Gavop shows you how to buy homeowners insurance in Meridianville, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $62,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $194,500 | $170,000 | $175,000-$200,000 |
| 3 Bedroom | $211,000 | $190,000 | $250,000-$300,000 |
| 4 Bedroom | $199,000 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $438,000 | $410,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$162 | $790 |
| Superior Protection Discount | -$86 | $866 |
| Fire & Security Discount | -$105 | $847 |
| Hail Resistant Roof Discount | -$29 | $923 |
| Newly Constructed Home Discount | -$248 | $704 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Madison County | $2,000 | $1,202 | $3,202 | $874 | $2,874 | $329 |
| Meridianville, AL | $700 | $941 | $1,641 | $684 | $1,384 | $257 |
| Triana, AL | $400 | $957 | $1,357 | $695 | $1,095 | $261 |
| Mooresville, AL | $2,500 | $1,042 | $3,542 | $757 | $3,257 | $285 |
| Morgan County, AL | $200 | $1,055 | $1,255 | $767 | $967 | $288 |
| Jackson County, AL | $700 | $967 | $1,667 | $702 | $1,402 | $264 |
| Eva, AL | $500 | $832 | $1,332 | $604 | $1,104 | $227 |
| Joppa, AL | $2,500 | $908 | $3,408 | $660 | $3,160 | $248 |
| Baileyton, AL | $500 | $1,015 | $1,515 | $737 | $1,237 | $277 |
| North Courtland, AL | $2,000 | $729 | $2,729 | $530 | $2,530 | $199 |
| South Vinemont, AL | $300 | $1,057 | $1,357 | $768 | $1,068 | $289 |
| Home Insurance Company Meridianville, AL | Homeowners Insurance Agency Meridianville, AL | Address | Popularity Score | Distance from Meridianville (miles) |
|---|---|---|---|---|
| State Farm | Meri Beth Mabry | 712 A Jackson Way Ne, Huntsville, AL, 35801-3503 | 9.1 | |
| State Farm | Candi Williams | 1047 Jeff Rd Nw Ste 5, Huntsville, AL, 35806-4232 | 9.8 | |
| State Farm | Christina Smith | 7262 Governors West Nw Ste 103, Huntsville, AL, 35806-2378 | 13.6 | |
| State Farm | Brian Wiggins | 8871 Madison Blvd Ste A, Madison, AL, 35758-1807 | 16.7 | |
| Allstate | Bo Cochran | 61 Town Center Dr Nw Unit A, Huntsville, AL, 35806 | 10.5 | |
| State Farm | Ken Davis | 3503 Memorial Pkwy Nw Ste Ea, Huntsville, AL, 35810-2414 | 7.2 | |
| Allstate | Phillip Gibson | 12819 Highway 231 431 N, Hazel Green, AL, 35750 | 1.0 | |
| Farmers | Rhonda Moore | 12875 Highway 231 431 N, Hazel Green, AL, 35750 | 1.1 | |
| Allstate | James F. Smith | 415 Church St Nw Ste 131b, Huntsville, AL, 35801 | 9.7 | |
| Allstate | Alex Adams Jr. | 2413 Jordan Ln Nw Ste B, Huntsville, AL, 35816 | 8.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $840 | $1,610 | $770 |
| Madison County, AL | $173,400 | $1,217 | $880 | $1,690 | $810 |
| Meridianville, AL | $170,100 | $952 | $690 | $1,340 | $650 |
| Triana, AL | $220,000 | $968 | $700 | $1,380 | $680 |
| Mooresville, AL | $210,500 | $1,054 | $770 | $1,490 | $720 |
| Morgan County, AL | $128,200 | $1,068 | $780 | $1,520 | $740 |
| Jackson County, AL | $105,000 | $978 | $660 | $1,380 | $720 |
| Eva, AL | $102,200 | $842 | $580 | $1,160 | $580 |
| Joppa, AL | $89,100 | $919 | $650 | $1,300 | $650 |
| Baileyton, AL | $106,300 | $1,027 | $700 | $1,470 | $770 |
| North Courtland, AL | $63,500 | $738 | $490 | $1,020 | $530 |
| South Vinemont, AL | $113,900 | $1,070 | $730 | $1,530 | $800 |