Gavop shows you how to buy homeowners insurance in Lamar, CO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Lamar, CO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Willow Creek Dr, Co Rd Tt, W Goff Ave, Quitman Ave, Sherman St, Co Rd A, N 7th St, Rd 10, Mayhew Dr, S 9th St | $123,000 | $100,000 | $100,000-$125,000 | $84,500 | $70,000 | $75,000-$100,000 |
| Co Rd 7, W Broderick Ave, Yucca Dr, Quail Ridge Dr, W Half Ave, S 6th St, Co Rd 9 5/10, Kendall Dr, E Olive St, Co Rd 17 | $110,000 | $100,000 | $100,000-$125,000 | $131,500 | $120,000 | $150,000-$175,000 |
| Co Rd 19, Co Rd Mm.3, E 1st St N, E Poplar St, Sunset Dr, S 7th St, E Oak St, Willow Valley Rd, N 8th St, S 4th St | $96,000 | $90,000 | $100,000-$125,000 | $49,500 | $40,000 | $50,000-$75,000 |
| Co Rd 21, Co Rd 22, N Irvin St, E Parmenter St, Co Rd H, W Sherman St, E Elm St, Summit Rd, 2nd St, Sunset Ridge | $129,000 | $100,000 | $125,000-$150,000 | $81,500 | $80,000 | $75,000-$100,000 |
| Co Rd Nn, Lynn St, W Cedar St, E 6th St, N 13th St, N Snowden St, Co Rd Gg, W Boone Ave, Co Rd 8.5, US Hwy 287 Scn | $129,000 | $120,000 | $100,000-$125,000 | $78,000 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$104 | $641 |
| Superior Protection Discount | -$67 | $679 |
| Fire & Security Discount | -$67 | $679 |
| Hail Resistant Roof Discount | -$15 | $731 |
| Newly Constructed Home Discount | -$149 | $597 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Prowers County | $1,000 | $732 | $1,732 | $532 | $1,532 | $200 |
| Lamar, CO | $2,500 | $737 | $3,237 | $536 | $3,036 | $201 |
| Granada, CO | $500 | $791 | $1,291 | $575 | $1,075 | $216 |
| Prowers County, CO | $1,500 | $732 | $2,232 | $532 | $2,032 | $200 |
| Sheridan Lake, CO | $500 | $988 | $1,488 | $718 | $1,218 | $270 |
| Coolidge, KS | $2,000 | $763 | $2,763 | $554 | $2,554 | $208 |
| Las Animas, CO | $100 | $693 | $793 | $503 | $603 | $189 |
| Towner, CO | $700 | $577 | $1,277 | $419 | $1,119 | $158 |
| Springfield, CO | $200 | $809 | $1,009 | $588 | $788 | $221 |
| Home Insurance Company Lamar, CO | Homeowners Insurance Agency Lamar, CO | Address | Popularity Score | Distance from Lamar (miles) |
|---|---|---|---|---|
| State Farm | Seth Walker | 308 E Olive St, Lamar, CO, 81052-2841 | 3.4 | |
| State Farm | Anna Carere | 701 S Main St Ste 1, Lamar, CO, 81052-3448 | 3.7 | |
| Liberty Mutual Independent | First Insurance Services Inc | 507 Bent Ave, Las Animas, CO, 81054 | 33.1 | |
| Travelers | Jennifer Morlan Insurance Llc | 420 N Main St, Lamar, CO, 81052 | 3.0 | |
| Farmers | Salud Gonzalez | 202 S 5th St, Lamar, CO, 81052 | 3.4 | |
| Travelers | Colorado East Insurance Inc | 100 W Pearl Street, Lamar, CO, 81052 | 3.6 | |
| Allstate | First Ins Serv. Inc | 507 Bent Ave, Las Animas, CO, 81054 | 33.1 | |
| Allstate | Community Insurance | 201 S 5th St Ste B, Lamar, CO, 81052 | 3.4 | |
| Travelers | Colorado East Insurance Inc | 100 West Pearl Street, Lamar, CO, 81052 | 3.6 | |
| Allstate | High Plains Ins Agy | 125 S Main St, Lamar, CO, 81052 | 3.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Prowers County, CO | $94,400 | $741 | $520 | $970 | $450 |
| Lamar, CO | $95,900 | $746 | $520 | $980 | $460 |
| Granada, CO | $77,000 | $801 | $560 | $1,050 | $490 |
| Prowers County, CO | $94,400 | $741 | $520 | $970 | $450 |
| Sheridan Lake, CO | $124,000 | $1,000 | $700 | $1,310 | $610 |
| Coolidge, KS | $46,300 | $772 | $600 | $1,040 | $440 |
| Las Animas, CO | $67,600 | $701 | $490 | $920 | $430 |
| Towner, CO | $37,500 | $584 | $410 | $770 | $360 |
| Springfield, CO | $80,700 | $819 | $570 | $1,070 | $500 |