, AK | $2,000 | $508 | $2,508 | $369 | $2,369 | $139 |
| Rampart, AK | $500 | $500 | $1,000 | $363 | $863 | $137 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alaska | $261,900 | $931 | $630 | $1,330 | $700 |
| Yukon-Koyukuk Census Area, AK | $80,600 | $899 | $610 | $1,290 | $680 |
| Koyukuk, AK | $80,600 | $899 | $610 | $1,290 | $680 |
| Tanana, AK | $52,500 | $364 | $250 | $520 | $270 |
| Manley Hot Springs, AK | $85,700 | $514 | $350 | $740 | $390 |
| Rampart, AK | $83,800 | $506 | $340 | $720 | $380 |